Khaleeji Bank B.S.C. Cash Flow Statement

Financials in millions BHD. Fiscal year is January - December.

Millions BHD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	11.48	10.5	9.05	14.01	10.85	7.99	Upgrade
Depreciation & Amortization	1.99	2.2	1.91	18.41	22.16	18.04	Upgrade
Gain (Loss) on Sale of Assets	-11.37	-7.61	-4.9	-	-	-	Upgrade
Gain (Loss) on Sale of Investments	0.44	-0.98	-1.46	-	-	-	Upgrade
Total Asset Writedown	-0.35	0.05	-0	-	-	-	Upgrade
Provision for Credit Losses	2.86	1.92	1.47	-	-	-	Upgrade
Change in Other Net Operating Assets	-91.58	-92.2	-171.8	-	-	-	Upgrade
Other Operating Activities	16.04	17.46	12.62	97.52	64.52	-97.27	Upgrade
Operating Cash Flow	-70.16	-68.15	-152.19	129.93	97.54	-71.24	Upgrade
Operating Cash Flow Growth	-	-	-	33.21%	-	-	Upgrade
Capital Expenditures	-0.84	-0.99	-0.69	-2.12	-1.35	-0.25	Upgrade
Cash Acquisitions	-	-	-	-	-0.58	-	Upgrade
Investment in Securities	-18.22	27.81	37.33	-151.95	-50.82	-87.35	Upgrade
Income (Loss) Equity Investments	0.33	0.5	0.93	-	-	-	Upgrade
Other Investing Activities	2.15	4.21	1.78	22.92	15.53	15.48	Upgrade
Investing Cash Flow	-38.54	31.21	36.55	-127.92	-36.44	-71.39	Upgrade
Long-Term Debt Issued	-	-	133.41	59.34	-	75.52	Upgrade
Long-Term Debt Repaid	-	-18.84	-	-	-3.86	-	Upgrade
Net Debt Issued (Repaid)	81.23	-18.84	133.41	59.34	-3.86	75.52	Upgrade
Issuance of Common Stock	-	-	-	-	-	11.45	Upgrade
Repurchase of Common Stock	-	-31.74	-	-0.29	-0.07	-0.13	Upgrade
Common Dividends Paid	-5.41	-	-6	-6	-6	-2.83	Upgrade
Net Increase (Decrease) in Deposit Accounts	-21.92	39.49	26.93	-	-	-	Upgrade
Other Financing Activities	-14.95	-15.45	-10.66	-4.34	-1.27	-0.52	Upgrade
Financing Cash Flow	38.94	-26.53	143.67	48.71	-11.2	83.49	Upgrade
Net Cash Flow	-69.76	-63.47	28.03	50.71	49.89	-59.13	Upgrade
Free Cash Flow	-71	-69.14	-152.88	127.81	96.19	-71.49	Upgrade
Free Cash Flow Growth	-	-	-	32.87%	-	-	Upgrade
Free Cash Flow Margin	-129.95%	-143.93%	-334.91%	468.70%	435.15%	-390.59%	Upgrade
Free Cash Flow Per Share	-0.07	-0.07	-0.19	0.16	0.12	-0.09	Upgrade
Cash Interest Paid	14.95	15.45	10.66	4.34	1.27	0.52	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.