Optima bank S.A. (ATH:OPTIMA)

Optima bank Statistics

Total Valuation

Optima bank has a market cap or net worth of EUR 1.81 billion.

Market Cap	1.81B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, March 3, 2026.

Earnings Date	Mar 3, 2026
Ex-Dividend Date	Jun 23, 2025

Share Statistics

Optima bank has 221.07 million shares outstanding. The number of shares has decreased by -0.03% in one year.

Current Share Class	221.07M
Shares Outstanding	221.07M
Shares Change (YoY)	-0.03%
Shares Change (QoQ)	-0.10%
Owned by Insiders (%)	8.76%
Owned by Institutions (%)	19.60%
Float	182.02M

Valuation Ratios

The trailing PE ratio is 10.67 and the forward PE ratio is 10.00.

PE Ratio	10.67
Forward PE	10.00
PS Ratio	6.64
PB Ratio	2.43
P/TBV Ratio	2.46
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.15
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 24.87%.

Return on Equity (ROE)	24.87%
Return on Assets (ROA)	2.60%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.08%
Revenue Per Employee	458,104
Profits Per Employee	285,315
Employee Count	610
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Optima bank has paid 35.86 million in taxes.

Income Tax	35.86M
Effective Tax Rate	17.42%

Stock Price Statistics

The stock price has increased by +83.46% in the last 52 weeks. The beta is 0.44, so Optima bank's price volatility has been lower than the market average.

Beta (5Y)	0.44
52-Week Price Change	+83.46%
50-Day Moving Average	8.73
200-Day Moving Average	7.89
Relative Strength Index (RSI)	48.42
Average Volume (20 Days)	335,705

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Optima bank had revenue of EUR 273.03 million and earned 170.05 million in profits. Earnings per share was 0.77.

Revenue	273.03M
Gross Profit	273.03M
Operating Income	206.52M
Pretax Income	205.92M
Net Income	170.05M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.77

Balance Sheet

The company has 671.14 million in cash and 176.36 million in debt, with a net cash position of 494.78 million or 2.24 per share.

Cash & Cash Equivalents	671.14M
Total Debt	176.36M
Net Cash	494.78M
Net Cash Per Share	2.24
Equity (Book Value)	747.16M
Book Value Per Share	3.38
Working Capital	-5.22B

Cash Flow

In the last 12 months, operating cash flow was -1.14 billion and capital expenditures -1.85 million, giving a free cash flow of -1.14 billion.

Operating Cash Flow	-1.14B
Capital Expenditures	-1.85M
Free Cash Flow	-1.14B
FCF Per Share	-5.17

Margins

Gross Margin	n/a
Operating Margin	75.64%
Pretax Margin	75.42%
Profit Margin	62.28%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.19, which amounts to a dividend yield of 2.32%.

Dividend Per Share	0.19
Dividend Yield	2.32%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	2
Payout Ratio	24.73%
Buyback Yield	0.03%
Shareholder Yield	2.25%
Earnings Yield	9.38%
FCF Yield	-63.02%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 9, 2025. It was a forward split with a ratio of 3.

Last Split Date	Jul 9, 2025
Split Type	Forward
Split Ratio	3

Scores

Altman Z-Score	n/a
Piotroski F-Score	2