ATH:INLIF Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	103.8	98.98	88.56	79.46	66.05
Total Interest & Dividend Income	9.11	6.59	3.06	13.54	2.69
Gain (Loss) on Sale of Investments	17.34	13.55	19.21	-17.99	5.24
Other Revenue	-0.93	0.22	0.51	0.53	0.86
Total Revenue	129.32	119.35	111.33	75.55	74.84
Revenue Growth (YoY)	8.35%	7.20%	47.36%	0.95%	12.12%
Policy Benefits	73.82	76.71	67.83	59.42	35.54
Policy Acquisition & Underwriting Costs	20.34	19.39	17.23	15.03	13.9
Selling, General & Administrative	3.01	3.35	2.85	5	7.63
Other Operating Expenses	6.09	5.43	7.11	-0.75	-0.16
Total Operating Expenses	103.25	104.89	95.01	78.7	56.91
Operating Income	26.06	14.46	16.32	-3.15	17.93
Interest Expense	-0.02	-0.02	-0.02	-0.02	-0.13
Currency Exchange Gain (Loss)	-0.17	0.01	-0.14	0.05	0.25
EBT Excluding Unusual Items	25.88	14.45	16.16	-3.12	18.05
Gain (Loss) on Sale of Assets	0.43	0.01	-	-	0.01
Asset Writedown	6.37	0.31	1.14	2.2	0.06
Pretax Income	32.67	14.77	17.29	-0.93	18.12
Income Tax Expense	4.91	3.03	3.59	-0.02	3.66
Net Income	27.77	11.74	13.71	-0.9	14.46
Net Income to Common	27.77	11.74	13.71	-0.9	14.46
Net Income Growth	136.58%	-14.38%	-	-	-6.27%
Shares Outstanding (Basic)	18	18	18	18	18
Shares Outstanding (Diluted)	18	18	18	18	18
EPS (Basic)	1.50	0.64	0.74	-0.05	0.78
EPS (Diluted)	1.50	0.64	0.74	-0.05	0.78
EPS Growth	136.58%	-14.38%	-	-	-6.27%
Free Cash Flow	19.45	18.45	11.96	18	16.62
Free Cash Flow Per Share	1.05	1.00	0.65	0.97	0.90
Dividend Per Share	0.250	0.200	0.160	0.120	0.120
Dividend Growth	25.00%	25.00%	33.33%	-	-
Operating Margin	20.16%	12.12%	14.66%	-4.17%	23.96%
Profit Margin	21.47%	9.84%	12.31%	-1.20%	19.32%
Free Cash Flow Margin	15.04%	15.46%	10.74%	23.82%	22.20%
EBITDA	26.36	14.73	16.59	-2.83	18.24
EBITDA Margin	20.38%	12.34%	14.90%	-3.74%	24.37%
D&A For EBITDA	0.29	0.27	0.27	0.33	0.31
EBIT	26.06	14.46	16.32	-3.15	17.93
EBIT Margin	20.16%	12.12%	14.66%	-4.17%	23.96%
Effective Tax Rate	15.02%	20.54%	20.74%	-	20.19%
Revenue as Reported	-	-	-	-	75.38

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.