Piraeus Bank Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	1,067	1,070	1,066	788	950	-3,013
Depreciation & Amortization	59	56	53	47	53	63
Other Amortization	76	76	66	59	55	51
Gain (Loss) on Sale of Assets	26	30	31	-28	-399	-187
Gain (Loss) on Sale of Investments	372	203	538	205	274	-72
Total Asset Writedown	23	21	72	72	51	11
Provision for Credit Losses	302	288	280	540	614	4,245
Change in Trading Asset Securities	-1,224	-433	-785	-429	415	-391
Change in Other Net Operating Assets	-4,187	-3,042	-9,237	-2,018	-11,989	-2,448
Other Operating Activities	507	519	567	284	78	233
Operating Cash Flow	-2,970	-1,203	-7,340	-414	-9,841	-1,483
Capital Expenditures	-156	-159	-228	-76	-98	-79
Sale of Property, Plant and Equipment	112	108	40	51	320	11
Cash Acquisitions	-785	-783	-33	-116	-102	2
Investment in Securities	-568	-892	724	-531	663	389
Divestitures	8	9	-	34	7	26
Purchase / Sale of Intangibles	-103	-97	-84	-92	-71	-48
Other Investing Activities	53	52	60	32	44	18
Investing Cash Flow	-1,439	-1,762	479	-698	763	319
Long-Term Debt Issued	-	1,124	2,429	992	346	498
Long-Term Debt Repaid	-	-169	-846	-44	-496	-33
Net Debt Issued (Repaid)	729	955	1,583	948	-150	465
Issuance of Common Stock	1,116	1,117	64	65	26	1,902
Repurchase of Common Stock	-1,100	-1,092	-198	-136	-78	-36
Net Increase (Decrease) in Deposit Accounts	3,833	3,632	3,286	1,193	2,938	5,484
Other Financing Activities	-254	-257	-165	-91	-90	-99
Financing Cash Flow	4,324	4,355	4,570	1,979	2,646	7,716
Foreign Exchange Rate Adjustments	-35	-37	-11	-26	-35	13
Net Cash Flow	-119	1,354	-2,302	841	-6,467	6,565
Free Cash Flow	-3,126	-1,362	-7,568	-490	-9,939	-1,562
Free Cash Flow Margin	-124.74%	-54.41%	-287.43%	-21.25%	-442.72%	-75.94%
Free Cash Flow Per Share	-2.52	-1.09	-6.07	-0.39	-7.95	-1.82
Cash Interest Paid	267	271	165	91	91	72
Cash Income Tax Paid	18	21	18	17	10	3

Source: S&P Global Market Intelligence. Banks template. Financial Sources.