Intesa Sanpaolo S.p.A. (BIT:ISP)
Italy · Delayed Price · Currency is EUR 6.78
+0.04 (0.58%)
Aug 28, 2026, 5:35 PM CET
Intesa Sanpaolo Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 26,131 | 25,318 | 25,376 | 23,157 | 18,004 | 18,117 |
Revenue Growth | 3.29% | -0.23% | 9.58% | 28.62% | -0.62% | 26.57% |
Net Income Net Income Growth | 9,659 | 9,321 | 8,666 | 7,724 | 4,379 | 4,185 |
Earnings Per Share EPS Growth | 0.55 | 0.53 | 0.48 | 0.42 | 0.23 | 0.22 |
EPS Growth | 10.23% | 10.42% | 14.29% | 85.26% | 4.97% | 20.21% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Banca del Territori Operating Income Banca del Territori Operating Income Growth | 12,359 | 12,254 | 11,868 | 11,248 | 8,847 | 8,853 |
IMI Corporate & Investment Banking Operating Income IMI Corporate & Investment Banking Operating Income Growth | 5,264 | 4,824 | 3,959 | 3,780 | 4,298 | 4,636 |
International Subsidiary Banks Operating Income International Subsidiary Banks Operating Income Growth | 3,239 | 3,258 | 3,240 | 3,006 | 2,227 | 1,972 |
Private Banking Operating Income Private Banking Operating Income Growth | 3,538 | 3,440 | 3,355 | 3,193 | 2,475 | 2,395 |
Asset Management Operating Income Asset Management Operating Income Growth | 1,096 | 1,058 | 1,005 | 908 | 962 | 1,344 |
Insurance Operating Income Insurance Operating Income Growth | 1,862 | 1,806 | 1,720 | 1,613 | 1,589 | 1,572 |
Corporate Operating Income Corporate Operating Income Growth | 657 | 630 | 1,960 | 1,479 | 1,042 | 21 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 137,624 | 131,359 | 120,900 | 158,281 | 183,231 | 97,637 |
Total Debt Total Debt Growth | 265,553 | 250,091 | 232,111 | 269,267 | 258,310 | 292,525 |
Net Cash (Debt) Net Cash Growth | -127,929 | -118,732 | -111,211 | -110,986 | -75,079 | -194,888 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -7.35 | -6.75 | -6.17 | -6.04 | -3.89 | -10.06 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 3,779 | 8,235 | -40,187 | -17,338 | 102,276 | 8,805 |
Capital Expenditures CapEx Growth | -270 | -276 | -286 | -334 | -576 | -775 |
Free Cash Flow Free Cash Flow Growth | 3,509 | 7,959 | -40,473 | -17,672 | 101,700 | 8,030 |
Free Cash Flow Growth | - | - | - | - | 1166.50% | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 36.96% | 36.82% | 34.15% | 33.36% | 24.32% | 23.10% |
FCF Margin | 13.43% | 31.44% | -159.49% | -76.31% | 564.87% | 44.32% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.380 | 0.376 | 0.341 | 0.296 | 0.164 | 0.251 |
Dividend Per Share Growth | 10.26% | 10.26% | 15.20% | 80.60% | -34.60% | 601.96% |
Dividend Yield | 5.60% | 6.57% | 9.78% | 13.51% | 10.45% | 15.73% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 12.22 | 11.04 | 7.93 | 6.24 | 8.67 | 10.53 |
Forward PE | 10.86 | 10.33 | 7.69 | 6.09 | 7.25 | 9.15 |
P/FCF Ratio | 33.38 | 12.93 | - | - | 0.37 | 5.49 |
PS Ratio | 4.48 | 4.07 | 2.71 | 2.08 | 2.11 | 2.43 |