Credito Emiliano S.p.A. (BIT:CE)

Italy · Delayed Price · Currency is EUR

20.76

+0.14 (0.68%)

Aug 14, 2026, 2:30 PM CET

Credito Emiliano Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	562.59	621.47	620.05	562.12	326.12	0.35
Depreciation & Amortization	57.53	-	-	104.94	97.66	93.21
Provision for Credit Losses	47.72	-	-	95.75	84.73	0.06
Other Adjustments	-577.77	-590	-489.11	18.18	-45.47	67.61
Changes in Other Operating Activities	2,414	-2,631	-1,844	2,407	2,873	-0.15
Operating Cash Flow	-567.94	-2,526	-1,823	3,188	3,336	0.14
Operating Cash Flow Growth	-	-	-	-4.44%	2456282.31%	-99.84%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Change in Securities and Investments	-	-0.12	-0.32	-1.01	-0.25	-0
Cash Acquisitions	-	-	-	-0.85	-	-
Proceeds from Business Divestments	100	95	-	-	-	-
Capital Expenditures	-20.65	-30.34	-22.9	-49.58	-44.84	-0.08
Purchases of Intangible Assets	-75.45	-71.32	-60.41	-63.5	-57.58	-0.06
Sale of Property, Plant & Equipment	0.67	0.26	6.34	4.89	1.88	0.02
Proceeds from Sale of Intangible Assets	-	-	0.15	-	-	-
Investing Cash Flow	4.57	-6.52	-77.13	-110.05	-100.79	-0.13

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Issuance of Common Stock	-8.53	-16.17	2.83	3.4	-6.05	0.05
Net Common Stock Issued (Repurchased)	-8.53	-16.17	2.83	3.4	-6.05	0.05
Common Dividends Paid	-255.06	-255.84	-221.39	-112.23	-102.3	-0.07
Financing Cash Flow	-249.79	-272.01	-218.56	-108.84	-108.34	-0.02

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Cash Flow	-813.16	-2,804	-2,119	2,969	3,127	-0.01

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	-588.59	-2,556	-1,846	3,138	3,291	0.06
Free Cash Flow Growth	-	-	-	-4.64%	5673544.11%	-99.88%
FCF Margin	-41.43%	-120.06%	-85.75%	152.67%	202.70%	0.00%
Free Cash Flow Per Share	-1.73	-7.51	-5.42	9.23	9.67	0.00