Banco Hipotecario S.A. (BCBA:BHIP)

Banco Hipotecario Income Statement

Financials in millions ARS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	887,846	1,011,225	1,364,696	287,168	90,409	29,857
Total Interest Income	887,846	1,011,225	1,364,696	287,168	90,409	29,857
Interest Paid on Deposits	832,668	968,851	1,471,081	330,226	90,138	29,958
Total Interest Expense	832,668	968,851	1,471,081	330,226	90,138	29,958
Net Interest Income	55,178	42,374	-106,385	-43,059	270.71	-100.7
Net Interest Income Growth (YoY)	-63.90%	-	-	-	-	-
Gain (Loss) on Sale of Assets	3.3	-	-	5.07	14.37	97.89
Other Non-Interest Income	692,725	762,223	936,403	318,211	57,938	32,812
Total Non-Interest Income	692,728	762,223	936,403	318,216	57,953	32,910
Non-Interest Income Growth (YoY)	-18.25%	-18.60%	194.27%	449.10%	76.10%	27.75%
Revenues Before Loan Losses	747,907	804,597	830,018	275,158	58,223	32,809
Provision for Loan Losses	24,621	15,523	11,185	5,630	5,197	3,071
Revenue	723,286	789,074	818,833	269,528	53,026	29,738
Revenue Growth (YoY)	-26.84%	-3.63%	203.80%	408.30%	78.31%	25.29%
Salaries and Employee Benefits	157,598	174,426	161,268	69,420	20,910	10,302
Occupancy Expenses	13,262	9,538	10,259	5,510	2,106	1,270
Selling, General & Administrative	55,537	55,855	63,773	28,542	9,495	6,309
Other Non-Interest Expense	348,598	395,816	439,149	123,029	28,570	9,359
Total Non-Interest Expense	574,995	635,636	674,449	226,501	61,081	27,240
EBT Excluding Unusual Items	148,291	153,438	144,384	43,027	-8,055	2,498
Asset Writedown	-8,530	-8,530	1,442	-1,172	-424.6	192.56
Pretax Income	139,760	144,908	145,826	41,854	-8,480	2,690
Income Tax Expense	38,966	58,230	20,284	23,423	-186.08	1,225
Earnings From Continuing Operations	100,794	86,678	125,542	18,431	-8,294	1,465
Minority Interest in Earnings	-3,779	-6,193	-2,364	423.99	109.85	-81.66
Net Income	97,015	80,486	123,178	18,855	-8,184	1,383
Net Income to Common	97,015	80,486	123,178	18,855	-8,184	1,383
Net Income Growth	-22.64%	-34.66%	553.29%	-	-	-
Basic Shares Outstanding	1,500	1,478	1,475	1,473	1,471	1,470
Diluted Shares Outstanding	1,500	1,478	1,475	1,473	1,471	1,470
Shares Change (YoY)	1.61%	0.19%	0.11%	0.13%	0.06%	0.13%
EPS (Basic)	64.68	54.47	83.51	12.80	-5.56	0.94
EPS (Diluted)	64.68	54.47	83.51	12.80	-5.56	0.94
EPS Growth	-23.86%	-34.78%	552.54%	-	-	-
Dividend Per Share	-	-	19.841	-	-	-
Effective Tax Rate	27.88%	40.18%	13.91%	55.96%	-	45.55%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.