Piraeus Bank S.A. (ATH:TPEIR)

Piraeus Bank Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	2,670	3,108	2,799	1,691	1,785
Interest Income on Investments	4	4	1	2	3
Total Interest Income	2,674	3,112	2,800	1,693	1,788
Interest Paid on Deposits	767	1,020	797	339	375
Net Interest Income	1,907	2,092	2,003	1,354	1,413
Net Interest Income Growth (YoY)	-8.84%	4.44%	47.93%	-4.18%	-5.10%
Gain (Loss) on Sale of Assets	8	-65	32	279	184
Gain (Loss) on Sale of Investments	-11	31	29	-79	-55
Other Non-Interest Income	777	668	529	985	925
Total Non-Interest Income	774	634	590	1,185	1,054
Non-Interest Income Growth (YoY)	22.08%	7.46%	-50.21%	12.43%	164.82%
Revenues Before Loan Losses	2,681	2,726	2,593	2,539	2,467
Provision for Loan Losses	178	93	287	294	410
Revenue	2,503	2,633	2,306	2,245	2,057
Revenue Growth (YoY)	-4.94%	14.18%	2.72%	9.14%	39.17%
Salaries and Employee Benefits	418	392	376	389	380
Occupancy Expenses	132	119	106	106	110
Selling, General & Administrative	322	312	232.5	258	294
Other Non-Interest Expense	71	118	160	137	74
Total Non-Interest Expense	1,003	936	889.5	861	840
EBT Excluding Unusual Items	1,500	1,697	1,417	1,384	1,217
Asset Writedown	20	23	13	30	-9
Other Unusual Items	-127	-230	-268.5	-320	-3,874
Pretax Income	1,378	1,436	1,078	1,037	-2,691
Income Tax Expense	316	370	292	140	316
Earnings From Continuing Operations	1,062	1,066	786	897	-3,007
Earnings From Discontinued Operations	-	-	-	51	-7
Minority Interest in Earnings	8	-	2	2	1
Net Income	1,070	1,066	788	950	-3,013
Net Income to Common	1,070	1,066	788	950	-3,013
Net Income Growth	0.38%	35.28%	-17.05%	-	-
Basic Shares Outstanding	1,245	1,246	1,248	1,250	860
Diluted Shares Outstanding	1,245	1,246	1,248	1,250	860
Shares Change (YoY)	-0.10%	-0.18%	-0.10%	45.39%	3149.34%
EPS (Basic)	0.86	0.86	0.63	0.76	-3.51
EPS (Diluted)	0.86	0.86	0.63	0.76	-3.51
EPS Growth	0.47%	35.52%	-16.97%	-	-
Dividend Per Share	0.400	0.298	0.063	-	-
Dividend Growth	34.23%	373.02%	-	-	-
Effective Tax Rate	22.93%	25.77%	27.09%	13.50%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.