Optima bank S.A. (ATH:OPTIMA)

Optima bank Statistics

Total Valuation

Optima bank has a market cap or net worth of EUR 1.71 billion.

Market Cap	1.71B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, November 11, 2025.

Earnings Date	Nov 11, 2025
Ex-Dividend Date	Jun 23, 2025

Share Statistics

Optima bank has 221.30 million shares outstanding. The number of shares has increased by 7.65% in one year.

Current Share Class	221.30M
Shares Outstanding	221.30M
Shares Change (YoY)	+7.65%
Shares Change (QoQ)	-0.01%
Owned by Insiders (%)	8.76%
Owned by Institutions (%)	18.30%
Float	182.22M

Valuation Ratios

The trailing PE ratio is 11.24 and the forward PE ratio is 9.98. Optima bank's PEG ratio is 0.62.

PE Ratio	11.24
Forward PE	9.98
PS Ratio	6.86
PB Ratio	2.60
P/TBV Ratio	2.64
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.62

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.17
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 25.25%.

Return on Equity (ROE)	25.25%
Return on Assets (ROA)	2.83%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	412,337
Profits Per Employee	251,721
Employee Count	575
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Optima bank has paid 33.87 million in taxes.

Income Tax	33.87M
Effective Tax Rate	18.19%

Stock Price Statistics

The stock price has increased by +82.74% in the last 52 weeks. The beta is 0.27, so Optima bank's price volatility has been lower than the market average.

Beta (5Y)	0.27
52-Week Price Change	+82.74%
50-Day Moving Average	8.20
200-Day Moving Average	6.48
Relative Strength Index (RSI)	34.44
Average Volume (20 Days)	191,446

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Optima bank had revenue of EUR 249.46 million and earned 152.29 million in profits. Earnings per share was 0.69.

Revenue	249.46M
Gross Profit	249.46M
Operating Income	185.96M
Pretax Income	186.16M
Net Income	152.29M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.69

Balance Sheet

The company has 562.69 million in cash and 171.45 million in debt, giving a net cash position of 391.24 million or 1.77 per share.

Cash & Cash Equivalents	562.69M
Total Debt	171.45M
Net Cash	391.24M
Net Cash Per Share	1.77
Equity (Book Value)	658.55M
Book Value Per Share	2.98
Working Capital	-3.92B

Cash Flow

In the last 12 months, operating cash flow was -1.03 billion and capital expenditures -2.30 million, giving a free cash flow of -1.04 billion.

Operating Cash Flow	-1.03B
Capital Expenditures	-2.30M
Free Cash Flow	-1.04B
FCF Per Share	-4.68

Margins

Gross Margin	n/a
Operating Margin	74.54%
Pretax Margin	74.62%
Profit Margin	61.05%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.19, which amounts to a dividend yield of 2.46%.

Dividend Per Share	0.19
Dividend Yield	2.46%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	48.93%
Buyback Yield	-7.65%
Shareholder Yield	-5.19%
Earnings Yield	8.90%
FCF Yield	-60.59%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 9, 2025. It was a forward split with a ratio of 3.

Last Split Date	Jul 9, 2025
Split Type	Forward
Split Ratio	3

Scores

Altman Z-Score	n/a
Piotroski F-Score	2