Intesa Sanpaolo S.p.A. (BIT:ISP)

Intesa Sanpaolo Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	37,179	37,868	40,533	89,270	112,924	14,756
Investment Securities	341,963	328,574	298,902	278,761	255,036	311,779
Trading Asset Securities	52,344	47,631	44,342	39,474	42,930	50,623
Total Investments	394,307	376,205	343,244	318,235	297,966	362,402
Gross Loans	505,988	484,587	481,918	489,673	504,792	520,115
Allowance for Loan Losses	-5,866	-5,867	-7,155	-7,589	-7,764	-10,649
Net Loans	500,122	478,720	474,763	482,084	497,028	509,466
Property, Plant & Equipment	8,523	7,804	8,254	8,938	9,735	9,994
Goodwill	3,702	3,699	3,697	3,672	3,626	3,574
Other Intangible Assets	6,151	6,304	6,163	5,852	5,611	5,768
Investments in Real Estate	-	841	770	887	770	798
Other Receivables	1,195	1,677	1,756	2,021	3,640	4,643
Restricted Cash	7,209	7,748	7,740	7,701	5,427	126,882
Other Current Assets	1,114	1,065	667	264	638	1,422
Long-Term Deferred Tax Assets	9,693	10,479	11,266	12,601	14,610	15,253
Other Long-Term Assets	23,474	27,477	34,432	32,045	22,612	14,045
Total Assets	992,669	959,887	933,285	963,570	974,587	1,069,003

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	1,833	-	-	-	-
Accrued Expenses	-	2,231	2,146	2,042	2,230	2,611
Interest Bearing Deposits	89,056	87,973	86,118	80,846	92,895	117,094
Non-Interest Bearing Deposits	375,777	372,840	365,083	368,432	415,907	426,532
Total Deposits	464,833	460,813	451,201	449,278	508,802	543,626
Short-Term Borrowings	117,322	101,844	75,710	68,857	48,556	50,560
Current Income Taxes Payable	617	865	383	458	303	363
Other Current Liabilities	6,198	6,405	8,660	10,978	10,035	25,751
Long-Term Debt	147,163	147,194	155,304	199,193	208,433	240,571
Long-Term Leases	1,068	1,053	1,097	1,217	1,321	1,394
Long-Term Unearned Revenue	-	-	-	-	-	945
Pension & Post-Retirement Benefits	647	667	804	865	991	1,389
Long-Term Deferred Tax Liabilities	2,020	2,016	1,714	1,488	1,718	1,922
Other Long-Term Liabilities	183,652	169,588	170,945	165,067	130,929	135,805
Total Liabilities	923,520	894,509	867,964	899,443	913,318	1,004,937

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	10,529	10,369	10,369	10,369	10,369	10,084
Additional Paid-In Capital	25,090	24,279	27,601	28,003	28,053	27,286
Retained Earnings	25,432	23,161	19,707	18,806	17,233	19,403
Treasury Stock	-261	-240	-179	-140	-124	-136
Comprehensive Income & Other	8,233	7,657	7,678	6,925	5,572	7,138
Total Common Equity	69,023	65,226	65,176	63,963	61,103	63,775
Minority Interest	126	152	145	164	166	291
Shareholders' Equity	69,149	65,378	65,321	64,127	61,269	64,066
Total Liabilities & Equity	992,669	959,887	933,285	963,570	974,587	1,069,003

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	265,553	250,091	232,111	269,267	258,310	292,525
Net Cash (Debt)	-127,929	-118,732	-111,211	-110,986	-75,079	-194,888
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-7.35	-6.75	-6.17	-6.04	-3.89	-10.06
Filing Date Shares Outstanding	17,652	17,388	17,778	18,257	18,965	19,400
Total Common Shares Outstanding	17,652	17,388	17,778	18,257	18,965	19,400
Book Value Per Share	3.91	3.75	3.67	3.50	3.22	3.29
Tangible Book Value	59,170	55,223	55,316	54,439	51,866	54,433
Tangible Book Value Per Share	3.35	3.18	3.11	2.98	2.73	2.81

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 29, 2026

Data Sources Report a data error