Khaleeji Bank B.S.C. (BAX:KHALEEJI)

Khaleeji Bank B.S.C. Income Statement

Financials in millions BHD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	56.19	55.57	45.04	36.45	30.07	30.47
Interest Income on Investments	23.03	24.99	29.6	21.98	20.09	15.24
Total Interest Income	79.22	80.56	74.64	58.43	50.16	45.71
Interest Paid on Deposits	-	-	-	14.35	11.96	12.29
Interest Paid on Borrowings	39.89	45.35	41.16	18.67	13.64	13.27
Total Interest Expense	39.89	45.35	41.16	33.02	25.6	25.55
Net Interest Income	39.32	35.21	33.49	25.41	24.56	20.16
Net Interest Income Growth (YoY)	19.13%	5.15%	31.79%	3.44%	21.84%	29.92%
Gain (Loss) on Sale of Equity Investments	-0.22	-0.5	-0.93	-1.25	-1.13	-0.32
Other Non-Interest Income	14.25	15.26	14.56	5.03	3.46	2.8
Total Non-Interest Income	14.03	14.75	13.63	3.78	2.33	2.48
Non-Interest Income Growth (YoY)	3.30%	8.22%	260.70%	62.47%	-6.32%	-38.52%
Revenues Before Loan Losses	53.35	49.96	47.12	29.19	26.89	22.64
Provision for Loan Losses	1.46	1.92	1.47	1.92	4.79	4.34
Revenue	51.89	48.04	45.65	27.27	22.1	18.3
Revenue Growth (YoY)	16.71%	5.23%	67.40%	23.36%	20.77%	-
Salaries and Employee Benefits	7.95	7.13	6.62	7.5	5.66	5.87
Selling, General & Administrative	0.67	0.67	1.44	0.61	0.45	0.93
Other Non-Interest Expense	32.29	29.73	28.55	5.15	5.19	3.59
Total Non-Interest Expense	40.91	37.53	36.6	13.26	11.29	10.4
EBT Excluding Unusual Items	10.98	10.5	9.05	14.01	10.81	7.91
Pretax Income	10.98	10.5	9.05	14.01	10.81	7.91
Earnings From Continuing Operations	10.98	10.5	9.05	14.01	10.81	7.91
Minority Interest in Earnings	-	-	-0.04	-	0.04	0.08
Net Income	10.98	10.5	9	14.01	10.85	7.99
Preferred Dividends & Other Adjustments	-	-	6	6	6	2.83
Net Income to Common	10.98	10.5	3	8.01	4.85	5.15
Net Income Growth	52.70%	16.66%	-35.73%	29.06%	35.90%	-
Basic Shares Outstanding	1,084	1,016	800	802	804	804
Diluted Shares Outstanding	1,084	1,016	800	802	804	804
Shares Change (YoY)	23.93%	27.02%	-0.19%	-0.23%	-0.03%	-0.12%
EPS (Basic)	0.01	0.01	0.00	0.01	0.01	0.01
EPS (Diluted)	0.01	0.01	0.00	0.01	0.01	0.01
EPS Growth	111.46%	175.40%	-62.43%	65.36%	-5.76%	-
Dividend Per Share	0.005	0.005	-	-	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.