Banco Hipotecario S.A. (BCBA:BHIP)

Banco Hipotecario Cash Flow Statement

Financials in millions ARS. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	25,183	74,051	112,588	18,855	-8,184
Depreciation & Amortization	10,149	8,824	10,227	5,510	2,106
Gain (Loss) on Sale of Assets	-12,260	8,530	17,290	32,217	4,107
Gain (Loss) on Sale of Investments	-383,159	-646,686	-793,448	-234,963	-29,215
Total Asset Writedown	-	-469.43	-974.06	-	-
Provision for Credit Losses	75,552	28,062	9,226	3,061	3,798
Change in Trading Asset Securities	1,031,699	-412,559	759,892	-77,173	-221,681
Change in Income Taxes	-	-	-	-141.59	-222.85
Change in Other Net Operating Assets	-596,521	196,479	-2,024,887	535,131	-17,640
Other Operating Activities	44,175	315,239	264,523	105,755	4,572
Operating Cash Flow	194,818	-428,530	-1,645,564	388,251	-262,360
Capital Expenditures	-7,199	-6,261	-6,217	-1,845	-582.61
Sale of Property, Plant and Equipment	1,005	1,926	79.15	189.27	53.67
Investing Cash Flow	-6,194	-4,336	-6,138	-1,655	-528.94
Long-Term Debt Issued	6,370,837	86,375	7,457	201,875	11,889
Long-Term Debt Repaid	-6,311,517	-66,396	-45,268	-268,519	-25,339
Net Debt Issued (Repaid)	59,320	19,979	-37,812	-66,644	-13,450
Common Dividends Paid	-57,434	-55,086	42.68	-	-
Net Increase (Decrease) in Deposit Accounts	-28,336	625,421	1,794,627	-295,214	278,907
Other Financing Activities	-4,940	-	-	-4,744	-1,291
Financing Cash Flow	-31,390	590,314	1,756,858	-366,603	264,166
Foreign Exchange Rate Adjustments	39,031	22,671	49,667	9,857	2,512
Net Cash Flow	108,272	63,777	27,314	-23,613	-4,187
Free Cash Flow	187,619	-434,791	-1,651,781	386,407	-262,943
Free Cash Flow Margin	39.73%	-59.14%	-219.59%	143.36%	-495.88%
Free Cash Flow Per Share	-	-294.24	-1119.90	262.28	-178.71
Cash Interest Paid	-	963,035	1,445,100	-	-
Cash Income Tax Paid	-	324.63	253.8	141.59	222.85

Source: S&P Global Market Intelligence. Banks template. Financial Sources.