Unipol Assicurazioni S.p.A. (BIT:UNI)
Italy flag Italy · Delayed Price · Currency is EUR
25.27
-0.58 (-2.24%)
Nov 6, 2026, 5:35 PM CET

Unipol Assicurazioni Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
11,51210,97210,43011,4678,96514,572
Revenue Growth
8.84%5.20%-9.04%27.91%-38.48%5.62%
Operating Income
2,6732,2752,1862,2621,4101,001
Net Income
1,7201,4581,0491,101525626.6
Earnings Per Share
2.402.031.471.540.730.88
EPS Growth
52.54%38.80%-4.72%109.42%-16.09%-11.42%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Insurance - Life Business
1,0109348251,9551,4535,406
Insurance - Non-Life Business
10,3379,8369,66810,3918,2299,384
Intersegment Elimination
-42-38-69-44-42-121.4
Banking Associates
672691393---
Other Businesses
534177340102364.4
Total
12,03011,46410,89412,6429,74215,138

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,2671,1801,7131,8181,7981,939
Total Debt
4,8225,0085,5505,0164,6164,283
Net Cash (Debt)
-3,555-3,828-3,837-3,198-2,818-2,344
Net Cash Growth
------
Net Cash Per Share
-4.95-5.34-5.36-4.47-3.94-3.27

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
3,9464,5932,5171,5371,7221,644
Capital Expenditures
-628-539-924-1,293-817-235.1
Free Cash Flow
3,3184,0541,5932449051,409
Free Cash Flow Growth
11.98%154.49%552.87%-73.04%-35.75%179.98%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
23.22%20.73%20.96%19.73%15.73%6.87%
Pretax Margin
21.41%18.76%12.62%13.65%9.76%6.53%
Profit Margin
14.94%13.29%10.06%9.60%5.86%4.30%
FCF Margin
28.82%36.95%15.27%2.13%10.10%9.67%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.1201.1200.8500.3800.3700.580
Dividend Per Share Growth
31.76%31.77%123.68%2.70%-36.21%107.14%
Dividend Yield
4.43%5.43%7.05%7.36%8.12%12.14%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.5410.128.233.366.225.47
Forward PE
11.7410.787.274.805.125.90
P/FCF Ratio
5.463.645.4215.163.612.43
PS Ratio
1.571.350.830.320.360.24