BPER Banca SpA (BIT:BPE)
Italy · Delayed Price · Currency is EUR 13.46
-0.18 (-1.29%)
Nov 11, 2026, 5:35 PM CET
BPER Banca SpA Balance Sheet
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 11,150 | 11,681 | 7,888 | 10,086 | 13,997 | 1,306 |
Investment Securities | 9,178 | 15,720 | 13,486 | 15,146 | 16,278 | 14,046 |
Trading Asset Securities | 2,909 | 1,885 | 1,440 | 2,092 | 2,860 | 677.9 |
Total Investments | 12,086 | 17,605 | 14,925 | 17,239 | 19,138 | 14,724 |
Gross Loans | 172,155 | 161,925 | 107,654 | 103,576 | 108,653 | 96,762 |
Allowance for Loan Losses | - | -2,074 | -1,634 | -1,523 | -1,884 | -2,111 |
Net Loans | 172,155 | 159,851 | 106,021 | 102,052 | 106,769 | 94,651 |
Property, Plant & Equipment | 3,088 | 2,694 | 2,066 | 1,963 | 2,094 | 1,647 |
Goodwill | 575.71 | 575.71 | 170.02 | 170.02 | 204.39 | 204.39 |
Other Intangible Assets | 870.94 | 1,033 | 540.75 | 478.96 | 359.11 | 254.81 |
Investments in Real Estate | - | 439.04 | 436.42 | 494.03 | 452.35 | 297.51 |
Accrued Interest Receivable | - | 116.35 | 13.86 | 18.44 | 18.55 | 11.38 |
Other Receivables | 132.94 | 6,220 | 5,422 | 5,985 | 3,742 | 1,168 |
Restricted Cash | - | 1,409 | 1,014 | 1,037 | 1,348 | 20,310 |
Other Current Assets | 47.23 | 1,210 | 499.04 | 302.51 | 1,534 | 199.83 |
Long-Term Deferred Tax Assets | 1,242 | 1,448 | 1,384 | 1,834 | 2,352 | 1,374 |
Other Long-Term Assets | 6,002 | 355.65 | 197.04 | 455.38 | 278.6 | 184.27 |
Total Assets | 207,350 | 204,650 | 140,591 | 142,128 | 152,303 | 136,348 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | - | 439.1 | 366.87 | 394 | 444.64 | 290.19 |
Accrued Expenses | - | 1,091 | 1,041 | 985.68 | 809.32 | 540.61 |
Interest Bearing Deposits | 150,851 | 8,340 | 3,073 | 4,543 | 2,696 | 1,192 |
Non-Interest Bearing Deposits | - | 129,378 | 93,869 | 94,751 | 102,895 | 92,054 |
Total Deposits | 150,851 | 137,717 | 96,943 | 99,294 | 105,590 | 93,246 |
Short-Term Borrowings | 845.63 | 15,424 | 5,889 | 6,636 | 4,318 | 6,533 |
Current Portion of Leases | - | 96.63 | 74.93 | 70.51 | 80.43 | 67.31 |
Current Income Taxes Payable | 538.79 | 249.29 | 15.18 | 10.64 | 8.17 | 9.6 |
Other Current Liabilities | 5.14 | 2,015 | 1,329 | 411.57 | 1,800 | 1,399 |
Long-Term Debt | 28,146 | 25,452 | 20,340 | 20,732 | 27,305 | 25,167 |
Long-Term Leases | - | 474.65 | 338.15 | 257.94 | 288.69 | 263.05 |
Pension & Post-Retirement Benefits | 224.62 | 392.24 | 243.1 | 272.12 | 294.81 | 352.47 |
Long-Term Deferred Tax Liabilities | 290.47 | 395.05 | 57.11 | 56.77 | 63.39 | 58.9 |
Other Long-Term Liabilities | 7,876 | 3,308 | 2,391 | 3,442 | 3,179 | 1,560 |
Total Liabilities | 188,777 | 187,054 | 129,027 | 132,563 | 144,182 | 129,489 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 3,186 | 2,954 | 2,122 | 2,104 | 2,104 | 2,100 |
Additional Paid-In Capital | 5,934 | 4,589 | 1,245 | 1,237 | 1,237 | 1,240 |
Retained Earnings | 1,943 | 6,617 | 6,017 | 5,056 | 3,785 | 2,440 |
Treasury Stock | -134.45 | -41.55 | -32.04 | -2.25 | -5.68 | -9.55 |
Comprehensive Income & Other | 7,589 | 2,447 | 2,002 | 971.61 | 818.88 | 925.2 |
Total Common Equity | 18,517 | 16,565 | 11,354 | 9,366 | 7,940 | 6,696 |
Minority Interest | 56.03 | 1,030 | 210.41 | 199.33 | 180.36 | 162.5 |
Shareholders' Equity | 18,573 | 17,595 | 11,564 | 9,565 | 8,121 | 6,859 |
Total Liabilities & Equity | 207,350 | 204,650 | 140,591 | 142,128 | 152,303 | 136,348 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 28,992 | 41,447 | 26,642 | 27,696 | 31,992 | 32,031 |
Net Cash (Debt) | -14,933 | -27,430 | -16,935 | -15,139 | -14,537 | -29,509 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -7.16 | -16.42 | -11.69 | -10.44 | -10.04 | -20.38 |
Filing Date Shares Outstanding | 2,086 | 1,962 | 1,416 | 1,415 | 1,414 | 1,411 |
Total Common Shares Outstanding | 2,086 | 1,962 | 1,416 | 1,415 | 1,414 | 1,411 |
Book Value Per Share | 8.88 | 8.44 | 8.02 | 6.62 | 5.61 | 4.75 |
Tangible Book Value | 17,070 | 14,957 | 10,643 | 8,717 | 7,377 | 6,237 |
Tangible Book Value Per Share | 8.18 | 7.62 | 7.52 | 6.16 | 5.22 | 4.42 |