Interlife General Insurance Company S.A. (ATH: INLIF)

ATH: INLIF Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Premiums & Annuity Revenue	94.53	88.56	79.46	66.05	62.75	61.01
Total Interest & Dividend Income	5.39	3.06	13.54	2.69	2.85	2.61
Gain (Loss) on Sale of Investments	13.22	19.21	-17.99	5.24	0.57	16.4
Other Revenue	0.46	0.51	0.53	0.86	0.57	0.67
Total Revenue	113.6	111.33	75.55	74.84	66.75	80.69
Revenue Growth (YoY)	9.88%	47.36%	0.95%	12.12%	-17.28%	50.36%
Policy Benefits	82.7	67.83	59.42	35.54	27.79	36.11
Policy Acquisition & Underwriting Costs	17.23	17.23	15.03	13.9	13	12.43
Selling, General & Administrative	1.63	2.85	5	7.63	6.82	7.2
Other Operating Expenses	7.12	7.11	-0.75	-0.16	-0.07	0.12
Total Operating Expenses	108.68	95.01	78.7	56.91	47.54	55.86
Operating Income	4.92	16.32	-3.15	17.93	19.21	24.83
Interest Expense	-0.02	-0.02	-0.02	-0.13	-0.01	-0.01
Currency Exchange Gain (Loss)	-0.04	-0.14	0.05	0.25	-0.2	-0
EBT Excluding Unusual Items	4.87	16.16	-3.12	18.05	19	24.82
Gain (Loss) on Sale of Assets	0.01	-	-	0.01	0.01	0
Asset Writedown	1.14	1.14	2.2	0.06	0.66	0.42
Pretax Income	6.01	17.29	-0.93	18.12	19.67	25.24
Income Tax Expense	1.51	3.59	-0.02	3.66	4.24	6.38
Net Income	4.5	13.71	-0.9	14.46	15.43	18.86
Net Income to Common	4.5	13.71	-0.9	14.46	15.43	18.86
Net Income Growth	-76.33%	-	-	-6.27%	-18.21%	180.05%
Shares Outstanding (Basic)	18	18	18	18	18	18
Shares Outstanding (Diluted)	18	18	18	18	18	18
Shares Change (YoY)	-	-	-	-	-	0.51%
EPS (Basic)	0.24	0.74	-0.05	0.78	0.84	1.02
EPS (Diluted)	0.24	0.74	-0.05	0.78	0.84	1.02
EPS Growth	-76.33%	-	-	-6.27%	-18.21%	178.64%
Free Cash Flow	16.36	11.96	18	16.62	17.35	15.38
Free Cash Flow Per Share	0.89	0.65	0.97	0.90	0.94	0.83
Dividend Per Share	0.160	0.160	0.120	0.120	0.120	-
Dividend Growth	33.33%	33.33%	0%	0%	-	-
Operating Margin	4.33%	14.66%	-4.17%	23.96%	28.78%	30.78%
Profit Margin	3.97%	12.31%	-1.20%	19.32%	23.12%	23.38%
Free Cash Flow Margin	14.40%	10.74%	23.82%	22.20%	26.00%	19.06%
EBITDA	5.18	16.59	-2.83	18.24	19.55	25.19
EBITDA Margin	4.56%	14.90%	-3.74%	24.37%	29.29%	31.22%
D&A For EBITDA	0.26	0.27	0.33	0.31	0.34	0.35
EBIT	4.92	16.32	-3.15	17.93	19.21	24.83
EBIT Margin	4.33%	14.66%	-4.17%	23.96%	28.78%	30.78%
Effective Tax Rate	25.07%	20.74%	-	20.19%	21.56%	25.26%
Revenue as Reported	-	-	-	75.38	67.71	81.26

Source: S&P Capital IQ. Insurance template. Financial Sources.