BPER Banca SpA Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	11,273	11,681	7,888	10,086	13,997	1,306
Securities and Investments	43,908	6,995	5,694	6,859	7,963	6,632
Short-Term Interbank Lending and Reverse Repurchase Agreements	4,917	8,324	7,681	8,383	9,482	27,491
Trading Assets	3,185	5,171	3,205	3,087	3,167	2,312
Other Earning Assets	-	-	-	1.99	2.38	125.1
Gross Loans	128,800	159,215	105,869	101,807	105,829	93,804
Net Loans	128,800	159,215	105,869	101,807	105,829	93,804
Net Property, Plant & Equipment	3,115	3,133	2,502	2,457	2,546	1,945
Accrued Interest and Accounts Receivable	675.87	695.76	649.44	1,123	1,809	178.11
Other Intangible Assets	989.06	1,033	540.75	478.96	359.11	254.81
Goodwill	575.71	575.71	170.02	170.02	204.39	204.39
Long-Term Investments	895.76	869.94	302.49	422.05	376.16	240.53
Other Non-Earning Assets	9,039	9,542	7,691	8,799	8,152	3,073
Total Assets	206,879	204,650	140,591	142,128	152,303	136,348
Interest-bearing deposits	147,315	150,762	104,250	104,855	107,415	96,461
Total Deposits	313,847	150,762	104,250	104,855	107,415	96,461
Short-Term Interbank Borrowing and Repurchase Agreements	12,537	10,096	5,048	7,754	22,000	23,633
Trading Liabilities	485.21	316.69	224.29	300.96	471.6	123.96
Long-Term Debt	19,216	17,909	13,867	13,912	7,416	4,760
Other Liabilities	9,276	7,971	5,638	5,741	6,879	4,511
Total Liabilities	355,361	187,054	129,027	132,563	144,182	129,489
Preferred Stock	1,794	1,794	1,116	150	150	150
Common Stock	2,954	2,954	2,122	2,104	2,104	2,100
Treasury Stock	-40.85	-41.55	-32.04	-2.25	-5.68	-9.55
Additional Paid-in Capital	4,589	4,589	1,245	1,237	1,237	1,240
Accumulated Other Comprehensive Income	252.53	289.71	216.41	151.4	60.68	196.37
Retained Earnings	7,481	6,981	6,688	5,726	4,394	3,019
Total Common Shareholders' Equity	17,029	16,565	11,354	9,366	7,940	6,696
Minority Interest	1,069	1,030	210.41	199.33	180.36	162.5
Shareholders' Equity	18,098	17,595	11,564	9,565	8,121	6,859
Total Liabilities & Equity	206,879	204,650	140,591	142,128	152,303	136,348
Total Debt	19,216	17,909	13,867	13,912	7,416	4,760
Net Cash (Debt)	-19,216	-17,909	-13,867	-13,912	-7,416	-4,760
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-11.11	-10.72	-9.57	-9.60	-5.12	-3.29
Book Value	17,029	16,565	11,354	9,366	7,940	6,696
Book Value Per Share	9.85	9.92	7.84	6.46	5.48	4.62
Tangible Book Value	15,464	14,957	10,643	8,717	7,377	6,237
Tangible Book Value Per Share	8.94	8.96	7.35	6.01	5.10	4.31