Kompanija Dunav Osiguranje a.d.o. (BELEX:DNOS)
Serbia flag Serbia · Delayed Price · Currency is EUR · Price in RSD
1,890.00
+36.00 (1.94%)
At close: Jul 24, 2026

BELEX:DNOS Financials Overview

Millions RSD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingJun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Revenue
50,60950,21540,75636,24133,41031,154
Revenue Growth
0.78%23.21%12.46%8.47%7.24%5.06%
Operating Income
3,5572,5431,09188.182,8274,100
Net Income
4,5583,5352,4881,4522,5943,636
Earnings Per Share
219.22170.00170.00102.08270.55414.23
EPS Growth
28.95%0%66.54%-62.27%-34.69%23.65%

Revenue by Segment

Fiscal YearFY 2024
Period EndingDec '24
Life Insurance
3,931
Life-Related Insurances except Life Insurance
212.05
Accident and Voluntary Health Insurance
2,312
Vehicles
3,146
Vessels and Transport
644.38
Aircraft
140.71
Property
7,039
Responsibility
11,611
Loans and Guarantees
313.51
Other
12,250
Total
41,600

Cash & Debt

Fiscal YearCurrentFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingJun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Cash & Investments
3,5903,3833,5442,4922,2023,171
Total Debt
2,9211,3491,6621,202459.05107.47
Net Cash (Debt)
669.622,0341,8821,2911,7433,063
Net Cash Growth
-67.08%8.08%45.84%-25.94%-43.12%21.41%
Net Cash Per Share
32.2197.84128.6390.75181.73348.96

Cash Flow & CapEx

Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingJun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Operating Cash Flow
5,9055,9635,0291,9812,7144,333
Capital Expenditures
-1,384-2,067-2,334-1,108-1,196-244.11
Free Cash Flow
4,5213,8962,694872.471,5184,089
Free Cash Flow Growth
16.04%44.59%208.83%-42.54%-62.86%-14.19%

Margins

Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingJun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Operating Margin
7.03%5.06%2.68%0.24%8.46%13.16%
Pretax Margin
9.94%7.99%6.99%4.59%9.16%13.30%
Profit Margin
9.01%7.04%6.10%4.00%7.76%11.67%
FCF Margin
8.93%7.76%6.61%2.41%4.54%13.13%

Valuation

Fiscal YearCurrentFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingJul '26 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
PE Ratio
8.605.915.759.167.787.48
P/FCF Ratio
6.335.365.3115.2513.306.66
PS Ratio
0.570.420.350.370.600.87