Interlife General Insurance Company S.A. (ATH:INLIF)

ATH:INLIF Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	98.98	98.98	88.56	79.46	66.05	62.75
Total Interest & Dividend Income	6.59	6.59	3.06	13.54	2.69	2.85
Gain (Loss) on Sale of Investments	13.55	13.55	19.21	-17.99	5.24	0.57
Other Revenue	0.22	0.22	0.51	0.53	0.86	0.57
Total Revenue	119.35	119.35	111.33	75.55	74.84	66.75
Revenue Growth (YoY)	7.20%	7.20%	47.36%	0.95%	12.12%	-17.28%
Policy Benefits	76.71	76.71	67.83	59.42	35.54	27.79
Policy Acquisition & Underwriting Costs	19.39	19.39	17.23	15.03	13.9	13
Selling, General & Administrative	3.35	3.35	2.85	5	7.63	6.82
Other Operating Expenses	5.43	5.43	7.11	-0.75	-0.16	-0.07
Total Operating Expenses	104.89	104.89	95.01	78.7	56.91	47.54
Operating Income	14.46	14.46	16.32	-3.15	17.93	19.21
Interest Expense	-0.02	-0.02	-0.02	-0.02	-0.13	-0.01
Currency Exchange Gain (Loss)	0.01	0.01	-0.14	0.05	0.25	-0.2
EBT Excluding Unusual Items	14.45	14.45	16.16	-3.12	18.05	19
Gain (Loss) on Sale of Assets	0.01	0.01	-	-	0.01	0.01
Asset Writedown	0.31	0.31	1.14	2.2	0.06	0.66
Pretax Income	14.77	14.77	17.29	-0.93	18.12	19.67
Income Tax Expense	3.03	3.03	3.59	-0.02	3.66	4.24
Net Income	11.74	11.74	13.71	-0.9	14.46	15.43
Net Income to Common	11.74	11.74	13.71	-0.9	14.46	15.43
Net Income Growth	-14.38%	-14.38%	-	-	-6.27%	-18.21%
Shares Outstanding (Basic)	18	18	18	18	18	18
Shares Outstanding (Diluted)	18	18	18	18	18	18
EPS (Basic)	0.64	0.64	0.74	-0.05	0.78	0.84
EPS (Diluted)	0.64	0.64	0.74	-0.05	0.78	0.84
EPS Growth	-14.38%	-14.38%	-	-	-6.27%	-18.21%
Free Cash Flow	18.44	18.44	11.96	18	16.62	17.35
Free Cash Flow Per Share	1.00	1.00	0.65	0.97	0.90	0.94
Dividend Per Share	0.200	0.200	0.160	0.120	0.120	0.120
Dividend Growth	25.00%	25.00%	33.33%	-	-	-
Operating Margin	12.12%	12.12%	14.66%	-4.17%	23.96%	28.78%
Profit Margin	9.84%	9.84%	12.31%	-1.20%	19.32%	23.12%
Free Cash Flow Margin	15.45%	15.45%	10.74%	23.82%	22.20%	26.00%
EBITDA	14.73	14.73	16.59	-2.83	18.24	19.55
EBITDA Margin	12.34%	12.34%	14.90%	-3.74%	24.37%	29.29%
D&A For EBITDA	0.27	0.27	0.27	0.33	0.31	0.34
EBIT	14.46	14.46	16.32	-3.15	17.93	19.21
EBIT Margin	12.12%	12.12%	14.66%	-4.17%	23.96%	28.78%
Effective Tax Rate	20.54%	20.54%	20.74%	-	20.19%	21.56%
Revenue as Reported	-	-	-	-	75.38	67.71

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.