Interlife General Insurance Company S.A. (ATH:INLIF)

ATH:INLIF Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	98.98	88.56	79.46	66.05	62.75
Total Interest & Dividend Income	6.59	3.06	13.54	2.69	2.85
Gain (Loss) on Sale of Investments	13.55	19.21	-17.99	5.24	0.57
Other Revenue	0.22	0.51	0.53	0.86	0.57
Total Revenue	119.35	111.33	75.55	74.84	66.75
Revenue Growth (YoY)	7.20%	47.36%	0.95%	12.12%	-17.28%
Policy Benefits	76.71	67.83	59.42	35.54	27.79
Policy Acquisition & Underwriting Costs	19.39	17.23	15.03	13.9	13
Selling, General & Administrative	3.35	2.85	5	7.63	6.82
Other Operating Expenses	5.43	7.11	-0.75	-0.16	-0.07
Total Operating Expenses	104.89	95.01	78.7	56.91	47.54
Operating Income	14.46	16.32	-3.15	17.93	19.21
Interest Expense	-0.02	-0.02	-0.02	-0.13	-0.01
Currency Exchange Gain (Loss)	0.01	-0.14	0.05	0.25	-0.2
EBT Excluding Unusual Items	14.45	16.16	-3.12	18.05	19
Gain (Loss) on Sale of Assets	0.01	-	-	0.01	0.01
Asset Writedown	0.31	1.14	2.2	0.06	0.66
Pretax Income	14.77	17.29	-0.93	18.12	19.67
Income Tax Expense	3.03	3.59	-0.02	3.66	4.24
Net Income	11.74	13.71	-0.9	14.46	15.43
Net Income to Common	11.74	13.71	-0.9	14.46	15.43
Net Income Growth	-14.38%	-	-	-6.27%	-18.21%
Shares Outstanding (Basic)	18	18	18	18	18
Shares Outstanding (Diluted)	18	18	18	18	18
EPS (Basic)	0.64	0.74	-0.05	0.78	0.84
EPS (Diluted)	0.64	0.74	-0.05	0.78	0.84
EPS Growth	-14.38%	-	-	-6.27%	-18.21%
Free Cash Flow	18.44	11.96	18	16.62	17.35
Free Cash Flow Per Share	1.00	0.65	0.97	0.90	0.94
Dividend Per Share	0.200	0.160	0.120	0.120	0.120
Dividend Growth	25.00%	33.33%	-	-	-
Operating Margin	12.12%	14.66%	-4.17%	23.96%	28.78%
Profit Margin	9.84%	12.31%	-1.20%	19.32%	23.12%
Free Cash Flow Margin	15.45%	10.74%	23.82%	22.20%	26.00%
EBITDA	14.73	16.59	-2.83	18.24	19.55
EBITDA Margin	12.34%	14.90%	-3.74%	24.37%	29.29%
D&A For EBITDA	0.27	0.27	0.33	0.31	0.34
EBIT	14.46	16.32	-3.15	17.93	19.21
EBIT Margin	12.12%	14.66%	-4.17%	23.96%	28.78%
Effective Tax Rate	20.54%	20.74%	-	20.19%	21.56%
Revenue as Reported	-	-	-	75.38	67.71

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.