Charan Insurance PCL Ratios and Metrics

Market cap in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 5, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	216	174	247	282	339	357
Market Cap Growth	-22.08%	-29.61%	-12.34%	-16.81%	-5.04%	16.67%
Enterprise Value	174	83	154	246	271	302
PE Ratio	4.69	5.68	-	10.31	4.86	-
PS Ratio	0.48	0.37	0.68	0.90	0.70	2.18
PB Ratio	0.35	0.30	0.46	0.50	0.58	0.69
P/FCF Ratio	-	-	3.95	8.81	-	3.42
P/OCF Ratio	-	-	3.85	8.72	-	3.41
EV/Sales Ratio	0.39	0.18	0.42	0.79	0.56	1.85
EV/EBITDA Ratio	3.65	2.46	314.26	8.11	3.15	-
EV/EBIT Ratio	3.69	2.49	765.47	8.17	3.16	-
EV/FCF Ratio	-3.66	-	2.45	7.70	-	2.89
Net Debt / Equity Ratio	-0.07	-0.10	-0.16	-0.07	-0.05	-0.20
Net Debt / EBITDA Ratio	-0.89	-1.77	-175.97	-1.26	-0.35	2.80
Net Debt / FCF Ratio	0.89	2.31	-1.37	-1.20	0.41	-1.00
Quick Ratio	11.10	0.33	0.58	0.23	0.19	0.44
Current Ratio	20.80	0.56	0.80	0.47	0.37	0.58
Asset Turnover	0.50	0.52	0.41	0.33	0.52	0.20
Return on Equity (ROE)	7.56%	5.46%	-0.37%	4.78%	12.70%	-5.28%
Return on Assets (ROA)	3.27%	2.35%	0.01%	1.98%	5.74%	-2.82%
Return on Invested Capital (ROIC)	7.60%	5.44%	-0.01%	4.68%	12.79%	-7.03%
Earnings Yield	21.28%	17.62%	-0.82%	9.70%	20.59%	-7.93%
FCF Yield	-21.98%	-14.95%	25.31%	11.36%	-21.91%	29.26%
Dividend Yield	5.00%	6.55%	-	5.92%	8.37%	-
Payout Ratio	-	-	-	87.70%	-	-
Total Shareholder Return	5.85%	6.55%	-	5.92%	8.37%	-