Banca Generali Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	449.67	450.82	482.91	434.24	159.41	92.22
Interest Income on Investments	9.2	5.14	1.31	1.22	1.15	1.08
Total Interest Income	458.87	455.96	484.22	435.46	160.55	93.3
Interest Paid on Deposits	118.89	123.64	165.8	129.84	22.24	8.88
Net Interest Income	338.4	332.32	318.42	305.62	138.31	84.42
Net Interest Income Growth	3.99%	4.37%	4.19%	120.96%	63.84%	-8.21%
Income From Trading Activities	26.54	20.76	8.15	3.94	3.56	-73.43
Gain (Loss) on Sale of Investments	-5.48	-3.5	3.11	5.36	-26.1	2.34
Other Non-Interest Income	784.63	664.01	658.01	482.91	492.25	690.84
Total Non-Interest Income	815.65	689.22	678.24	497.54	512.13	635.44
Non-Interest Income Growth	25.31%	1.62%	36.32%	-2.85%	-19.41%	17.55%
Revenues Before Loan Losses	1,154	1,022	996.66	803.15	650.44	719.85
Provision for Loan Losses	17.65	19.21	-2.03	0.69	7.92	2.27
Revenue	1,136	1,002	998.69	802.46	642.53	717.59
Revenue Growth	16.79%	0.36%	24.45%	24.89%	-10.46%	13.59%
Salaries and Employee Benefits	164.35	158.61	129.41	120.29	111.9	105.07
Occupancy Expenses	25.97	25.5	24.08	23.87	22.45	21.95
Amortization of Goodwill & Intangibles	24.66	23.19	18.07	15.86	14.22	13.71
Selling, General & Administrative	173.22	165.02	147.14	140.53	134.43	119.98
Other Non-Interest Expense	73.05	84.23	94.72	50.67	31.74	56.08
Total Non-Interest Expense	463.34	458.97	414.17	352.24	314.84	317.05
EBT Excluding Unusual Items	673.06	543.36	584.51	450.22	327.69	400.54
Legal Settlements	-8.79	-7.48	-6.66	-5.43	-4.94	-5.78
Pretax Income	664.56	535.97	569.77	443.85	322.35	392.75
Income Tax Expense	139.85	89.25	138.55	117.77	109.38	69.64
Earnings From Continuing Operations	524.71	446.71	431.23	326.08	212.97	323.11
Minority Interest in Earnings	-0.32	-0.87	-	0.06	0.06	-0
Net Income	524.39	445.85	431.23	326.14	213.03	323.1
Net Income to Common	524.39	445.85	431.23	326.14	213.03	323.1
Net Income Growth	33.83%	3.39%	32.22%	53.09%	-34.07%	17.53%
Basic Shares Outstanding	114	114	114	114	115	115
Diluted Shares Outstanding	114	114	114	114	115	115
Shares Change	0.01%	0.05%	-0.06%	-0.42%	-0.39%	-0.28%
EPS (Basic)	4.60	3.91	3.78	2.86	1.86	2.81
EPS (Diluted)	4.60	3.91	3.78	2.86	1.86	2.81
EPS Growth	33.97%	3.35%	32.29%	53.74%	-33.81%	18.03%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.900	2.900	2.800	2.150	1.650	1.950
Dividend Growth	3.57%	3.57%	30.23%	30.30%	-15.38%	-40.91%
Effective Tax Rate	21.04%	16.65%	24.32%	26.53%	33.93%	17.73%