Assicurazioni Generali Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	54,264	52,802	50,460	45,766	47,884	70,684
Total Interest & Dividend Income	-15,924	-7,986	-10,153	-8,105	19,288	7,145
Gain (Loss) on Sale of Investments	18,120	10,348	13,002	10,740	-18,212	9,448
Other Revenue	2,860	2,639	2,380	1,807	1,776	8,391
Total Revenue	59,320	57,803	55,689	50,208	50,736	95,668
Revenue Growth	3.76%	3.80%	10.92%	-1.04%	-46.97%	18.07%
Policy Benefits	47,206	45,901	44,484	39,904	43,112	72,971
Policy Acquisition & Underwriting Costs	-	-	-	-	-	9,520
Amortization of Goodwill & Intangibles	293	288	292	161	126	-
Depreciation & Amortization	154	152	152	137	145	-
Selling, General & Administrative	1,922	1,866	1,362	1,366	910	2,835
Other Operating Expenses	2,119	2,142	2,269	2,154	1,732	4,887
Total Operating Expenses	51,694	50,349	48,559	43,722	46,025	90,213
Operating Income	7,626	7,454	7,130	6,486	4,711	5,455
Interest Expense	-805	-821	-1,150	-793	-608	-736
Earnings From Equity Investments	-	-	-	-	-	-10
Currency Exchange Gain (Loss)	148	-235	104	-74	30	75
Other Non Operating Income (Expenses)	19	1	2	-1	1	361
EBT Excluding Unusual Items	6,988	6,399	6,086	5,618	4,134	5,145
Merger & Restructuring Charges	-	-	-	-	-	-970
Impairment of Goodwill	-	-	-46	-44	-193	-
Gain (Loss) on Sale of Assets	-	-	-	-	-	496
Asset Writedown	-48	-36	-	-	-	-92
Pretax Income	6,940	6,363	6,040	5,574	3,941	4,579
Income Tax Expense	1,856	1,717	1,843	1,536	1,378	1,384
Earnings From Continuing Ops.	5,084	4,646	4,197	4,038	2,563	3,195
Earnings From Discontinued Ops.	18	17	-31	84	-93	-
Net Income to Company	5,102	4,663	4,166	4,122	2,470	3,195
Minority Interest in Earnings	-544	-491	-442	-375	-235	-348
Net Income	4,558	4,172	3,724	3,747	2,235	2,847
Preferred Dividends & Other Adjustments	14	5	-	-	-	-
Net Income to Common	4,544	4,167	3,724	3,747	2,235	2,847
Net Income Growth	18.83%	11.90%	-0.61%	67.65%	-21.50%	63.24%
Shares Outstanding (Basic)	1,507	1,514	1,539	1,542	1,570	1,573
Shares Outstanding (Diluted)	1,534	1,546	1,567	1,551	1,570	1,589
Shares Change	-2.21%	-1.39%	1.06%	-1.23%	-1.21%	-0.30%
EPS (Basic)	3.02	2.75	2.42	2.43	1.42	1.81
EPS (Diluted)	2.96	2.69	2.38	2.41	1.42	1.79
EPS Growth	21.34%	13.06%	-1.41%	69.61%	-20.48%	63.44%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	21,721	19,228	15,005	1,555	9,424	17,480
Free Cash Flow Per Share	14.16	12.44	9.57	1.00	6.00	11.00
Dividend Per Share	1.640	1.640	1.430	1.280	1.160	1.070
Dividend Growth	14.69%	14.69%	11.72%	10.35%	8.41%	5.94%
Operating Margin	12.86%	12.90%	12.80%	12.92%	9.29%	5.70%
Profit Margin	7.66%	7.21%	6.69%	7.46%	4.41%	2.98%
Free Cash Flow Margin	36.62%	33.27%	26.94%	3.10%	18.57%	18.27%
EBITDA	8,077	7,858	7,574	6,784	5,061	6,097
EBITDA Margin	13.62%	13.59%	13.60%	13.51%	9.98%	6.37%
D&A For EBITDA	451	404	444	298	350	642
EBIT	7,626	7,454	7,130	6,486	4,711	5,455
EBIT Margin	12.86%	12.90%	12.80%	12.92%	9.29%	5.70%
Effective Tax Rate	26.74%	26.98%	30.51%	27.56%	34.97%	30.23%
Revenue as Reported	-	-	-	-	-	99,088