Optima bank S.A. (ATH:OPTIMA)
Greece · Delayed Price · Currency is EUR 12.10
+0.25 (2.11%)
Sep 9, 2026, 5:15 PM EET
Optima bank Balance Sheet
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 418.14 | 15.62 | 16.27 | 11.64 | 10.36 | 6.51 |
Investment Securities | 1,077 | 1,327 | 605.27 | 436.43 | 278.12 | 290.55 |
Trading Asset Securities | 248.91 | 357.39 | 297.93 | 362.38 | 248 | 54.63 |
Total Investments | 1,326 | 1,684 | 903.2 | 798.81 | 526.12 | 345.18 |
Gross Loans | 5,832 | 5,127 | 3,666 | 2,467 | 1,702 | 1,038 |
Allowance for Loan Losses | -82.08 | -68.26 | -44.9 | -27.6 | -18.91 | -13.71 |
Net Loans | 5,749 | 5,059 | 3,622 | 2,440 | 1,684 | 1,025 |
Property, Plant & Equipment | 26.73 | 28.5 | 30.31 | 30.41 | 31.28 | 31.23 |
Other Intangible Assets | 10.47 | 11.03 | 11.4 | 10.81 | 10.32 | 8.73 |
Other Receivables | 20.92 | 13.11 | 11.74 | 12.51 | 76.43 | 56.57 |
Restricted Cash | 871.26 | 668.23 | 781.38 | 467.68 | 204.88 | 71.98 |
Other Current Assets | 157.23 | 31.98 | 71.2 | 58.22 | 11.44 | 72.98 |
Long-Term Deferred Tax Assets | 16.16 | 14.83 | 9.69 | 8.08 | 6.35 | 2.93 |
Other Long-Term Assets | 79 | 32.05 | 84.22 | 30.28 | 46.42 | 14.18 |
Total Assets | 8,676 | 7,558 | 5,541 | 3,868 | 2,607 | 1,635 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 6.75 | 4.42 | 4.12 | 3.39 | 2.08 | 2 |
Interest Bearing Deposits | 4,777 | 4,292 | 3,118 | 1,920 | 947.92 | 588.14 |
Non-Interest Bearing Deposits | 2,612 | 2,270 | 1,618 | 1,338 | 1,214 | 742.06 |
Total Deposits | 7,388 | 6,563 | 4,736 | 3,258 | 2,162 | 1,330 |
Short-Term Borrowings | 5.89 | 5.62 | 5.32 | 8.5 | 85.67 | 95.5 |
Current Portion of Long-Term Debt | - | - | - | 2.02 | - | - |
Current Portion of Leases | - | 3.7 | 3.27 | 2.7 | 2.3 | 2.09 |
Current Income Taxes Payable | 18.04 | 3.63 | 5.57 | 12.23 | 4.06 | 0.64 |
Accrued Interest Payable | 2.3 | 2.45 | 1.86 | 1.99 | 1.18 | 0.35 |
Other Current Liabilities | 19.09 | 17.32 | 22.92 | 12.75 | 21.81 | 16.53 |
Long-Term Debt | 155.01 | 150.78 | - | - | 5.04 | - |
Long-Term Leases | 18.57 | 16.26 | 17.96 | 18.17 | 17.96 | 17.88 |
Pension & Post-Retirement Benefits | 1.21 | 1.09 | 1.03 | 0.69 | 0.55 | 0.46 |
Other Long-Term Liabilities | 61.48 | 43.4 | 122.56 | 37.65 | 51.37 | 12.97 |
Total Liabilities | 7,677 | 6,811 | 4,921 | 3,358 | 2,354 | 1,479 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 254.52 | 254.52 | 254.52 | 254.25 | 160.28 | 160.28 |
Additional Paid-In Capital | 84.11 | 84.11 | 84.11 | 84.11 | - | - |
Retained Earnings | 460.83 | 409.92 | 282.9 | 169.04 | 38.94 | -3.03 |
Treasury Stock | -1.52 | -1.74 | -0.11 | -0.16 | - | - |
Comprehensive Income & Other | 201.02 | 0.31 | -1.15 | 2.82 | 53.72 | -0.95 |
Total Common Equity | 998.97 | 747.12 | 620.28 | 510.06 | 252.94 | 156.3 |
Minority Interest | 0.04 | 0.03 | 0.02 | 0.02 | 0.02 | - |
Shareholders' Equity | 999.01 | 747.16 | 620.3 | 510.08 | 252.95 | 156.3 |
Total Liabilities & Equity | 8,676 | 7,558 | 5,541 | 3,868 | 2,607 | 1,635 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 179.47 | 176.36 | 26.54 | 31.38 | 110.96 | 115.47 |
Net Cash (Debt) | 487.58 | 494.78 | 431.09 | 440.93 | 157.35 | -48.87 |
Net Cash Growth | 46.26% | 14.77% | -2.23% | 180.22% | - | - |
Net Cash Per Share | 2.20 | 2.24 | 1.95 | 2.76 | 1.31 | -0.43 |
Filing Date Shares Outstanding | 221.09 | 221.07 | 221.29 | 221.01 | 112.87 | 112.87 |
Total Common Shares Outstanding | 221.09 | 221.07 | 221.29 | 221.01 | 112.87 | 112.87 |
Book Value Per Share | 4.52 | 3.38 | 2.80 | 2.31 | 2.24 | 1.38 |
Tangible Book Value | 988.5 | 736.09 | 608.88 | 499.25 | 242.61 | 147.57 |
Tangible Book Value Per Share | 4.47 | 3.33 | 2.75 | 2.26 | 2.15 | 1.31 |