Banca Profilo Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	55.9	63.49	89.19	68.92	43.61	19.53
Interest Income on Investments	16.32	19.89	29.24	26.41	18.52	21.41
Total Interest Income	72.23	83.38	118.43	95.33	62.13	40.94
Interest Paid on Deposits	37.55	42.87	65.89	40.02	2.51	2.15
Net Interest Income	34.68	40.51	52.54	55.31	59.62	38.79
Net Interest Income Growth (YoY)	-34.77%	-22.89%	-5.02%	-7.22%	53.71%	26.06%
Income From Trading Activities	-3.68	-4.03	-11.92	-14.65	-13.21	-9.64
Gain (Loss) on Sale of Investments	4.73	3.85	4.97	3.59	-0.67	4.59
Other Non-Interest Income	14.78	19.68	20.7	27.93	22.14	27.46
Total Non-Interest Income	22.15	23.08	19.69	19.59	8.91	25.96
Non-Interest Income Growth (YoY)	18.15%	17.24%	0.51%	119.78%	-65.67%	-1.30%
Revenues Before Loan Losses	56.83	63.59	72.23	74.9	68.53	64.75
Provision for Loan Losses	3.01	3.19	1.72	2.2	1.29	1.18
Revenue	53.82	60.4	70.5	72.7	67.24	63.57
Revenue Growth (YoY)	-23.57%	-14.33%	-3.02%	8.12%	5.78%	12.00%
Salaries and Employee Benefits	25.77	27.98	32.1	32.05	29.86	28.79
Occupancy Expenses	1.37	1.46	1.55	1.43	1.45	1.44
Amortization of Goodwill & Intangibles	1.91	1.91	1.71	0.88	0.85	0.9
Selling, General & Administrative	19.91	21.49	20.29	20.9	23.98	23.18
Other Non-Interest Expense	1.05	1.01	1.59	1.18	-4.67	-4.41
Total Non-Interest Expense	50	53.84	57.23	56.44	51.47	49.9
EBT Excluding Unusual Items	3.82	6.56	13.28	16.26	15.77	13.67
Legal Settlements	-	-	-	-	0.03	0
Pretax Income	3.13	5.88	13.28	16.26	15.8	13.54
Income Tax Expense	-5.02	-4.13	3.99	4.73	4.67	4.66
Earnings From Continuing Operations	8.16	10	9.29	11.53	11.13	8.89
Earnings From Discontinued Operations	-	-	-	0.59	-	2.74
Minority Interest in Earnings	-	-	-	-	-	0.09
Net Income	8.16	10	9.29	12.12	11.13	11.71
Net Income to Common	8.16	10	9.29	12.12	11.13	11.71
Net Income Growth	-6.55%	7.72%	-23.40%	8.93%	-4.99%	34.49%
Basic Shares Outstanding	-	661	663	674	655	651
Diluted Shares Outstanding	-	661	663	674	655	651
Shares Change (YoY)	-	-0.41%	-1.52%	2.88%	0.60%	-2.87%
EPS (Basic)	-	0.02	0.01	0.02	0.02	0.02
EPS (Diluted)	-	0.01	0.01	0.02	0.02	0.02
EPS Growth	-	7.14%	-22.22%	5.88%	-5.56%	38.46%
Dividend Per Share	0.007	0.007	0.013	0.015	0.014	0.031
Dividend Growth	-45.31%	-45.31%	-17.42%	10.71%	-54.84%	72.22%
Effective Tax Rate	-	-	30.05%	29.10%	29.57%	34.37%