UnitedHealth Group Incorporated (BCBA:UNH)

Heartland Financial USA Statistics

Total Valuation

BCBA:UNH has a market cap or net worth of ARS 311.76 trillion. The enterprise value is 391.58 trillion.

Market Cap	311.76T
Enterprise Value	391.58T

Important Dates

The last earnings date was Tuesday, July 29, 2025.

Earnings Date	Jul 29, 2025
Ex-Dividend Date	Jun 16, 2025

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	-1.07%
Shares Change (QoQ)	-0.87%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	904.46M

Valuation Ratios

The trailing PE ratio is 12.28 and the forward PE ratio is 16.08.

PE Ratio	12.28
Forward PE	16.08
PS Ratio	0.62
PB Ratio	2.50
P/TBV Ratio	n/a
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.51, with an EV/FCF ratio of 13.00.

EV / Earnings	15.43
EV / Sales	0.70
EV / EBITDA	8.51
EV / EBIT	9.68
EV / FCF	13.00

Financial Position

The company has a current ratio of 0.85, with a Debt / Equity ratio of 0.76.

Current Ratio	0.85
Quick Ratio	0.76
Debt / Equity	0.76
Debt / EBITDA	2.26
Debt / FCF	3.13
Interest Coverage	7.50

Financial Efficiency

Return on equity (ROE) is 21.65% and return on invested capital (ROIC) is 10.73%.

Return on Equity (ROE)	21.65%
Return on Assets (ROA)	6.46%
Return on Invested Capital (ROIC)	10.73%
Return on Capital Employed (ROCE)	15.55%
Revenue Per Employee	1.26B
Profits Per Employee	63.45M
Employee Count	400,000
Asset Turnover	1.42
Inventory Turnover	n/a

Taxes

In the past 12 months, BCBA:UNH has paid 5.37 trillion in taxes.

Income Tax	5.37T
Effective Tax Rate	16.94%

Stock Price Statistics

The stock price has decreased by -52.22% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-52.22%
50-Day Moving Average	10,985.50
200-Day Moving Average	16,435.95
Relative Strength Index (RSI)	46.91
Average Volume (20 Days)	120,206

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	0.74

Income Statement

In the last 12 months, BCBA:UNH had revenue of ARS 503.87 trillion and earned 25.38 trillion in profits. Earnings per share was 27,546.50.

Revenue	503.87T
Gross Profit	105.02T
Operating Income	36.64T
Pretax Income	31.69T
Net Income	25.38T
EBITDA	40.01T
EBIT	36.64T
Earnings Per Share (EPS)	27,546.50

Balance Sheet

The company has 38.16 trillion in cash and 94.37 trillion in debt, giving a net cash position of -60,296.44 billion.

Cash & Cash Equivalents	38.16T
Total Debt	94.37T
Net Cash	-60,296.44B
Net Cash Per Share	n/a
Equity (Book Value)	124.87T
Book Value Per Share	124,732.14
Working Capital	-20,356.62B

Cash Flow

In the last 12 months, operating cash flow was 34.51 trillion and capital expenditures -4,393.80 billion, giving a free cash flow of 30.12 trillion.

Operating Cash Flow	34.51T
Capital Expenditures	-4,393.80B
Free Cash Flow	30.12T
FCF Per Share	n/a

Margins

Gross margin is 20.84%, with operating and profit margins of 7.27% and 5.04%.

Gross Margin	20.84%
Operating Margin	7.27%
Pretax Margin	6.29%
Profit Margin	5.04%
EBITDA Margin	7.94%
EBIT Margin	7.27%
FCF Margin	5.98%

Dividends & Yields

This stock pays an annual dividend of 177.11, which amounts to a dividend yield of 1.74%.

Dividend Per Share	177.11
Dividend Yield	1.74%
Dividend Growth (YoY)	73.53%
Years of Dividend Growth	4
Payout Ratio	36.54%
Buyback Yield	1.07%
Shareholder Yield	2.82%
Earnings Yield	8.14%
FCF Yield	9.66%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5