BPER Banca SpA (BIT: BPE)

BPER Banca SpA Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	8,912	10,086	13,997	1,306	849.1	566.92
Investment Securities	13,559	15,146	16,278	14,046	12,096	11,074
Trading Asset Securities	1,474	2,092	2,860	677.9	449.29	515.83
Total Investments	15,033	17,239	19,138	14,724	12,545	11,590
Gross Loans	103,555	103,576	108,653	96,762	68,336	60,994
Allowance for Loan Losses	-	-1,523	-1,884	-2,111	-1,772	-
Net Loans	103,555	102,052	106,769	94,651	66,564	60,994
Property, Plant & Equipment	2,513	1,963	2,094	1,647	1,093	1,097
Goodwill	170.02	170.02	204.39	204.39	434.76	434.76
Other Intangible Assets	513.47	478.96	359.11	254.81	267.97	235.09
Investments in Real Estate	-	494.03	452.35	297.51	272.36	271.56
Accrued Interest Receivable	-	18.44	18.55	11.38	14.52	12.7
Other Receivables	692.84	5,985	3,742	1,168	716.94	820.06
Restricted Cash	998.54	1,037	1,348	20,310	8,353	1,069
Other Current Assets	19.75	302.51	1,534	199.83	248.02	246.05
Long-Term Deferred Tax Assets	1,457	1,834	2,352	1,374	1,585	1,558
Other Long-Term Assets	6,070	455.38	278.6	184.27	108.91	127.63
Total Assets	139,936	142,128	152,303	136,348	93,062	79,033
Accounts Payable	-	394	444.64	290.19	247.13	228.79
Accrued Expenses	-	985.68	809.32	540.61	264.31	315.36
Interest Bearing Deposits	3,847	4,543	2,696	1,192	1,064	2,025
Non-Interest Bearing Deposits	91,809	94,751	102,895	92,054	55,166	47,751
Total Deposits	95,657	99,294	105,590	93,246	56,230	49,776
Short-Term Borrowings	5,611	6,636	4,318	6,533	3,525	2,767
Current Portion of Leases	-	70.51	80.43	67.31	54.31	63.48
Current Income Taxes Payable	111	10.64	8.17	9.6	4.8	5.41
Other Current Liabilities	1.66	411.61	1,800	1,399	846.15	808.42
Long-Term Debt	20,334	20,732	27,305	25,167	23,849	17,961
Long-Term Leases	424.42	257.94	288.69	263.05	203.28	243.43
Pension & Post-Retirement Benefits	249.77	272.12	294.81	352.47	298.2	354.67
Long-Term Deferred Tax Liabilities	58.34	56.77	63.39	58.9	77.52	70.33
Other Long-Term Liabilities	6,688	3,442	3,179	1,560	1,128	1,149
Total Liabilities	129,134	132,563	144,182	129,489	86,728	73,742
Common Stock	2,122	2,104	2,104	2,100	2,100	1,562
Additional Paid-In Capital	1,245	1,237	1,237	1,240	1,241	1,003
Retained Earnings	5,741	5,056	3,785	2,440	2,019	1,815
Treasury Stock	-7.92	-2.25	-5.68	-9.55	-7.26	-7.26
Comprehensive Income & Other	1,499	971.61	818.88	925.2	846.36	787.28
Total Common Equity	10,598	9,366	7,940	6,696	6,200	5,160
Minority Interest	203.71	199.33	180.36	162.5	133.98	131.66
Shareholders' Equity	10,801	9,565	8,121	6,859	6,334	5,292
Total Liabilities & Equity	139,936	142,128	152,303	136,348	93,062	79,033
Total Debt	26,369	27,696	31,992	32,031	27,631	21,034
Net Cash (Debt)	-15,648	-15,139	-14,537	-29,509	-26,121	-19,228
Net Cash Per Share	-10.78	-10.44	-10.04	-20.38	-36.55	-37.61
Filing Date Shares Outstanding	1,420	1,415	1,414	1,411	1,413	520.17
Total Common Shares Outstanding	1,420	1,415	1,414	1,411	1,413	520.17
Book Value Per Share	7.47	6.62	5.61	4.75	4.39	9.92
Tangible Book Value	9,914	8,717	7,377	6,237	5,497	4,490
Tangible Book Value Per Share	6.98	6.16	5.22	4.42	3.89	8.63

Source: S&P Capital IQ. Banks template. Financial Sources.