Optima bank Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	418.14	15.62	16.27	11.64	10.36	6.51
Investment Securities	1,077	1,327	605.27	436.43	278.12	290.55
Trading Asset Securities	248.91	357.39	297.93	362.38	248	54.63
Total Investments	1,326	1,684	903.2	798.81	526.12	345.18
Gross Loans	5,832	5,127	3,666	2,467	1,702	1,038
Allowance for Loan Losses	-82.08	-68.26	-44.9	-27.6	-18.91	-13.71
Net Loans	5,749	5,059	3,622	2,440	1,684	1,025
Property, Plant & Equipment	26.73	28.5	30.31	30.41	31.28	31.23
Other Intangible Assets	10.47	11.03	11.4	10.81	10.32	8.73
Other Receivables	20.92	13.11	11.74	12.51	76.43	56.57
Restricted Cash	871.26	668.23	781.38	467.68	204.88	71.98
Other Current Assets	157.23	31.98	71.2	58.22	11.44	72.98
Long-Term Deferred Tax Assets	16.16	14.83	9.69	8.08	6.35	2.93
Other Long-Term Assets	79	32.05	84.22	30.28	46.42	14.18
Total Assets	8,676	7,558	5,541	3,868	2,607	1,635
Accrued Expenses	6.75	4.42	4.12	3.39	2.08	2
Interest Bearing Deposits	4,777	4,292	3,118	1,920	947.92	588.14
Non-Interest Bearing Deposits	2,612	2,270	1,618	1,338	1,214	742.06
Total Deposits	7,388	6,563	4,736	3,258	2,162	1,330
Short-Term Borrowings	5.89	5.62	5.32	8.5	85.67	95.5
Current Portion of Long-Term Debt	-	-	-	2.02	-	-
Current Portion of Leases	-	3.7	3.27	2.7	2.3	2.09
Current Income Taxes Payable	18.04	3.63	5.57	12.23	4.06	0.64
Accrued Interest Payable	2.3	2.45	1.86	1.99	1.18	0.35
Other Current Liabilities	19.09	17.32	22.92	12.75	21.81	16.53
Long-Term Debt	155.01	150.78	-	-	5.04	-
Long-Term Leases	18.57	16.26	17.96	18.17	17.96	17.88
Pension & Post-Retirement Benefits	1.21	1.09	1.03	0.69	0.55	0.46
Other Long-Term Liabilities	61.48	43.4	122.56	37.65	51.37	12.97
Total Liabilities	7,677	6,811	4,921	3,358	2,354	1,479
Common Stock	254.52	254.52	254.52	254.25	160.28	160.28
Additional Paid-In Capital	84.11	84.11	84.11	84.11	-	-
Retained Earnings	460.83	409.92	282.9	169.04	38.94	-3.03
Treasury Stock	-1.52	-1.74	-0.11	-0.16	-	-
Comprehensive Income & Other	201.02	0.31	-1.15	2.82	53.72	-0.95
Total Common Equity	998.97	747.12	620.28	510.06	252.94	156.3
Minority Interest	0.04	0.03	0.02	0.02	0.02	-
Shareholders' Equity	999.01	747.16	620.3	510.08	252.95	156.3
Total Liabilities & Equity	8,676	7,558	5,541	3,868	2,607	1,635
Total Debt	179.47	176.36	26.54	31.38	110.96	115.47
Net Cash (Debt)	487.58	494.78	431.09	440.93	157.35	-48.87
Net Cash Growth	46.26%	14.77%	-2.23%	180.22%	-	-
Net Cash Per Share	2.20	2.24	1.95	2.76	1.31	-0.43
Filing Date Shares Outstanding	221.09	221.07	221.29	221.01	112.87	112.87
Total Common Shares Outstanding	221.09	221.07	221.29	221.01	112.87	112.87
Book Value Per Share	4.52	3.38	2.80	2.31	2.24	1.38
Tangible Book Value	988.5	736.09	608.88	499.25	242.61	147.57
Tangible Book Value Per Share	4.47	3.33	2.75	2.26	2.15	1.31