Optima bank S.A. (ATH: OPTIMA)

Optima bank Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	14.55	11.64	10.36	6.51	42.57	86.64
Investment Securities	435.38	348.38	278.12	290.55	254.08	1.43
Trading Asset Securities	186.59	371.01	248	54.63	41.19	63.28
Total Investments	621.98	719.4	526.12	345.18	295.27	64.71
Gross Loans	3,071	2,467	1,702	1,038	391.89	93.73
Allowance for Loan Losses	-32.82	-27.6	-18.91	-13.71	-10.39	-5.02
Net Loans	3,038	2,440	1,684	1,025	381.5	88.71
Property, Plant & Equipment	28.42	30.41	31.28	31.23	30.14	9.08
Other Intangible Assets	10.59	10.81	10.32	8.73	3.33	1.81
Other Receivables	85.17	110.7	76.43	56.57	4.18	1.61
Restricted Cash	637.57	467.68	204.88	71.98	146.8	26.77
Other Current Assets	65.73	49.59	11.44	72.98	37.63	1.81
Long-Term Deferred Tax Assets	7.41	8.08	6.35	2.93	3	1.91
Other Long-Term Assets	19.09	20.13	46.42	14.18	47.4	20.49
Total Assets	4,529	3,868	2,607	1,635	991.81	303.53
Accrued Expenses	5.11	3.39	2.08	2	0.71	0.59
Interest Bearing Deposits	2,324	1,842	947.92	588.14	485.53	140.24
Non-Interest Bearing Deposits	1,398	1,337	1,214	742.06	272.03	72.28
Total Deposits	3,723	3,179	2,162	1,330	757.56	212.52
Short-Term Borrowings	73.17	87.55	85.67	95.5	20.9	0.76
Current Portion of Long-Term Debt	-	2.02	-	-	-	-
Current Portion of Leases	-	2.7	2.3	2.09	1.58	0.72
Current Income Taxes Payable	24.21	12.23	4.06	0.64	0.84	0.46
Accrued Interest Payable	2.04	1.99	1.18	0.35	0.13	0.02
Other Current Liabilities	46.36	12.75	21.81	16.53	51.02	9
Long-Term Debt	0.35	-	5.04	-	-	-
Long-Term Leases	19.79	18.17	17.96	17.88	18.3	5.47
Pension & Post-Retirement Benefits	0.78	0.69	0.55	0.46	0.51	0.4
Other Long-Term Liabilities	86.58	37.65	51.37	12.97	0.98	0.79
Total Liabilities	3,981	3,358	2,354	1,479	852.52	230.74
Common Stock	254.52	254.25	160.28	160.28	160.28	110.43
Additional Paid-In Capital	84.11	84.11	-	-	-	-
Retained Earnings	211.24	169.04	38.94	-3.03	-22.83	-39.19
Treasury Stock	-	-0.16	-	-	-	-
Comprehensive Income & Other	-2.38	2.82	53.72	-0.95	1.85	1.55
Total Common Equity	547.5	510.06	252.94	156.3	139.3	72.79
Minority Interest	0.02	0.02	0.02	-	-	-
Shareholders' Equity	547.52	510.08	252.95	156.3	139.3	72.79
Total Liabilities & Equity	4,529	3,868	2,607	1,635	991.81	303.53
Total Debt	93.3	110.44	110.96	115.47	40.78	6.95
Net Cash (Debt)	114.98	282.47	157.35	-48.87	42.99	142.97
Net Cash Growth	-46.28%	79.51%	-	-	-69.93%	293.04%
Net Cash Per Share	1.68	5.30	3.94	-1.30	-	7.60
Filing Date Shares Outstanding	73.77	73.67	37.62	37.62	-	18.81
Total Common Shares Outstanding	73.77	73.67	37.62	37.62	-	18.81
Book Value Per Share	7.42	6.92	6.72	4.15	-	3.87
Tangible Book Value	536.91	499.25	242.61	147.57	135.97	70.99
Tangible Book Value Per Share	7.28	6.78	6.45	3.92	-	3.77

Source: S&P Capital IQ. Banks template. Financial Sources.