Banca Profilo S.p.A. (BIT:PRO)
Italy flag Italy · Delayed Price · Currency is EUR
1.658
+0.018 (1.10%)
Inactive · Last trade price on Jul 24, 2026

Banca Profilo Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
46.1963.6472.3275.3168.7864.84
Revenue Growth
-15.02%-12.01%-3.97%9.51%6.07%13.65%
Gross Profit
20.4235.6640.2243.2738.9236.05
Operating Income
-6.71-2.54.956.656.413.54
Net Income
8.16109.2912.1211.1311.71
Earnings Per Share
0.010.010.010.020.020.02
EPS Growth
-6.61%7.14%-22.22%5.88%-5.56%38.46%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Finance
26.3228.2527.6525.1736.4936.25
Corporate Center
-0.29-0.26-1.652.231.56-0.8
Investment Banking
8.619.8511.3610.35.68-
Private Banking
22.6525.6834.1837.5326.51-
Digital Bank
1.141.11.271.390.4-0.04
Total
58.4464.6172.8176.6270.6366.51

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash (Debt)
148.5496.11128.58107.7563.8224.73
Net Cash Growth
44.08%-25.25%19.33%68.85%158.07%-69.73%
Cash & Investments
148.5496.11128.58107.7563.8224.73
Net Cash Per Share
0.220.150.190.160.100.04

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-22.39-22.3934.6454.9352.32-25.87
Capital Expenditures
-0.22-0.22-0.44-0.36-0.1-0.06
Free Cash Flow
-22.61-22.6134.254.5852.23-25.93
Free Cash Flow Growth
---37.34%4.50%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
44.21%56.04%55.61%57.45%56.59%55.59%
Operating Margin
-14.53%-3.93%6.84%8.82%9.31%20.89%
Pretax Margin
-14.53%9.23%18.36%21.59%22.98%20.89%
Profit Margin
-3.70%15.72%12.84%15.31%16.18%13.71%
FCF Margin
0.00%-35.53%47.29%72.47%75.94%-39.99%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0070.0070.0130.0150.0140.031
Dividend Per Share Growth
-45.31%-45.31%-17.42%10.71%-54.84%72.22%
Dividend Yield
4.22%7.71%8.22%6.90%7.58%17.95%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.5911.0713.4611.2811.6511.89
P/FCF Ratio
--3.642.452.49-
PS Ratio
2.041.721.721.781.892.16