Intesa Sanpaolo S.p.A. (BIT:ISP)
Italy · Delayed Price · Currency is EUR 6.86
+0.03 (0.50%)
Aug 10, 2026, 5:37 PM CET
Intesa Sanpaolo Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 21,931 | 24,949 | 25,319 | 23,324 | 18,218 | 18,180 |
Revenue Growth | -14.90% | -1.46% | 8.55% | 28.03% | 0.21% | 28.11% |
Net Income Net Income Growth | 14,945 | 9,321 | 8,666 | 7,724 | 4,379 | 4,185 |
Earnings Per Share EPS Growth | 0.85 | 0.53 | 0.48 | 0.42 | 0.23 | 0.22 |
EPS Growth | 65.63% | 10.42% | 14.29% | 82.61% | 4.54% | 22.22% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Banca del Territori Operating Income Banca del Territori Operating Income Growth | 12,359 | 12,254 | 11,868 | 11,248 | 8,847 | 8,853 |
IMI Corporate & Investment Banking Operating Income IMI Corporate & Investment Banking Operating Income Growth | 5,264 | 4,824 | 3,959 | 3,780 | 4,298 | 4,636 |
International Subsidiary Banks Operating Income International Subsidiary Banks Operating Income Growth | 3,239 | 3,258 | 3,240 | 3,006 | 2,227 | 1,972 |
Private Banking Operating Income Private Banking Operating Income Growth | 3,538 | 3,440 | 3,355 | 3,193 | 2,475 | 2,395 |
Asset Management Operating Income Asset Management Operating Income Growth | 1,096 | 1,058 | 1,005 | 908 | 962 | 1,344 |
Insurance Operating Income Insurance Operating Income Growth | 1,862 | 1,806 | 1,720 | 1,613 | 1,589 | 1,572 |
Corporate Operating Income Corporate Operating Income Growth | 657 | 630 | 1,960 | 1,479 | 1,042 | 21 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 81,217 | 37,868 | 40,533 | 89,270 | 112,924 | 14,756 |
Total Debt Total Debt Growth | 29,838 | 175,729 | 184,452 | 181,210 | 140,407 | 90,232 |
Net Cash (Debt) Net Cash Growth | 51,379 | -137,861 | -143,919 | -91,940 | -27,483 | -75,476 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | 2.92 | -7.84 | -7.99 | -5.00 | -1.42 | -3.90 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 8,235 | 8,235 | -40,187 | -17,338 | 102,276 | 8,805 |
Capital Expenditures CapEx Growth | -276 | -276 | -286 | -334 | -576 | -775 |
Free Cash Flow Free Cash Flow Growth | 7,959 | 7,959 | -40,473 | -17,672 | 101,700 | 8,030 |
Free Cash Flow Growth | - | - | - | - | 1166.50% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 68.23% | 50.68% | 47.62% | 46.07% | 33.35% | 28.50% |
Profit Margin | 68.23% | 37.44% | 34.20% | 33.24% | 24.16% | 22.24% |
FCF Margin | 0.00% | 31.90% | -159.85% | -75.77% | 558.24% | 44.17% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.380 | 0.376 | 0.341 | 0.296 | 0.164 | 0.251 |
Dividend Per Share Growth | 10.26% | 10.26% | 15.20% | 80.60% | -34.60% | 601.96% |
Dividend Yield | 5.57% | 6.07% | 8.38% | 8.84% | 7.39% | 9.17% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 11, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 12.35 | 11.17 | 8.05 | 6.29 | 9.03 | 10.34 |
Forward PE | 11.06 | 10.33 | 7.69 | 6.09 | 7.25 | 9.15 |
P/FCF Ratio | 15.11 | 12.94 | - | - | 0.39 | 5.49 |
PS Ratio | 4.60 | 4.13 | 2.71 | 2.07 | 2.16 | 2.43 |