Kompanija Dunav Osiguranje a.d.o. (BELEX:DNOS)

BELEX:DNOS Statistics

Total Valuation

BELEX:DNOS has a market cap or net worth of EUR 216.13 million. The enterprise value is 203.21 million.

Market Cap	216.13M
Enterprise Value	203.21M

Important Dates

The next estimated earnings date is Thursday, September 18, 2025.

Earnings Date	Sep 18, 2025
Ex-Dividend Date	n/a

Share Statistics

BELEX:DNOS has 15.19 million shares outstanding. The number of shares has increased by 42.09% in one year.

Current Share Class	15.19M
Shares Outstanding	15.19M
Shares Change (YoY)	+42.09%
Shares Change (QoQ)	+73.77%
Owned by Insiders (%)	1.19%
Owned by Institutions (%)	3.79%
Float	3.34M

Valuation Ratios

The trailing PE ratio is 9.74.

PE Ratio	9.74
Forward PE	n/a
PS Ratio	0.50
PB Ratio	0.98
P/TBV Ratio	1.01
P/FCF Ratio	6.49
P/OCF Ratio	4.24
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.91, with an EV/FCF ratio of 6.10.

EV / Earnings	6.73
EV / Sales	0.47
EV / EBITDA	5.91
EV / EBIT	9.36
EV / FCF	6.10

Financial Position

The company has a current ratio of 1.26, with a Debt / Equity ratio of 0.05.

Current Ratio	1.26
Quick Ratio	1.06
Debt / Equity	0.05
Debt / EBITDA	0.33
Debt / FCF	0.35
Interest Coverage	12.35

Financial Efficiency

Return on equity (ROE) is 15.39% and return on invested capital (ROIC) is 6.29%.

Return on Equity (ROE)	15.39%
Return on Assets (ROA)	1.76%
Return on Invested Capital (ROIC)	6.29%
Return on Capital Employed (ROCE)	6.65%
Revenue Per Employee	116,280
Profits Per Employee	8,185
Employee Count	3,691
Asset Turnover	0.56
Inventory Turnover	87.70

Taxes

In the past 12 months, BELEX:DNOS has paid 3.02 million in taxes.

Income Tax	3.02M
Effective Tax Rate	8.82%

Stock Price Statistics

The stock price has increased by +44.21% in the last 52 weeks. The beta is 0.45, so BELEX:DNOS's price volatility has been lower than the market average.

Beta (5Y)	0.45
52-Week Price Change	+44.21%
50-Day Moving Average	1,537.38
200-Day Moving Average	1,419.83
Relative Strength Index (RSI)	61.82
Average Volume (20 Days)	1,377

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BELEX:DNOS had revenue of EUR 429.19 million and earned 30.21 million in profits. Earnings per share was 1.45.

Revenue	429.19M
Gross Profit	95.65M
Operating Income	21.73M
Pretax Income	34.29M
Net Income	30.21M
EBITDA	34.43M
EBIT	21.73M
Earnings Per Share (EPS)	1.45

Balance Sheet

The company has 428.64 million in cash and 11.53 million in debt, giving a net cash position of 17.39 million or 1.14 per share.

Cash & Cash Equivalents	428.64M
Total Debt	11.53M
Net Cash	17.39M
Net Cash Per Share	1.14
Equity (Book Value)	220.72M
Book Value Per Share	14.24
Working Capital	127.42M

Cash Flow

In the last 12 months, operating cash flow was 50.97 million and capital expenditures -17.67 million, giving a free cash flow of 33.30 million.

Operating Cash Flow	50.97M
Capital Expenditures	-17.67M
Free Cash Flow	33.30M
FCF Per Share	2.19

Margins

Gross margin is 22.29%, with operating and profit margins of 5.06% and 7.04%.

Gross Margin	22.29%
Operating Margin	5.06%
Pretax Margin	7.99%
Profit Margin	7.04%
EBITDA Margin	8.02%
EBIT Margin	5.06%
FCF Margin	7.76%

Dividends & Yields

This stock pays an annual dividend of 1.04, which amounts to a dividend yield of 7.23%.

Dividend Per Share	1.04
Dividend Yield	7.23%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	32.65%
Buyback Yield	-42.09%
Shareholder Yield	-34.86%
Earnings Yield	13.98%
FCF Yield	15.41%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	7