BIT:BPSO Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,334	3,738	4,547	6,991	5,653
Investment Securities	4,733	5,119	5,553	4,468	5,690
Trading Asset Securities	217.54	176.18	151.85	179.72	204.29
Total Investments	4,951	5,296	5,705	4,647	5,895
Gross Loans	47,024	44,544	44,748	43,961	40,531
Allowance for Loan Losses	-821.37	-885.16	-930.47	-925.29	-1,044
Net Loans	46,203	43,658	43,817	43,035	39,487
Property, Plant & Equipment	752.84	583.18	594.89	566.43	498.15
Goodwill	12.63	12.63	17	17	12.63
Other Intangible Assets	17.63	23.2	20.76	19.67	18.38
Investments in Real Estate	80.26	80.4	82.19	84.48	81.3
Accrued Interest Receivable	115.91	105.83	95.38	52.27	47.45
Other Receivables	1,777	2,161	1,998	1,494	478.99
Restricted Cash	352.74	331.19	322.4	347.5	2,232
Other Current Assets	279.29	188.72	56.29	87.91	82.23
Long-Term Deferred Tax Assets	212.93	188.25	259.44	324.99	321.69
Other Long-Term Assets	253.61	261.82	207.27	186.14	209.34
Total Assets	58,343	56,629	57,722	57,854	55,016
Accounts Payable	29.53	44.91	42.46	30.84	21.1
Accrued Expenses	122.88	92.88	90.86	82.24	75.77
Interest Bearing Deposits	5,214	6,532	5,413	3,521	1,564
Non-Interest Bearing Deposits	34,741	32,898	31,093	34,082	35,308
Total Deposits	39,955	39,430	36,505	37,602	36,872
Short-Term Borrowings	5,726	5,444	5,553	2,320	106.79
Current Portion of Leases	24.15	-	-	-	23.56
Current Income Taxes Payable	63.27	41.5	42	3.16	4.26
Other Current Liabilities	582.16	602.93	735.18	548.25	534.83
Long-Term Debt	5,858	5,667	9,579	13,079	13,123
Long-Term Leases	119.83	146.29	163.27	171.18	159.72
Long-Term Unearned Revenue	14.64	17.5	-	-	-
Pension & Post-Retirement Benefits	185.88	222.01	212.41	203.42	231.76
Long-Term Deferred Tax Liabilities	105.96	30.92	29.36	29.2	35.61
Other Long-Term Liabilities	987.79	732.81	960.42	397.37	452.33
Total Liabilities	53,774	52,472	53,912	54,467	51,641
Common Stock	1,360	1,360	1,360	1,360	1,360
Additional Paid-In Capital	79.04	78.93	78.95	78.98	79.01
Retained Earnings	3,002	2,699	2,376	2,006	1,788
Treasury Stock	-25.18	-25.22	-25.42	-25.4	-25.46
Comprehensive Income & Other	152.19	43.36	19.67	-32.19	68.33
Total Common Equity	4,568	4,156	3,809	3,387	3,270
Minority Interest	0.01	0.01	0.01	0	104.58
Shareholders' Equity	4,568	4,156	3,809	3,387	3,375
Total Liabilities & Equity	58,343	56,629	57,722	57,854	55,016
Total Debt	11,728	11,257	15,294	15,570	13,413
Net Cash (Debt)	-7,775	-6,703	-9,976	-8,395	-7,323
Net Cash Per Share	-17.29	-14.91	-22.18	-	-
Filing Date Shares Outstanding	449.82	449.79	449.71	-	-
Total Common Shares Outstanding	449.82	449.79	449.71	-	-
Book Value Per Share	10.16	9.24	8.47	-	-
Tangible Book Value	4,538	4,120	3,772	3,351	3,239
Tangible Book Value Per Share	10.09	9.16	8.39	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.