Khaleeji Bank B.S.C. (BAX:KHALEEJI)

Khaleeji Bank B.S.C. Income Statement

Financials in millions BHD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	57.49	55.57	45.04	36.45	30.07	30.47
Interest Income on Investments	23.78	24.99	29.6	21.98	20.09	15.24
Total Interest Income	81.28	80.56	74.64	58.43	50.16	45.71
Interest Paid on Deposits	-	-	-	14.35	11.96	12.29
Interest Paid on Borrowings	37.78	45.35	41.16	18.67	13.64	13.27
Total Interest Expense	37.78	45.35	41.16	33.02	25.6	25.55
Net Interest Income	43.5	35.21	33.49	25.41	24.56	20.16
Net Interest Income Growth (YoY)	262.82%	5.15%	31.79%	3.44%	21.84%	29.92%
Gain (Loss) on Sale of Equity Investments	-0.33	-0.5	-0.93	-1.25	-1.13	-0.32
Other Non-Interest Income	14.33	15.26	14.56	5.03	3.46	2.8
Total Non-Interest Income	14	14.75	13.63	3.78	2.33	2.48
Non-Interest Income Growth (YoY)	5.33%	8.22%	260.70%	62.47%	-6.32%	-38.52%
Revenues Before Loan Losses	57.5	49.96	47.12	29.19	26.89	22.64
Provision for Loan Losses	2.86	1.92	1.47	1.92	4.79	4.34
Revenue	54.64	48.04	45.65	27.27	22.1	18.3
Revenue Growth (YoY)	137.13%	5.23%	67.40%	23.36%	20.77%	-
Salaries and Employee Benefits	8.68	7.13	6.62	7.5	5.66	5.87
Selling, General & Administrative	0.67	0.67	1.44	0.61	0.45	0.93
Other Non-Interest Expense	33.8	29.73	28.55	5.15	5.19	3.59
Total Non-Interest Expense	43.16	37.53	36.6	13.26	11.29	10.4
EBT Excluding Unusual Items	11.48	10.5	9.05	14.01	10.81	7.91
Pretax Income	11.48	10.5	9.05	14.01	10.81	7.91
Earnings From Continuing Operations	11.48	10.5	9.05	14.01	10.81	7.91
Minority Interest in Earnings	0	-	-0.04	-	0.04	0.08
Net Income	11.48	10.5	9	14.01	10.85	7.99
Preferred Dividends & Other Adjustments	-	-	6	6	6	2.83
Net Income to Common	11.48	10.5	3	8.01	4.85	5.15
Net Income Growth	73.06%	16.66%	-35.73%	29.06%	35.90%	-
Basic Shares Outstanding	1,085	1,016	800	802	804	804
Diluted Shares Outstanding	1,085	1,016	800	802	804	804
Shares Change (YoY)	14.75%	27.02%	-0.19%	-0.23%	-0.03%	-0.12%
EPS (Basic)	0.01	0.01	0.00	0.01	0.01	0.01
EPS (Diluted)	0.01	0.01	0.00	0.01	0.01	0.01
EPS Growth	175.42%	175.40%	-62.43%	65.36%	-5.76%	-
Dividend Per Share	-	0.005	-	-	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.