Intesa Sanpaolo Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	-	34,602	32,525	15,709	10,473
Interest Income on Investments	-	800	660	645	161
Total Interest Income	-	35,402	33,185	16,354	10,634
Interest Paid on Deposits	-	16,512	15,589	3,874	2,480
Net Interest Income	14,796	18,890	17,596	12,480	8,154
Net Interest Income Growth (YoY)	-21.67%	7.35%	40.99%	53.05%	4.30%
Income From Trading Activities	-	493	513	36	503
Gain (Loss) on Sale of Investments	691	2,636	2,033	-6,153	5,695
Other Non-Interest Income	11,783	4,438	4,432	14,053	6,377
Total Non-Interest Income	12,474	7,617	6,920	8,103	12,776
Non-Interest Income Growth (YoY)	63.77%	10.07%	-14.60%	-36.58%	17.96%
Revenues Before Loan Losses	27,270	26,507	24,516	20,583	20,930
Provision for Loan Losses	1,745	1,131	1,359	2,579	2,813
Revenue	25,525	25,376	23,157	18,004	18,117
Revenue Growth (YoY)	0.59%	9.58%	28.62%	-0.62%	26.57%
Salaries and Employee Benefits	7,019	6,773	6,588	6,381	6,586
Occupancy Expenses	1,453	583	605	601	619
Amortization of Goodwill & Intangibles	-	864	808	744	828
Selling, General & Administrative	3,028	3,306	3,561	4,672	4,941
Other Non-Interest Expense	752	728	625	-469	-611
Total Non-Interest Expense	12,252	12,286	12,024	11,697	12,225
EBT Excluding Unusual Items	13,273	13,090	11,133	6,307	5,892
Asset Writedown	-	-67	-63	-91	-21
Legal Settlements	-	-92	-	-	-
Other Unusual Items	-	-41	-17	28	-54
Pretax Income	12,920	12,058	10,746	6,075	5,181
Income Tax Expense	3,579	3,399	2,994	1,673	1,138
Earnings From Continuing Operations	9,341	8,659	7,752	4,402	4,043
Minority Interest in Earnings	-20	7	-28	-23	142
Net Income	9,321	8,666	7,724	4,379	4,185
Net Income to Common	9,321	8,666	7,724	4,379	4,185
Net Income Growth	7.56%	12.20%	76.39%	4.64%	27.71%
Basic Shares Outstanding	-	18,017	18,370	19,316	19,378
Diluted Shares Outstanding	-	18,017	18,370	19,316	19,378
Shares Change (YoY)	-	-1.92%	-4.89%	-0.32%	6.23%
EPS (Basic)	-	0.48	0.42	0.23	0.22
EPS (Diluted)	-	0.48	0.42	0.23	0.22
EPS Growth	-	14.29%	85.26%	4.97%	20.21%
Dividend Per Share	-	0.341	0.296	0.164	0.251
Dividend Growth	-	15.20%	80.60%	-34.60%	601.96%
Effective Tax Rate	27.70%	28.19%	27.86%	27.54%	21.96%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.