Credito Emiliano S.p.A. (BIT:CE)

Credito Emiliano Statistics

Total Valuation

BIT:CE has a market cap or net worth of EUR 5.14 billion.

Market Cap	5.14B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, February 5, 2026.

Earnings Date	Feb 5, 2026
Ex-Dividend Date	n/a

Share Statistics

BIT:CE has 340.71 million shares outstanding.

Current Share Class	340.71M
Shares Outstanding	340.71M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	4.76%
Float	68.26M

Valuation Ratios

The trailing PE ratio is 8.02 and the forward PE ratio is 10.37.

PE Ratio	8.02
Forward PE	10.37
PS Ratio	2.80
PB Ratio	1.13
P/TBV Ratio	1.26
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.69%.

Return on Equity (ROE)	14.69%
Return on Assets (ROA)	0.98%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	271,929
Profits Per Employee	94,994
Employee Count	6,289
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BIT:CE has paid 254.87 million in taxes.

Income Tax	254.87M
Effective Tax Rate	28.46%

Stock Price Statistics

The stock price has increased by +32.69% in the last 52 weeks. The beta is 0.68, so BIT:CE's price volatility has been lower than the market average.

Beta (5Y)	0.68
52-Week Price Change	+32.69%
50-Day Moving Average	14.93
200-Day Moving Average	13.36
Relative Strength Index (RSI)	45.74
Average Volume (20 Days)	138,812

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BIT:CE had revenue of EUR 1.83 billion and earned 640.54 million in profits.

Revenue	1.83B
Gross Profit	1.83B
Operating Income	952.87M
Pretax Income	895.41M
Net Income	640.54M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 1.97 billion in cash and 8.44 billion in debt, with a net cash position of -6.47 billion or -18.99 per share.

Cash & Cash Equivalents	1.97B
Total Debt	8.44B
Net Cash	-6.47B
Net Cash Per Share	-18.99
Equity (Book Value)	4.56B
Book Value Per Share	n/a
Working Capital	-35.73B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	51.97%
Pretax Margin	48.83%
Profit Margin	34.93%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.75, which amounts to a dividend yield of 4.97%.

Dividend Per Share	0.75
Dividend Yield	4.97%
Dividend Growth (YoY)	111.11%
Years of Dividend Growth	2
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	4.88%
Earnings Yield	12.47%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on June 4, 2001. It was a reverse split with a ratio of 0.52.

Last Split Date	Jun 4, 2001
Split Type	Reverse
Split Ratio	0.52

Scores

Altman Z-Score	n/a
Piotroski F-Score	2