Banca Popolare di Sondrio S.p.A (BIT: BPSO)
Italy
· Delayed Price · Currency is EUR 7.30
-0.06 (-0.82%)
Nov 21, 2024, 1:24 PM CET
BPSO Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 2,151 | 1,812 | 834.56 | 642.07 | 594.4 | 573.8 | Upgrade
|
| Interest Income on Investments | 9.42 | 7.65 | 6.46 | 5.21 | 4.38 | 3.55 | Upgrade
|
| Total Interest Income | 2,160 | 1,820 | 841.02 | 647.28 | 598.78 | 577.36 | Upgrade
|
| Interest Paid on Deposits | 1,069 | 875.07 | 153.49 | 113.14 | 104.39 | 113.43 | Upgrade
|
| Net Interest Income | 1,092 | 944.61 | 687.53 | 534.13 | 494.39 | 463.93 | Upgrade
|
| Net Interest Income Growth (YoY) | 24.43% | 37.39% | 28.72% | 8.04% | 6.56% | -13.64% | Upgrade
|
| Income From Trading Activities | 126.4 | 112.98 | 28.4 | 63.65 | 12.47 | 69.25 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.76 | 4.86 | -55.93 | 41.88 | 21.17 | 25.91 | Upgrade
|
| Other Non-Interest Income | 428.12 | 409.03 | 383.97 | 351.8 | 309.97 | 319 | Upgrade
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| Total Non-Interest Income | 565.67 | 534.52 | 385.42 | 490.2 | 318.01 | 437.21 | Upgrade
|
| Non-Interest Income Growth (YoY) | 10.71% | 38.68% | -21.37% | 54.14% | -27.26% | 24.88% | Upgrade
|
| Revenues Before Loan Losses | 1,657 | 1,479 | 1,073 | 1,024 | 812.4 | 901.14 | Upgrade
|
| Provision for Loan Losses | 268.78 | 202.61 | 152.51 | 140.2 | 141.39 | 214.07 | Upgrade
|
| Revenue | 1,388 | 1,277 | 920.45 | 884.14 | 671.01 | 687.07 | Upgrade
|
| Revenue Growth (YoY) | 12.80% | 38.68% | 4.11% | 31.76% | -2.34% | 6.35% | Upgrade
|
| Salaries and Employee Benefits | 315.53 | 300.27 | 272.33 | 269.9 | 250.88 | 253.69 | Upgrade
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| Occupancy Expenses | 52.41 | 49.26 | 45.27 | 37.36 | 44.02 | 41.1 | Upgrade
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| Amortization of Goodwill & Intangibles | 18.24 | 18.65 | 17.21 | 16.68 | 16.66 | 17.92 | Upgrade
|
| Selling, General & Administrative | 320.4 | 321.89 | 307.91 | 291.11 | 278.94 | 271.77 | Upgrade
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| Other Non-Interest Expense | -61.49 | -41.61 | -53.56 | -72.31 | -50.01 | -65.19 | Upgrade
|
| Total Non-Interest Expense | 599.26 | 609.93 | 561.4 | 506.84 | 513.5 | 493.76 | Upgrade
|
| EBT Excluding Unusual Items | 789.14 | 666.58 | 359.05 | 377.3 | 157.51 | 193.31 | Upgrade
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| Asset Writedown | -7.02 | -6.87 | -2.76 | -0.88 | -0.71 | -0.29 | Upgrade
|
| Other Unusual Items | 0.57 | -0.03 | -2.31 | -2.9 | 0.03 | 0.94 | Upgrade
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| Pretax Income | 783.28 | 660.28 | 353.89 | 374.55 | 156.93 | 195 | Upgrade
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| Income Tax Expense | 238.82 | 199.12 | 102.57 | 99.53 | 47.18 | 55.52 | Upgrade
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| Earnings From Continuing Operations | 544.46 | 461.16 | 251.32 | 275.02 | 109.74 | 139.47 | Upgrade
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| Minority Interest in Earnings | - | - | - | -6.39 | -3.15 | -2.04 | Upgrade
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| Net Income | 544.46 | 461.16 | 251.32 | 268.63 | 106.6 | 137.44 | Upgrade
|
| Net Income to Common | 544.46 | 461.16 | 251.32 | 268.63 | 106.6 | 137.44 | Upgrade
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| Net Income Growth | 21.36% | 83.50% | -6.44% | 152.01% | -22.44% | 24.03% | Upgrade
|
| Basic Shares Outstanding | 466 | 450 | - | - | 450 | 450 | Upgrade
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| Diluted Shares Outstanding | 466 | 450 | - | - | 450 | 450 | Upgrade
|
| Shares Change (YoY) | 3.51% | - | - | - | -0.00% | -0.00% | Upgrade
|
| EPS (Basic) | 1.17 | 1.03 | - | - | 0.24 | 0.31 | Upgrade
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| EPS (Diluted) | 1.17 | 1.03 | - | - | 0.24 | 0.31 | Upgrade
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| EPS Growth | 17.24% | - | - | - | -22.44% | 24.04% | Upgrade
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| Dividend Per Share | - | 0.560 | 0.280 | 0.200 | 0.060 | - | Upgrade
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| Dividend Growth | - | 100.00% | 40.00% | 233.33% | - | - | Upgrade
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| Effective Tax Rate | 30.49% | 30.16% | 28.98% | 26.57% | 30.07% | 28.47% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.