Banco Santander Ratios and Metrics

Market cap in millions ARS. Fiscal year is January - December.

Millions ARS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 10, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	264,264,448	251,772,041	72,155,092	53,645,291	8,780,174	5,862,424
Market Cap Growth	222.16%	248.93%	34.50%	510.98%	49.77%	29.59%
Last Close Price	74625.00	72075.00	21039.09	15337.90	3807.39	2498.14
PE Ratio	11.00	10.48	5.66	5.67	5.11	6.64
PS Ratio	3.10	2.96	1.33	1.31	1.11	1.29
PB Ratio	1.41	1.34	0.63	0.58	0.48	0.52
P/FCF Ratio	-	-	-	-	2.49	1.08
P/OCF Ratio	-	-	-	11.97	1.67	0.89
Debt / Equity Ratio	3.39	3.39	3.64	3.55	3.66	3.18
Debt / FCF Ratio	-	-	-	-	19.16	6.61
Return on Equity (ROE)	14.29%	14.29%	12.99%	12.07%	11.06%	10.25%
Return on Assets (ROA)	-	-	0.76%	0.69%	0.65%	0.62%
Earnings Yield	9.09%	9.54%	18.60%	18.45%	20.71%	16.18%
FCF Yield	-	-	-48.30%	-10.71%	40.19%	92.98%
Dividend Yield	1.17%	-	1.06%	1.03%	0.59%	0.47%
Payout Ratio	-	-	23.99%	20.41%	19.24%	16.16%
Buyback Yield / Dilution	4.83%	4.83%	4.18%	3.88%	2.41%	-0.03%
Total Shareholder Return	6.00%	4.83%	5.25%	4.91%	3.00%	0.44%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.