Banco Hipotecario S.A. (BCBA:BHIP)

Banco Hipotecario Cash Flow Statement

Financials in millions ARS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	47,051	80,486	123,178	18,855	-8,184	1,383
Depreciation & Amortization	-7,051	9,538	10,259	5,510	2,106	1,270
Gain (Loss) on Sale of Assets	7,109	8,530	-14,025	32,217	4,107	95.34
Gain (Loss) on Sale of Investments	-595,878	-653,488	-820,858	-234,963	-29,215	-15,087
Total Asset Writedown	9,637	-	-4,874	-	-	-
Provision for Credit Losses	16,267	11,761	9,713	3,061	3,798	2,765
Change in Trading Asset Securities	368,336	-405,757	787,302	-77,173	-221,681	-44,461
Change in Income Taxes	-111.48	-	-	-141.59	-222.85	-132.85
Change in Other Net Operating Assets	606,415	1,172,499	-723,175	535,131	-17,640	9,193
Other Operating Activities	317,203	288,028	422,520	105,755	4,572	1,745
Operating Cash Flow	768,977	511,597	-209,960	388,251	-262,360	-43,228
Capital Expenditures	-6,527	-6,261	-6,217	-1,845	-582.61	-293.23
Sale of Property, Plant and Equipment	1,831	1,926	79.15	189.27	53.67	388.19
Investing Cash Flow	-4,696	-4,336	-6,138	-1,655	-528.94	94.96
Long-Term Debt Issued	-	86,375	7,457	201,875	11,889	45,395
Long-Term Debt Repaid	-	-58,043	-34,478	-268,519	-25,339	-78,675
Net Debt Issued (Repaid)	92,521	28,332	-27,021	-66,644	-13,450	-33,280
Common Dividends Paid	-45,760	-45,478	-	-	-	-5.89
Net Increase (Decrease) in Deposit Accounts	-483,256	-324,313	359,066	-295,214	278,907	61,983
Other Financing Activities	-7,333	-8,353	-10,790	-4,744	-1,291	-832.91
Financing Cash Flow	-443,828	-349,812	321,254	-366,603	264,166	27,864
Foreign Exchange Rate Adjustments	19,219	22,671	49,667	9,857	2,512	7,634
Net Cash Flow	278,952	63,777	27,314	-23,613	-4,187	-17,717
Free Cash Flow	762,450	505,335	-216,177	386,407	-262,943	-43,522
Free Cash Flow Margin	135.85%	64.04%	-26.40%	143.36%	-495.88%	-146.35%
Free Cash Flow Per Share	515.71	341.98	-146.57	262.28	-178.71	-29.60
Cash Income Tax Paid	436.11	324.63	253.8	141.59	222.85	132.85

Source: S&P Global Market Intelligence. Banks template. Financial Sources.