BPER Banca SpA (BIT:BPE)

BPER Banca SpA Statistics

Total Valuation

BPER Banca SpA has a market cap or net worth of EUR 19.52 billion.

Market Cap	19.52B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, November 5, 2025.

Earnings Date	Nov 5, 2025
Ex-Dividend Date	May 19, 2025

Share Statistics

BPER Banca SpA has 1.96 billion shares outstanding. The number of shares has decreased by -0.18% in one year.

Current Share Class	1.96B
Shares Outstanding	1.96B
Shares Change (YoY)	-0.18%
Shares Change (QoQ)	-0.07%
Owned by Insiders (%)	0.00%
Owned by Institutions (%)	33.44%
Float	1.54B

Valuation Ratios

The trailing PE ratio is 9.10 and the forward PE ratio is 9.73. BPER Banca SpA's PEG ratio is 1.94.

PE Ratio	9.10
Forward PE	9.73
PS Ratio	3.74
PB Ratio	1.68
P/TBV Ratio	1.82
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.94

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-74.92
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.70%.

Return on Equity (ROE)	14.70%
Return on Assets (ROA)	1.14%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	274,460
Profits Per Employee	83,282
Employee Count	19,508
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BPER Banca SpA has paid 761.25 million in taxes.

Income Tax	761.25M
Effective Tax Rate	32.00%

Stock Price Statistics

The stock price has increased by +79.06% in the last 52 weeks. The beta is 1.24, so BPER Banca SpA's price volatility has been higher than the market average.

Beta (5Y)	1.24
52-Week Price Change	+79.06%
50-Day Moving Average	9.33
200-Day Moving Average	7.87
Relative Strength Index (RSI)	59.08
Average Volume (20 Days)	13,946,103

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BPER Banca SpA had revenue of EUR 5.21 billion and earned 1.58 billion in profits. Earnings per share was 1.09.

Revenue	5.21B
Gross Profit	5.10B
Operating Income	2.71B
Pretax Income	2.38B
Net Income	1.58B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.09

Balance Sheet

The company has 9.05 billion in cash and 29.69 billion in debt, giving a net cash position of -20.64 billion or -10.51 per share.

Cash & Cash Equivalents	9.05B
Total Debt	29.69B
Net Cash	-20.64B
Net Cash Per Share	-10.51
Equity (Book Value)	11.63B
Book Value Per Share	8.05
Working Capital	-94.36B

Cash Flow

In the last 12 months, operating cash flow was -274.02 million and capital expenditures -122.27 million, giving a free cash flow of -396.29 million.

Operating Cash Flow	-274.02M
Capital Expenditures	-122.27M
Free Cash Flow	-396.29M
FCF Per Share	-0.20

Margins

Gross Margin	n/a
Operating Margin	52.04%
Pretax Margin	45.63%
Profit Margin	30.34%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.60, which amounts to a dividend yield of 6.04%.

Dividend Per Share	0.60
Dividend Yield	6.04%
Dividend Growth (YoY)	100.00%
Years of Dividend Growth	3
Payout Ratio	54.07%
Buyback Yield	0.18%
Shareholder Yield	6.38%
Earnings Yield	8.11%
FCF Yield	-2.03%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 21, 2012. It was a forward split with a ratio of 1.01428571.

Last Split Date	May 21, 2012
Split Type	Forward
Split Ratio	1.01428571

Scores

Altman Z-Score	n/a
Piotroski F-Score	2