Optima bank S.A. (ATH:OPTIMA)

Dada Nexus Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	780.93	16.27	11.64	10.36	6.51	42.57
Investment Securities	591.79	605.27	436.43	278.12	290.55	254.08
Trading Asset Securities	208.81	297.93	362.38	248	54.63	41.19
Total Investments	800.6	903.2	798.81	526.12	345.18	295.27
Gross Loans	-	3,666	2,467	1,702	1,038	396.23
Allowance for Loan Losses	-	-44.9	-27.6	-18.91	-13.71	-10.17
Net Loans	-	3,622	2,440	1,684	1,025	386.05
Property, Plant & Equipment	29.13	30.31	30.41	31.28	31.23	37.52
Other Intangible Assets	10.97	11.4	10.81	10.32	8.73	-
Other Receivables	310.03	11.84	12.51	76.43	56.57	4.18
Restricted Cash	-	781.38	467.68	204.88	71.98	146.8
Other Current Assets	-	71.2	58.22	11.44	72.98	38.31
Long-Term Deferred Tax Assets	12.16	9.69	8.08	6.35	2.93	1.99
Other Long-Term Assets	116.55	84.12	30.28	46.42	14.18	47.4
Total Assets	6,250	5,541	3,868	2,607	1,635	1,000
Accrued Expenses	-	4.12	3.39	2.08	2	0.71
Interest Bearing Deposits	5,192	3,118	1,920	947.92	588.14	485.53
Non-Interest Bearing Deposits	-	1,618	1,338	1,214	742.06	272.03
Total Deposits	5,192	4,736	3,258	2,162	1,330	757.56
Short-Term Borrowings	2.26	5.32	8.5	85.67	95.5	20.9
Current Portion of Long-Term Debt	-	-	2.02	-	-	-
Current Portion of Leases	-	3.27	2.7	2.3	2.09	1.7
Current Income Taxes Payable	17.59	5.57	12.23	4.06	0.64	0.84
Accrued Interest Payable	-	1.86	1.99	1.18	0.35	0.13
Other Current Liabilities	-	22.92	12.75	21.81	16.53	51.02
Long-Term Debt	303.46	-	-	5.04	-	-
Long-Term Leases	20.55	17.96	18.17	17.96	17.88	18.17
Pension & Post-Retirement Benefits	1.15	1.03	0.69	0.55	0.46	0.35
Other Long-Term Liabilities	54.45	122.56	37.65	51.37	12.97	1.19
Total Liabilities	5,592	4,921	3,358	2,354	1,479	852.57
Common Stock	254.52	254.52	254.25	160.28	160.28	160.28
Additional Paid-In Capital	84.11	84.11	84.11	-	-	-
Retained Earnings	289.66	282.9	169.04	38.94	-3.03	-13.08
Treasury Stock	-0.13	-0.11	-0.16	-	-	-
Comprehensive Income & Other	30.35	-1.15	2.82	53.72	-0.95	0.31
Total Common Equity	658.52	620.28	510.06	252.94	156.3	147.52
Minority Interest	0.03	0.02	0.02	0.02	-	-
Shareholders' Equity	658.55	620.3	510.08	252.95	156.3	147.52
Total Liabilities & Equity	6,250	5,541	3,868	2,607	1,635	1,000
Total Debt	326.27	26.54	31.38	110.96	115.47	40.78
Net Cash (Debt)	663.48	431.09	440.93	157.35	-48.87	42.99
Net Cash Growth	477.05%	-2.23%	180.22%	-	-	-69.93%
Net Cash Per Share	3.00	1.95	2.76	1.31	-0.43	-
Filing Date Shares Outstanding	-	221.29	221.01	112.87	112.87	-
Total Common Shares Outstanding	-	221.29	221.01	112.87	112.87	-
Book Value Per Share	-	2.80	2.31	2.24	1.38	-
Tangible Book Value	647.56	608.88	499.25	242.61	147.57	147.52
Tangible Book Value Per Share	-	2.75	2.26	2.15	1.31	-

Updated Mar 6, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.