The Travelers Companies, Inc. (BCBA:TRVV)

The Travelers Companies Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Premiums & Annuity Revenue	43,914	41,941	37,761	33,763	30,855
Total Interest & Dividend Income	3,959	3,590	2,922	2,562	3,033
Gain (Loss) on Sale of Investments	-48	-30	-105	-204	171
Other Revenue	1,003	922	786	763	757
Total Revenue	48,828	46,423	41,364	36,884	34,816
Revenue Growth (YoY)	5.18%	12.23%	12.15%	5.94%	8.87%
Policy Benefits	27,221	27,059	26,215	22,854	20,298
Policy Acquisition & Underwriting Costs	7,266	6,973	6,226	5,515	5,043
Selling, General & Administrative	6,120	5,819	5,176	4,810	4,677
Total Operating Expenses	40,607	39,851	37,617	33,179	30,018
Operating Income	8,221	6,572	3,747	3,705	4,798
Interest Expense	-425	-392	-376	-351	-340
EBT Excluding Unusual Items	7,796	6,180	3,371	3,354	4,458
Pretax Income	7,796	6,180	3,371	3,354	4,458
Income Tax Expense	1,508	1,181	380	512	796
Net Income	6,288	4,999	2,991	2,842	3,662
Preferred Dividends & Other Adjustments	-	38	22	20	27
Net Income to Common	6,288	4,961	2,969	2,822	3,635
Net Income Growth	25.79%	67.14%	5.24%	-22.39%	35.78%
Shares Outstanding (Basic)	218	228	230	237	249
Shares Outstanding (Diluted)	218	231	232	240	251
Shares Change (YoY)	-5.88%	-0.47%	-3.13%	-4.43%	-1.49%
EPS (Basic)	28.91	21.76	12.93	11.91	14.63
EPS (Diluted)	28.91	21.47	12.79	11.77	14.49
EPS Growth	34.66%	67.87%	8.67%	-18.77%	37.74%
Dividend Per Share	-	4.150	3.930	3.670	3.490
Dividend Growth	-	5.60%	7.08%	5.16%	3.56%
Operating Margin	16.84%	14.16%	9.06%	10.04%	13.78%
Profit Margin	12.88%	10.69%	7.18%	7.65%	10.44%
EBITDA	8,901	7,287	4,469	4,531	5,668
EBITDA Margin	18.23%	15.70%	10.80%	12.28%	16.28%
D&A For EBITDA	680	715	722	826	870
EBIT	8,221	6,572	3,747	3,705	4,798
EBIT Margin	16.84%	14.16%	9.06%	10.04%	13.78%
Effective Tax Rate	19.34%	19.11%	11.27%	15.27%	17.86%
Revenue as Reported	48,828	46,423	41,364	36,884	34,816

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.