BPER Banca SpA (BIT:BPE)
Italy · Delayed Price · Currency is EUR 14.00
-0.01 (-0.10%)
Aug 21, 2026, 5:39 PM CET
BPER Banca SpA Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 6,951 | 5,938 | 5,157 | 4,920 | 3,628 | 2,526 |
Revenue Growth | 33.27% | 15.15% | 4.82% | 35.60% | 43.60% | 31.36% |
Net Income Net Income Growth | 2,192 | 1,818 | 1,403 | 1,519 | 1,449 | 525.12 |
Earnings Per Share EPS Growth | 1.12 | 1.09 | 0.97 | 1.05 | 1.00 | 0.36 |
EPS Growth | 2.46% | 12.50% | -7.63% | 4.96% | 175.05% | 10.98% |
| Fiscal Year | TTM | FY 2025 | FY 2024 |
|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 |
Non-core and Other Business Non-core and Other Business Growth | 1,407 | 995.84 | - |
Core Business - Private & Wm Core Business - Private & Wm Growth | 544.71 | 480.3 | 440.06 |
Core Business - Retail Core Business - Retail Growth | 3,265 | 3,007 | 3,325 |
Core Business - Corporate Core Business - Corporate Growth | 1,164 | 908.23 | 905.09 |
Banca Popolare Di Sondrio Banca Popolare Di Sondrio Growth | - | 884.29 | 581.44 |
Total Total Growth | 7,265 | 6,275 | 5,252 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 16,078 | 14,017 | 9,707 | 12,368 | 17,455 | 2,523 |
Total Debt Total Debt Growth | 43,814 | 41,447 | 26,642 | 27,696 | 31,992 | 32,031 |
Net Cash (Debt) Net Cash Growth | -27,736 | -27,430 | -16,935 | -15,328 | -14,537 | -29,509 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -14.15 | -16.42 | -11.69 | -10.57 | -10.04 | -20.38 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 2,485 | 3,122 | -2,495 | -3,420 | 12,794 | 1,265 |
Capital Expenditures CapEx Growth | -333.65 | -312.32 | -358.1 | -155.8 | -164.06 | -148.85 |
Free Cash Flow Free Cash Flow Growth | 2,151 | 2,810 | -2,853 | -3,575 | 12,630 | 1,116 |
Free Cash Flow Growth | - | - | - | - | 1031.66% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 31.53% | 30.62% | 27.20% | 30.89% | 39.94% | 20.79% |
FCF Margin | 30.95% | 47.32% | -55.33% | -72.68% | 348.13% | 44.17% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 23, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.650 | 0.650 | 0.600 | 0.300 | 0.120 | 0.060 |
Dividend Per Share Growth | 10.00% | 8.33% | 100.00% | 150.00% | 100.00% | 50.00% |
Dividend Yield | 4.63% | 5.87% | 11.21% | 12.04% | 7.95% | 4.33% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 23, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 12.51 | 12.52 | 6.21 | 2.82 | 1.87 | 4.90 |
Forward PE | 11.23 | 10.72 | 6.74 | 3.81 | 5.25 | 7.36 |
P/FCF Ratio | 13.57 | 8.10 | - | - | 0.22 | 2.31 |
PS Ratio | 4.20 | 3.83 | 1.69 | 0.87 | 0.75 | 1.02 |