Banca Profilo Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	63.49	89.19	68.92	43.61	19.53
Interest Income on Investments	19.89	29.24	26.41	18.52	21.41
Total Interest Income	83.38	118.43	95.33	62.13	40.94
Interest Paid on Deposits	42.87	65.89	40.02	2.51	2.15
Net Interest Income	40.51	52.54	55.31	59.62	38.79
Net Interest Income Growth (YoY)	-22.89%	-5.02%	-7.22%	53.71%	26.06%
Income From Trading Activities	-4.03	-11.92	-14.65	-13.21	-9.64
Gain (Loss) on Sale of Investments	3.85	4.97	3.59	-0.67	4.59
Other Non-Interest Income	19.68	20.7	27.93	22.14	27.46
Total Non-Interest Income	23.08	19.69	19.59	8.91	25.96
Non-Interest Income Growth (YoY)	17.24%	0.51%	119.78%	-65.67%	-1.30%
Revenues Before Loan Losses	63.59	72.23	74.9	68.53	64.75
Provision for Loan Losses	3.19	1.72	2.2	1.29	1.18
Revenue	60.4	70.5	72.7	67.24	63.57
Revenue Growth (YoY)	-14.33%	-3.02%	8.12%	5.78%	12.00%
Salaries and Employee Benefits	27.98	32.1	32.05	29.86	28.79
Occupancy Expenses	1.46	1.55	1.43	1.45	1.44
Amortization of Goodwill & Intangibles	1.91	1.71	0.88	0.85	0.9
Selling, General & Administrative	21.49	20.29	20.9	23.98	23.18
Other Non-Interest Expense	1.01	1.59	1.18	-4.67	-4.41
Total Non-Interest Expense	53.84	57.23	56.44	51.47	49.9
EBT Excluding Unusual Items	6.56	13.28	16.26	15.77	13.67
Legal Settlements	-	-	-	0.03	0
Pretax Income	5.88	13.28	16.26	15.8	13.54
Income Tax Expense	-4.13	3.99	4.73	4.67	4.66
Earnings From Continuing Operations	10	9.29	11.53	11.13	8.89
Earnings From Discontinued Operations	-	-	0.59	-	2.74
Minority Interest in Earnings	-	-	-	-	0.09
Net Income	10	9.29	12.12	11.13	11.71
Net Income to Common	10	9.29	12.12	11.13	11.71
Net Income Growth	7.72%	-23.40%	8.93%	-4.99%	34.49%
Basic Shares Outstanding	661	663	674	655	651
Diluted Shares Outstanding	661	663	674	655	651
Shares Change (YoY)	-0.41%	-1.52%	2.88%	0.60%	-2.87%
EPS (Basic)	0.02	0.01	0.02	0.02	0.02
EPS (Diluted)	0.01	0.01	0.02	0.02	0.02
EPS Growth	7.14%	-22.22%	5.88%	-5.56%	38.46%
Dividend Per Share	0.007	0.013	0.015	0.014	0.031
Dividend Growth	-45.31%	-17.42%	10.71%	-54.84%	72.22%
Effective Tax Rate	-	30.05%	29.10%	29.57%	34.37%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.