Banca Popolare di Sondrio S.p.A (BIT:BPSO)
Italy · Delayed Price · Currency is EUR 17.87
0.00 (0.00%)
Inactive · Last trade price on Apr 20, 2026
BIT:BPSO Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 1,655 | 1,655 | 1,463 | 1,277 | 920.45 | 884.14 |
Revenue Growth | 13.16% | 13.16% | 14.59% | 38.68% | 4.11% | 31.76% |
Net Income Net Income Growth | 647.99 | 647.99 | 574.94 | 461.16 | 251.32 | 268.63 |
Earnings Per Share EPS Growth | 1.44 | 1.44 | 1.28 | 1.02 | - | - |
EPS Growth | 12.82% | 12.82% | 24.71% | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Businesses Businesses Growth | 185.54 | 553.91 | 363.44 | 424.78 | 317.92 | 322.15 |
Securities Industry Securities Industry Growth | 73.58 | 157.04 | 130.99 | 114.5 | 107.78 | 108.31 |
Private Individuals and Other Customers Private Individuals and Other Customers Growth | 195.18 | 327.92 | 261.04 | 248.78 | 188.69 | 207.2 |
Central Structure Central Structure Growth | 157.66 | 616.96 | 708.76 | 684.79 | 306.75 | 247.03 |
Reconciliation Reconciliation Growth | -0.1 | -0.66 | -0.85 | -1 | -0.86 | -0.95 |
Total Total Growth | 611.86 | 1,655 | 1,463 | 1,472 | 920.28 | 883.74 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 3,952 | 3,952 | 4,553 | 5,319 | 7,175 | 6,091 |
Total Debt Total Debt Growth | 11,728 | 11,728 | 11,257 | 15,294 | 15,570 | 13,413 |
Net Cash (Debt) Net Cash Growth | -7,775 | -7,775 | -6,703 | -9,976 | -8,395 | -7,323 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -17.29 | -17.29 | -14.91 | -22.18 | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -50.51 | -50.51 | -505.88 | -2,306 | 1,579 | 344.51 |
Capital Expenditures CapEx Growth | -29.3 | -29.3 | -100.89 | -100.52 | -111.9 | -39.09 |
Free Cash Flow Free Cash Flow Growth | -79.82 | -79.82 | -606.78 | -2,407 | 1,467 | 305.42 |
Free Cash Flow Growth | - | - | - | - | 380.46% | -91.28% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 39.15% | 39.15% | 39.31% | 36.13% | 27.30% | 30.38% |
FCF Margin | -4.82% | -4.82% | -41.48% | -188.53% | 159.42% | 34.54% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 21, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.800 | - | 0.800 | 0.560 | 0.280 | 0.200 |
Dividend Per Share Growth | 42.86% | - | 42.86% | 100.00% | 40.00% | 233.33% |
Dividend Yield | 4.48% | - | 10.53% | 10.98% | 9.12% | 7.05% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 21, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 12.40 | 11.56 | 6.37 | 5.72 | 6.76 | 6.19 |
Forward PE | 12.91 | 12.99 | 7.75 | 6.29 | 6.94 | 8.33 |
P/FCF Ratio | - | - | - | - | 1.16 | 5.45 |
PS Ratio | 4.86 | 4.53 | 2.50 | 2.06 | 1.85 | 1.88 |