Optima bank S.A. (ATH:OPTIMA)

Optima bank Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	16.27	11.64	10.36	6.51	42.57
Investment Securities	605.27	436.43	278.12	290.55	254.08
Trading Asset Securities	297.93	362.38	248	54.63	41.19
Total Investments	903.2	798.81	526.12	345.18	295.27
Gross Loans	3,666	2,467	1,702	1,038	391.89
Allowance for Loan Losses	-44.9	-27.6	-18.91	-13.71	-10.39
Net Loans	3,622	2,440	1,684	1,025	381.5
Property, Plant & Equipment	30.31	30.41	31.28	31.23	30.14
Other Intangible Assets	11.4	10.81	10.32	8.73	3.33
Other Receivables	11.84	12.51	76.43	56.57	4.18
Restricted Cash	781.38	467.68	204.88	71.98	146.8
Other Current Assets	71.2	58.22	11.44	72.98	37.63
Long-Term Deferred Tax Assets	9.69	8.08	6.35	2.93	3
Other Long-Term Assets	84.12	30.28	46.42	14.18	47.4
Total Assets	5,541	3,868	2,607	1,635	991.81
Accrued Expenses	4.12	3.39	2.08	2	0.71
Interest Bearing Deposits	3,118	1,920	947.92	588.14	485.53
Non-Interest Bearing Deposits	1,618	1,338	1,214	742.06	272.03
Total Deposits	4,736	3,258	2,162	1,330	757.56
Short-Term Borrowings	5.32	8.5	85.67	95.5	20.9
Current Portion of Long-Term Debt	-	2.02	-	-	-
Current Portion of Leases	3.27	2.7	2.3	2.09	1.58
Current Income Taxes Payable	5.57	12.23	4.06	0.64	0.84
Accrued Interest Payable	1.86	1.99	1.18	0.35	0.13
Other Current Liabilities	22.92	12.75	21.81	16.53	51.02
Long-Term Debt	-	-	5.04	-	-
Long-Term Leases	17.96	18.17	17.96	17.88	18.3
Pension & Post-Retirement Benefits	1.03	0.69	0.55	0.46	0.51
Other Long-Term Liabilities	122.56	37.65	51.37	12.97	0.98
Total Liabilities	4,921	3,358	2,354	1,479	852.52
Common Stock	254.52	254.25	160.28	160.28	160.28
Additional Paid-In Capital	84.11	84.11	-	-	-
Retained Earnings	282.9	169.04	38.94	-3.03	-22.83
Treasury Stock	-0.11	-0.16	-	-	-
Comprehensive Income & Other	-1.15	2.82	53.72	-0.95	1.85
Total Common Equity	620.28	510.06	252.94	156.3	139.3
Minority Interest	0.02	0.02	0.02	-	-
Shareholders' Equity	620.3	510.08	252.95	156.3	139.3
Total Liabilities & Equity	5,541	3,868	2,607	1,635	991.81
Total Debt	26.54	31.38	110.96	115.47	40.78
Net Cash (Debt)	431.09	440.93	157.35	-48.87	42.99
Net Cash Growth	-2.23%	180.22%	-	-	-69.93%
Net Cash Per Share	5.84	8.27	3.94	-1.30	-
Filing Date Shares Outstanding	73.76	73.67	37.62	37.62	-
Total Common Shares Outstanding	73.76	73.67	37.62	37.62	-
Book Value Per Share	8.41	6.92	6.72	4.15	-
Tangible Book Value	608.88	499.25	242.61	147.57	135.97
Tangible Book Value Per Share	8.25	6.78	6.45	3.92	-

Updated Mar 6, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.