BPER Banca SpA (BIT:BPE)
Italy · Delayed Price · Currency is EUR 14.07
+0.11 (0.82%)
Jul 31, 2026, 5:35 PM CET
BPER Banca SpA Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 5,858 | 8,320 | 7,198 | 7,433 | 5,769 | 4,901 |
Revenue Growth | 8.96% | 15.60% | -3.17% | 28.85% | 17.71% | 44.27% |
Net Income Net Income Growth | 2,066 | 1,818 | 1,403 | 1,519 | 1,449 | 525.12 |
Earnings Per Share EPS Growth | 1.19 | 0.88 | 0.86 | 1.05 | 1.00 | 0.36 |
EPS Growth | 24.64% | 1.74% | -17.75% | 5.01% | 174.93% | 11.01% |
| Fiscal Year | FY 2025 | FY 2024 |
|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 |
Core Business - Retail Core Business - Retail Growth | 3,007 | 3,325 |
Core Business - Private & Wm Core Business - Private & Wm Growth | 480.3 | 440.06 |
Core Business - Corporate Core Business - Corporate Growth | 908.23 | 905.09 |
Banca Popolare Di Sondrio Banca Popolare Di Sondrio Growth | 884.29 | 581.44 |
Non-core and Other Business Non-core and Other Business Growth | 995.84 | - |
Total Total Growth | 6,275 | 5,252 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 11,273 | 11,681 | 7,888 | 10,086 | 13,997 | 1,306 |
Total Debt Total Debt Growth | 19,216 | 17,909 | 13,867 | 13,912 | 7,416 | 4,760 |
Net Cash (Debt) Net Cash Growth | -19,216 | -17,909 | -13,867 | -13,912 | -7,416 | -4,760 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -11.11 | -10.72 | -9.57 | -9.60 | -5.12 | -3.29 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 3,122 | 3,122 | -2,495 | -3,420 | 12,794 | 1,265 |
Capital Expenditures CapEx Growth | -89.25 | -89.25 | -135.67 | -155.8 | -164.06 | -148.85 |
Free Cash Flow Free Cash Flow Growth | 3,033 | 3,033 | -2,631 | -3,575 | 12,630 | 1,116 |
Free Cash Flow Growth | - | - | - | - | 1031.66% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 12.57% | 61.35% | 56.88% | 23.20% | 24.06% | 14.14% |
Profit Margin | 35.26% | 22.60% | 19.99% | 20.88% | 25.55% | 11.40% |
FCF Margin | 0.00% | 36.45% | -36.56% | -48.10% | 218.93% | 22.77% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.650 | 0.650 | 0.600 | 0.300 | 0.120 | 0.060 |
Dividend Per Share Growth | 10.00% | 8.33% | 100.00% | 150.00% | 100.00% | 50.00% |
Dividend Yield | 4.62% | 5.64% | 5.16% | 4.23% | 3.37% | 2.37% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 13.39 | 13.23 | 7.12 | 2.89 | 1.92 | 5.02 |
Forward PE | 11.94 | 10.72 | 6.74 | 3.81 | 5.25 | 7.36 |
P/FCF Ratio | 10.44 | 7.50 | - | - | 0.21 | 2.30 |
PS Ratio | 4.68 | 2.74 | 1.21 | 0.58 | 0.47 | 0.52 |