Piraeus Financial Holdings S.A. (ATH:TPEIR)

ATH:TPEIR Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	2,876	3,108	2,799	1,691	1,785	1,825
Interest Income on Investments	4	4	1	2	3	3
Total Interest Income	2,880	3,112	2,800	1,693	1,788	1,828
Interest Paid on Deposits	880	1,020	797	339	375	339
Net Interest Income	2,000	2,092	2,003	1,354	1,413	1,489
Net Interest Income Growth (YoY)	-5.44%	4.44%	47.93%	-4.18%	-5.10%	3.62%
Gain (Loss) on Sale of Assets	15	-1	32	279	184	5
Gain (Loss) on Sale of Investments	31	31	29	-79	-55	7
Other Non-Interest Income	766	625	529	985	925	386
Total Non-Interest Income	812	655	590	1,185	1,054	398
Non-Interest Income Growth (YoY)	57.36%	11.02%	-50.21%	12.43%	164.82%	-46.79%
Revenues Before Loan Losses	2,812	2,747	2,593	2,539	2,467	1,887
Provision for Loan Losses	110	93	287	294	410	409
Revenue	2,702	2,654	2,306	2,245	2,057	1,478
Revenue Growth (YoY)	3.33%	15.09%	2.72%	9.14%	39.17%	0.20%
Salaries and Employee Benefits	406	391	376	389	380	422
Occupancy Expenses	125	119	106	106	110	115
Selling, General & Administrative	263	239	232.5	258	294	327
Other Non-Interest Expense	165	191	160	137	74	271
Total Non-Interest Expense	980	935	889.5	861	840	1,151
EBT Excluding Unusual Items	1,722	1,719	1,417	1,384	1,217	327
Asset Writedown	-42	-41	13	30	-9	-13
Legal Settlements	14	-	-	-	-	-
Other Unusual Items	-241	-187	-268.5	-320	-3,874	-695
Pretax Income	1,412	1,436	1,078	1,037	-2,691	-533
Income Tax Expense	354	370	292	140	316	127
Earnings From Continuing Operations	1,058	1,066	786	897	-3,007	-660
Earnings From Discontinued Operations	-	-	-	51	-7	-10
Minority Interest in Earnings	4	-	2	2	1	6
Net Income	1,062	1,066	788	950	-3,013	-664
Net Income to Common	1,062	1,066	788	950	-3,013	-664
Net Income Growth	0.95%	35.28%	-17.05%	-	-	-
Basic Shares Outstanding	1,247	1,246	1,248	1,250	860	26
Diluted Shares Outstanding	1,247	1,246	1,248	1,250	860	26
Shares Change (YoY)	0.08%	-0.18%	-0.10%	45.39%	3149.34%	-47.47%
EPS (Basic)	0.85	0.86	0.63	0.76	-3.51	-25.10
EPS (Diluted)	0.85	0.86	0.63	0.76	-3.51	-25.10
EPS Growth	0.87%	35.52%	-16.97%	-	-	-
Dividend Per Share	0.300	0.300	0.063	-	-	-
Dividend Growth	376.19%	376.19%	-	-	-	-
Effective Tax Rate	25.07%	25.77%	27.09%	13.50%	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.