Bangkok Union Insurance PCL (BKK:BUI)

BKK:BUI Income Statement

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	902.86	914.93	943.75	1,061	864.86	799.27
Total Interest & Dividend Income	28.46	29	25.68	22.86	17.38	14.49
Gain (Loss) on Sale of Investments	-0.02	0.76	2.48	1.91	-2.75	-11.58
Non-Insurance Activities Revenue	72.2	72.25	70.41	68.88	68.39	69.72
Other Revenue	41.13	34.96	31.05	58.83	49.97	45.9
Total Revenue	1,045	1,052	1,073	1,213	997.85	917.8
Revenue Growth (YoY)	-9.95%	-2.00%	-11.54%	21.60%	8.72%	-12.00%
Policy Benefits	306.46	313.37	338.92	467.53	285.03	396.04
Policy Acquisition & Underwriting Costs	221.69	221.69	213.46	264.78	210.31	191.67
Selling, General & Administrative	117	117	113.41	87.78	101.86	82.82
Non-Insurance Activities Expense	36.06	35.68	35.99	51.13	47.6	45.12
Other Operating Expenses	155.32	156.26	201.72	269.51	208.64	186.28
Total Operating Expenses	836.53	843.99	903.5	1,141	853.42	901.93
Operating Income	208.11	207.9	169.88	72.63	144.43	15.87
Pretax Income	207.22	207.9	169.88	72.63	144.43	15.87
Income Tax Expense	39.73	39.61	31.21	12.54	52.02	2.85
Net Income	167.5	168.29	138.67	60.09	92.41	13.02
Net Income to Common	167.5	168.29	138.67	60.09	92.41	13.02
Net Income Growth	82.08%	21.37%	130.76%	-34.97%	609.71%	52.01%
Shares Outstanding (Basic)	41	41	41	41	41	41
Shares Outstanding (Diluted)	41	41	41	41	41	41
Shares Change (YoY)	-	-	-0.00%	-0.00%	-	-
EPS (Basic)	4.06	4.08	3.36	1.46	2.24	0.32
EPS (Diluted)	4.06	4.08	3.36	1.46	2.24	0.32
EPS Growth	82.08%	21.37%	130.76%	-34.97%	609.71%	52.01%
Free Cash Flow	-44.66	-52.71	-0.89	115.33	126.61	-25.06
Free Cash Flow Per Share	-1.08	-1.28	-0.02	2.80	3.07	-0.61
Dividend Per Share	2.800	2.800	0.240	0.364	0.727	0.182
Dividend Growth	1066.67%	1066.67%	-33.99%	-50.01%	300.06%	-
Operating Margin	19.92%	19.76%	15.83%	5.99%	14.47%	1.73%
Profit Margin	16.03%	16.00%	12.92%	4.95%	9.26%	1.42%
Free Cash Flow Margin	-4.28%	-5.01%	-0.08%	9.50%	12.69%	-2.73%
EBITDA	210.11	209.91	171.41	90.73	163.42	35.83
EBITDA Margin	20.11%	19.96%	15.97%	7.48%	16.38%	3.90%
D&A For EBITDA	2	2.01	1.52	18.11	18.99	19.96
EBIT	208.11	207.9	169.88	72.63	144.43	15.87
EBIT Margin	19.92%	19.76%	15.83%	5.99%	14.47%	1.73%
Effective Tax Rate	19.17%	19.05%	18.37%	17.26%	36.02%	17.95%
Revenue as Reported	1,049	1,049	1,074	1,213	998.33	928.49

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.