Unipol Assicurazioni S.p.A. (BIT:UNI)
Italy flag Italy · Delayed Price · Currency is EUR
28.98
+0.14 (0.49%)
Aug 17, 2026, 11:02 AM CET

Unipol Assicurazioni Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
11,51210,97210,43011,4678,96514,572
Revenue Growth
4.92%5.20%-9.04%27.91%-38.48%5.62%
Operating Income
2,6732,2752,1862,2621,4101,001
Net Income
1,7201,4581,0491,101525626.6
Earnings Per Share
2.402.031.471.540.730.88
EPS Growth
17.89%38.80%-4.72%109.42%-16.09%-11.42%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Insurance - Life Business
1,0109348251,9551,4535,406
Insurance - Non-Life Business
10,3379,8369,66810,3918,2299,384
Intersegment Elimination
-42-38-69-44-42-121.4
Banking Associates
672691393---
Other Businesses
534177340102364.4
Total
12,03011,46410,89412,6429,74215,138

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
1,2671,1801,7131,8181,7981,939
Total Debt
4,8225,0085,5505,0164,6164,283
Net Cash (Debt)
-3,555-3,828-3,837-3,198-2,818-2,344
Net Cash Growth
------
Net Cash Per Share
-4.95-5.34-5.36-4.47-3.94-3.27

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
3,9464,5932,5171,5371,7221,644
Capital Expenditures
-628-539-924-1,293-817-235.1
Free Cash Flow
3,3184,0541,5932449051,409
Free Cash Flow Growth
-18.15%154.49%552.87%-73.04%-35.75%179.98%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
23.22%20.73%20.96%19.73%15.73%6.87%
Pretax Margin
21.41%18.76%12.62%13.65%9.76%6.53%
Profit Margin
14.94%13.29%10.06%9.60%5.86%4.30%
FCF Margin
28.82%36.95%15.27%2.13%10.10%9.67%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.1201.1200.8500.3800.3700.580
Dividend Per Share Growth
31.76%31.77%123.68%2.70%-36.21%107.14%
Dividend Yield
3.88%5.73%7.83%8.50%10.10%16.06%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.0310.128.233.366.225.47
Forward PE
12.9810.787.274.805.125.90
P/FCF Ratio
6.233.645.4215.163.612.43
PS Ratio
1.801.350.830.320.360.24