Bangkok Union Insurance PCL (BKK:BUI)

BKK:BUI Financials Overview

Financials in millions THB. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	1,410	1,404	1,381	1,073	1,213	997.85
Revenue Growth	2.63%	1.69%	28.66%	-11.54%	21.60%	8.72%
Operating Income Operating Income Growth	101.05	90.32	207.28	169.88	72.63	144.43
Net Income Net Income Growth	80.59	70.98	165.42	138.67	60.09	92.41
Earnings Per Share EPS Growth	1.46	1.33	3.45	3.06	1.32	2.04
EPS Growth	-57.97%	-61.40%	12.98%	130.76%	-34.97%	609.71%

Revenue by Segment

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Non-Life Insurance Business - Miscellaneous Non-Life Insurance Business - Miscellaneous Growth	889.86	869.9	847.08	579.13	693.81	531.64
Non-Life Insurance Business - Fire Non-Life Insurance Business - Fire Growth	67	67.37	69.4	61.82	69.87	68.3
Non-Life Insurance Business - Marine and Cargo Non-Life Insurance Business - Marine and Cargo Growth	26.76	27.71	27.78	26.5	28.12	19.25
Rental of Office Space Business Rental of Office Space Business Growth	74.04	73.33	72.25	70.41	68.88	68.39
Non-Life Insurance Business - Motor Non-Life Insurance Business - Motor Growth	330.99	346.59	335.05	308.54	324.46	290.49
Unallocated Unallocated Growth	21.14	19.53	28.5	0.29	0.81	1.57
Total Total Growth	1,410	1,404	1,380	1,075	1,213	994.27

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	353.23	350.79	191.47	257.58	282.72	204.73
Total Debt Total Debt Growth	46.71	47.83	50.37	51.38	53	54.33
Net Cash (Debt) Net Cash Growth	306.52	302.95	141.11	206.2	229.72	150.41
Net Cash Growth	80.41%	114.70%	-31.57%	-10.24%	52.73%	345.38%
Net Cash Per Share Net Cash Per Share Growth	5.55	5.69	2.95	4.54	5.06	3.31

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	154.19	176.25	-53.19	0.91	119.12	126.92
Capital Expenditures CapEx Growth	-7.29	-3.29	-1.84	-1.8	-3.8	-0.31
Free Cash Flow Free Cash Flow Growth	146.9	172.95	-55.03	-0.89	115.33	126.61
Free Cash Flow Growth	-	-	-	-	-8.91%	-

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Margin	7.17%	6.43%	15.01%	15.83%	5.99%	14.47%
Pretax Margin	7.41%	6.55%	14.83%	15.83%	5.99%	14.47%
Profit Margin	5.72%	5.05%	11.98%	12.92%	4.95%	9.26%
FCF Margin	10.42%	12.31%	-3.98%	-0.08%	9.50%	12.69%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 11, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	0.182	0.182	2.546	0.218	0.331	0.661
Dividend Per Share Growth	-92.14%	-92.86%	1066.59%	-33.98%	-50.02%	300.00%
Dividend Yield	1.64%	1.65%	22.75%	2.05%	3.78%	5.76%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 11, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	7.61	8.93	4.01	4.62	8.99	8.05
P/FCF Ratio	3.90	3.67	-	-	4.68	5.88
PS Ratio	0.41	0.45	0.48	0.60	0.45	0.75

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 11, 2026

Data Sources Report a data error