Optima bank S.A. (ATH:OPTIMA)

Greece · Delayed Price · Currency is EUR

12.10

+0.25 (2.11%)

Sep 9, 2026, 5:15 PM EET

Optima bank Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	309.72	273.03	234.17	183.04	89.95	43.87
Revenue Growth	24.15%	16.59%	27.93%	103.50%	105.04%	112.29%
Net Income	193.27	170.05	140.22	103.02	42.43	10.05
Earnings Per Share	0.87	0.77	0.63	0.64	0.36	0.09
EPS Growth	26.43%	22.00%	-2.07%	80.91%	299.40%	-

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Banking	234.7	203.87	173.31	132.97
Brokerage	21.97	16.14	11.81	8.88
Treasury	69.19	63.88	57.9	44.79
Other	-1.39	2.22	4.19	1.07
Subsidiaries	13.91	11.42	7.63	5.42
Eliminations	0.3	0.04	-0.13	-0.18
Total	338.66	297.55	254.72	192.96

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	667.05	671.14	457.62	472.31	268.32	66.6
Total Debt	179.47	176.36	26.54	31.38	110.96	115.47
Net Cash (Debt)	487.58	494.78	431.09	440.93	157.35	-48.87
Net Cash Growth	46.26%	14.77%	-2.23%	180.22%	-	-
Net Cash Per Share	2.20	2.24	1.95	2.76	1.31	-0.43

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-1,333	-1,141	-921.08	-789.66	-743.37	-621.09
Capital Expenditures	-1.82	-1.85	-1.77	-1.49	-1.71	-3.1
Free Cash Flow	-1,335	-1,142	-922.85	-791.15	-745.08	-624.19
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	62.40%	62.28%	59.88%	56.28%	47.16%	22.91%
FCF Margin	-430.89%	-418.41%	-394.09%	-432.22%	-828.33%	-1422.81%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023
Period Ending	Sep '26 Sep 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Dividend Per Share	0.190	-	0.190	0.147
Dividend Per Share Growth	21.05%	-	29.52%	-
Dividend Yield	1.60%	-	4.64%	6.16%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	13.91	10.02	6.81	5.58	-	-
Forward PE	11.15	9.99	6.13	5.07	-	-
PS Ratio	8.64	6.24	4.08	3.14	-	-