Bangkok Union Insurance PCL (BKK:BUI)

BKK:BUI Income Statement

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	912.06	914.93	943.75	1,061	864.86	799.27
Total Interest & Dividend Income	29.69	29	25.68	22.86	17.38	14.49
Gain (Loss) on Sale of Investments	1.07	0.76	2.48	1.91	-2.75	-11.58
Non-Insurance Activities Revenue	72.97	72.25	70.41	68.88	68.39	69.72
Other Revenue	41.57	34.96	31.05	58.83	49.97	45.9
Total Revenue	1,057	1,052	1,073	1,213	997.85	917.8
Revenue Growth (YoY)	-14.13%	-2.00%	-11.54%	21.60%	8.72%	-12.00%
Policy Benefits	351.47	313.37	338.92	467.53	285.03	396.04
Policy Acquisition & Underwriting Costs	221.69	221.69	213.46	264.78	210.31	191.67
Selling, General & Administrative	117	117	113.41	87.78	101.86	82.82
Non-Insurance Activities Expense	34.64	35.68	35.99	51.13	47.6	45.12
Other Operating Expenses	159.88	156.26	201.72	269.51	208.64	186.28
Total Operating Expenses	884.68	843.99	903.5	1,141	853.42	901.93
Operating Income	172.68	207.9	169.88	72.63	144.43	15.87
Other Non Operating Income (Expenses)	0.93	-	-	-	-	-
Pretax Income	169.07	207.9	169.88	72.63	144.43	15.87
Income Tax Expense	33.61	39.61	31.21	12.54	52.02	2.85
Net Income	135.46	168.29	138.67	60.09	92.41	13.02
Net Income to Common	135.46	168.29	138.67	60.09	92.41	13.02
Net Income Growth	10.05%	21.37%	130.76%	-34.97%	609.71%	52.01%
Shares Outstanding (Basic)	42	41	41	41	41	41
Shares Outstanding (Diluted)	42	41	41	41	41	41
Shares Change (YoY)	-0.74%	-	-0.00%	-0.00%	-	-
EPS (Basic)	3.22	4.08	3.36	1.46	2.24	0.32
EPS (Diluted)	3.22	4.08	3.36	1.46	2.24	0.32
EPS Growth	10.87%	21.37%	130.76%	-34.97%	609.71%	52.01%
Free Cash Flow	-24.17	-52.71	-0.89	115.33	126.61	-25.06
Free Cash Flow Per Share	-0.57	-1.28	-0.02	2.80	3.07	-0.61
Dividend Per Share	2.800	2.800	0.240	0.364	0.727	0.182
Dividend Growth	1066.67%	1066.67%	-33.99%	-50.01%	300.06%	-
Operating Margin	16.33%	19.76%	15.83%	5.99%	14.47%	1.73%
Profit Margin	12.81%	16.00%	12.92%	4.95%	9.26%	1.42%
Free Cash Flow Margin	-2.29%	-5.01%	-0.08%	9.50%	12.69%	-2.73%
EBITDA	174.69	209.91	171.41	90.73	163.42	35.83
EBITDA Margin	16.52%	19.96%	15.97%	7.48%	16.38%	3.90%
D&A For EBITDA	2.01	2.01	1.52	18.11	18.99	19.96
EBIT	172.68	207.9	169.88	72.63	144.43	15.87
EBIT Margin	16.33%	19.76%	15.83%	5.99%	14.47%	1.73%
Effective Tax Rate	19.88%	19.05%	18.37%	17.26%	36.02%	17.95%
Revenue as Reported	1,049	1,049	1,074	1,213	998.33	928.49

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.