Khaleeji Bank B.S.C. Income Statement

Financials in millions BHD. Fiscal year is January - December.

Millions BHD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	59.63	59.37	55.57	45.04	36.45	30.07
Interest Income on Investments	31.52	28.95	24.99	29.6	21.98	20.09
Total Interest Income	91.15	88.32	80.56	74.64	58.43	50.16
Interest Paid on Deposits	-	-	-	-	14.35	11.96
Interest Paid on Borrowings	34.9	35.12	45.35	41.16	18.67	13.64
Total Interest Expense	34.9	35.12	45.35	41.16	33.02	25.6
Net Interest Income	56.26	53.21	35.21	33.49	25.41	24.56
Net Interest Income Growth (YoY)	58.76%	51.12%	5.15%	31.79%	3.44%	21.84%
Gain (Loss) on Sale of Equity Investments	0.43	0.43	-0.5	-0.93	-1.25	-1.13
Other Non-Interest Income	6.19	10.27	15.26	14.56	5.03	3.46
Total Non-Interest Income	6.62	10.7	14.75	13.63	3.78	2.33
Non-Interest Income Growth (YoY)	-60.32%	-27.48%	8.22%	260.70%	62.47%	-6.32%
Revenues Before Loan Losses	62.88	63.9	49.96	47.12	29.19	26.89
Provision for Loan Losses	9.53	6.02	1.92	1.47	1.92	4.79
Revenue	53.35	57.88	48.04	45.65	27.27	22.1
Revenue Growth (YoY)	7.79%	20.49%	5.23%	67.40%	23.36%	20.77%
Salaries and Employee Benefits	8.86	9.48	7.13	6.62	7.5	5.66
Selling, General & Administrative	1.19	1.19	0.67	1.44	0.61	0.45
Other Non-Interest Expense	37.4	35.63	29.73	28.55	5.15	5.19
Total Non-Interest Expense	47.45	46.3	37.53	36.6	13.26	11.29
EBT Excluding Unusual Items	5.91	11.58	10.5	9.05	14.01	10.81
Pretax Income	5.91	11.58	10.5	9.05	14.01	10.81
Earnings From Continuing Operations	5.91	11.58	10.5	9.05	14.01	10.81
Minority Interest in Earnings	-0.01	0	-	-0.04	-	0.04
Net Income	5.9	11.58	10.5	9	14.01	10.85
Preferred Dividends & Other Adjustments	-	-	-	6	6	6
Net Income to Common	5.9	11.58	10.5	3	8.01	4.85
Net Income Growth	-45.10%	10.27%	16.66%	-35.73%	29.06%	35.90%
Basic Shares Outstanding	1,086	1,085	1,016	800	802	804
Diluted Shares Outstanding	1,086	1,085	1,016	800	802	804
Shares Change (YoY)	0.22%	6.74%	27.02%	-0.19%	-0.23%	-0.03%
EPS (Basic)	0.01	0.01	0.01	0.00	0.01	0.01
EPS (Diluted)	0.01	0.01	0.01	0.00	0.01	0.01
EPS Growth	-45.22%	3.30%	175.40%	-62.43%	65.36%	-5.76%
Dividend Per Share	0.006	0.006	0.005	-	-	-
Dividend Growth	20.00%	20.00%	-	-	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.