Interlife General Insurance Company S.A. (ATH:INLIF)

ATH:INLIF Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	100.56	98.98	88.56	79.46	66.05	62.75
Total Interest & Dividend Income	5.43	6.59	3.06	13.54	2.69	2.85
Gain (Loss) on Sale of Investments	16.4	13.55	19.21	-17.99	5.24	0.57
Other Revenue	0.46	0.22	0.51	0.53	0.86	0.57
Total Revenue	122.84	119.35	111.33	75.55	74.84	66.75
Revenue Growth (YoY)	8.14%	7.20%	47.36%	0.95%	12.12%	-17.28%
Policy Benefits	73.01	76.71	67.83	59.42	35.54	27.79
Policy Acquisition & Underwriting Costs	19.64	19.39	17.23	15.03	13.9	13
Selling, General & Administrative	3.38	3.35	2.85	5	7.63	6.82
Other Operating Expenses	1.49	5.43	7.11	-0.75	-0.16	-0.07
Total Operating Expenses	97.53	104.89	95.01	78.7	56.91	47.54
Operating Income	25.31	14.46	16.32	-3.15	17.93	19.21
Interest Expense	-0.03	-0.02	-0.02	-0.02	-0.13	-0.01
Currency Exchange Gain (Loss)	-0.1	0.01	-0.14	0.05	0.25	-0.2
EBT Excluding Unusual Items	25.18	14.45	16.16	-3.12	18.05	19
Gain (Loss) on Sale of Assets	0.43	0.01	-	-	0.01	0.01
Asset Writedown	0.31	0.31	1.14	2.2	0.06	0.66
Pretax Income	25.92	14.77	17.29	-0.93	18.12	19.67
Income Tax Expense	5.03	3.03	3.59	-0.02	3.66	4.24
Net Income	20.89	11.74	13.71	-0.9	14.46	15.43
Net Income to Common	20.89	11.74	13.71	-0.9	14.46	15.43
Net Income Growth	363.85%	-14.38%	-	-	-6.27%	-18.21%
Shares Outstanding (Basic)	18	18	18	18	18	18
Shares Outstanding (Diluted)	18	18	18	18	18	18
EPS (Basic)	1.13	0.64	0.74	-0.05	0.78	0.84
EPS (Diluted)	1.13	0.64	0.74	-0.05	0.78	0.84
EPS Growth	363.85%	-14.38%	-	-	-6.27%	-18.21%
Free Cash Flow	19.11	18.44	11.96	18	16.62	17.35
Free Cash Flow Per Share	1.03	1.00	0.65	0.97	0.90	0.94
Dividend Per Share	0.200	0.200	0.160	0.120	0.120	0.120
Dividend Growth	25.00%	25.00%	33.33%	-	-	-
Operating Margin	20.60%	12.12%	14.66%	-4.17%	23.96%	28.78%
Profit Margin	17.01%	9.84%	12.31%	-1.20%	19.32%	23.12%
Free Cash Flow Margin	15.55%	15.45%	10.74%	23.82%	22.20%	26.00%
EBITDA	25.58	14.73	16.59	-2.83	18.24	19.55
EBITDA Margin	20.83%	12.34%	14.90%	-3.74%	24.37%	29.29%
D&A For EBITDA	0.27	0.27	0.27	0.33	0.31	0.34
EBIT	25.31	14.46	16.32	-3.15	17.93	19.21
EBIT Margin	20.60%	12.12%	14.66%	-4.17%	23.96%	28.78%
Effective Tax Rate	19.39%	20.54%	20.74%	-	20.19%	21.56%
Revenue as Reported	-	-	-	-	75.38	67.71

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.