Kompanija Dunav Osiguranje a.d.o. (BELEX:DNOS)
Serbia · Delayed Price · Currency is EUR · Price in RSD 1,820.14
+10.14 (0.56%)
At close: Sep 25, 2026
BELEX:DNOS Financials Overview
Financials in millions RSD. Fiscal year is January - December.
Millions RSD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 54,075 | 52,153 | 50,179 | 40,756 | 36,236 | 33,410 |
Revenue Growth | 3.69% | 3.93% | 23.12% | 12.47% | 8.46% | 7.24% |
Operating Income Operating Income Growth | 5,017 | 4,413 | 2,490 | 1,091 | 83.12 | 2,827 |
Net Income Net Income Growth | 5,381 | 4,511 | 3,404 | 2,488 | 1,452 | 2,594 |
Earnings Per Share EPS Growth | - | 297.00 | 224.13 | 170.00 | 102.08 | 270.55 |
EPS Growth | - | 32.51% | 31.84% | 66.54% | -62.27% | -34.69% |
| Fiscal Year | TTM | FY 2025 | FY 2024 |
|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 |
Life Insurance Life Insurance Growth | 5,141 | 5,141 | 4,749 |
Life Insurance except Life Insurance Life Insurance except Life Insurance Growth | 260.05 | 260.05 | 248.31 |
Accident and Voluntary Health Insurance Accident and Voluntary Health Insurance Growth | 3,460 | 3,460 | 3,274 |
Vehicles Vehicles Growth | 5,873 | 5,873 | 5,160 |
Vessels and Transport Vessels and Transport Growth | 639.53 | 639.53 | 581.91 |
Aircraft Aircraft Growth | 187.09 | 187.09 | 154.52 |
Property Property Growth | 7,672 | 7,672 | 7,503 |
Responsibility Responsibility Growth | 17,813 | 17,813 | 16,217 |
Loans and Guarantees Loans and Guarantees Growth | 293.28 | 293.28 | 289.86 |
Other Other Growth | 11,790 | 11,790 | 13,489 |
Total Total Growth | 53,130 | 53,130 | 51,668 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 3,958 | 2,076 | 3,383 | 3,544 | 2,492 | 2,202 |
Total Debt Total Debt Growth | - | 1,558 | 2,597 | 1,662 | 1,202 | 459.05 |
Net Cash (Debt) Net Cash Growth | 3,958 | 517.4 | 786.22 | 1,882 | 1,291 | 1,743 |
Net Cash Growth | 664.97% | -34.19% | -58.23% | 45.84% | -25.94% | -43.12% |
Net Cash Per Share Net Cash Per Share Growth | - | 34.06 | 51.76 | 128.63 | 90.75 | 181.73 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 6,752 | 7,986 | 6,564 | 5,029 | 1,981 | 2,714 |
Capital Expenditures CapEx Growth | -65.27 | -772.63 | -2,067 | -2,334 | -1,108 | -1,196 |
Free Cash Flow Free Cash Flow Growth | 6,687 | 7,214 | 4,497 | 2,694 | 872.47 | 1,518 |
Free Cash Flow Growth | -7.31% | 60.43% | 66.89% | 208.83% | -42.54% | -62.86% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 9.28% | 8.46% | 4.96% | 2.68% | 0.23% | 8.46% |
Pretax Margin | 11.16% | 9.83% | 7.60% | 6.99% | 4.59% | 9.16% |
Profit Margin | 9.95% | 8.65% | 6.78% | 6.10% | 4.01% | 7.76% |
FCF Margin | 12.37% | 13.83% | 8.96% | 6.61% | 2.41% | 4.54% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 5.13 | 6.06 | 6.14 | 5.75 | 9.16 | 7.78 |
P/FCF Ratio | 4.13 | 3.79 | 4.64 | 5.31 | 15.25 | 13.30 |
PS Ratio | 0.51 | 0.52 | 0.42 | 0.35 | 0.37 | 0.60 |