Credito Emiliano Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	827.56	1,403	4,208	6,327	3,358	230.95
Securities and Investments	10,386	9,705	9,492	8,962	9,229	6,593
Trading Assets	13,501	12,669	11,413	9,963	9,606	164.72
Other Earning Assets	150.47	247.65	539.26	603.19	892.39	9,047
Net Loans	47,685	47,707	45,275	44,465	43,918	49,137
Net Property, Plant & Equipment	445.72	447.16	443.53	447	453.92	460.23
Accrued Interest and Accounts Receivable	14.32	17.5	22.5	30.72	40.81	-
Other Intangible Assets	509.3	515.56	500.65	490.78	476.47	465.1
Goodwill	295.1	291.34	291.34	291.34	291.34	291.34
Long-Term Investments	59.65	62.58	59.94	54.96	51.86	48.59
Other Non-Earning Assets	1,546	1,694	1,733	1,671	1,615	1,515
Total Assets	68,368	68,126	67,969	68,018	64,818	67,579
Total Deposits	42,083	42,848	41,493	42,409	38,779	37,717
Short-Term Interbank Borrowing and Repurchase Agreements	2,244	3,120	5,545	5,786	8,736	12,586
Trading Liabilities	3,728	4,758	4,417	3,912	3,787	4,440
Accrued Expenses	25.32	25.75	27.23	54.15	57.34	71.33
Long-Term Debt	4,664	4,519	4,445	4,582	3,478	2,424
Other Liabilities	10,902	8,194	7,750	7,405	6,622	6,882
Total Liabilities	63,645	63,464	63,677	64,148	61,459	64,121
Common Stock	341.32	341.32	341.32	341.32	341.32	341.32
Treasury Stock	-14.74	-20.01	-3.85	-6.67	-10.07	-4.03
Additional Paid-in Capital	321.8	321.8	321.8	321.8	321.8	321.8
Accumulated Other Comprehensive Income	-50.71	-51.08	-95.76	-115.27	-171.64	73.01
Retained Earnings	4,125	4,071	3,729	3,329	2,878	2,727
Total Common Shareholders' Equity	4,723	4,663	4,293	3,871	3,360	3,459
Minority Interest	0.14	0	0	0	0.16	0.65
Shareholders' Equity	4,723	4,663	4,293	3,871	3,360	3,460
Total Liabilities & Equity	68,368	68,126	67,969	68,018	64,818	67,579
Total Debt	4,664	4,519	4,445	4,582	3,478	2,424
Net Cash (Debt)	-3,836	-3,115	-237.35	1,745	-120.36	-2,193
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-11.28	-9.15	-0.70	5.13	-0.35	-6.54
Book Value	4,723	4,663	4,293	3,871	3,360	3,459
Book Value Per Share	13.89	13.70	12.61	11.39	9.87	10.32
Tangible Book Value	3,919	3,856	3,501	3,088	2,592	2,703
Tangible Book Value Per Share	11.52	11.33	10.28	9.08	7.61	8.06