CIMB Thai Bank PCL (BKK:CIMBT)

CIMB Thai Bank PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	16,470	18,678	16,776	12,856	12,645
Interest Paid on Deposits	8,175	9,205	7,008	3,252	2,694
Net Interest Income	8,295	9,473	9,768	9,605	9,951
Net Interest Income Growth (YoY)	-12.44%	-3.02%	1.70%	-3.48%	-9.04%
Gain (Loss) on Sale of Assets	-	-	-	107	96
Gain (Loss) on Sale of Investments	3,490	735.84	464.95	-951.48	322.4
Other Non-Interest Income	1,975	4,805	3,205	4,815	3,791
Total Non-Interest Income	5,477	5,630	4,003	3,996	4,209
Non-Interest Income Growth (YoY)	-2.72%	40.62%	0.19%	-5.07%	5.55%
Revenues Before Loan Losses	13,772	15,103	13,772	13,601	14,160
Provision for Loan Losses	3,606	2,685	3,110	2,094	3,457
Revenue	10,166	12,417	10,661	11,507	10,703
Revenue Growth (YoY)	-18.13%	16.47%	-7.35%	7.51%	2.34%
Salaries and Employee Benefits	4,068	4,081	4,191	4,261	4,254
Occupancy Expenses	944.95	1,009	957.51	964.44	927.12
Selling, General & Administrative	15.07	35	67.19	72.99	57.86
Other Non-Interest Expense	2,307	3,733	3,417	2,552	2,612
Total Non-Interest Expense	7,335	8,858	8,633	7,851	7,851
EBT Excluding Unusual Items	2,830	3,559	2,028	3,656	2,852
Pretax Income	2,830	3,559	2,028	3,656	2,852
Income Tax Expense	573.12	707.14	422.82	744.91	411.53
Net Income	2,257	2,852	1,605	2,911	2,441
Net Income to Common	2,257	2,852	1,605	2,911	2,441
Net Income Growth	-20.86%	77.67%	-44.85%	19.27%	89.11%
Basic Shares Outstanding	34,822	34,822	34,822	34,822	34,822
Diluted Shares Outstanding	34,822	34,822	34,822	34,822	34,822
EPS (Basic)	0.06	0.08	0.05	0.08	0.07
EPS (Diluted)	0.06	0.08	0.05	0.08	0.07
EPS Growth	-20.86%	77.68%	-44.85%	19.27%	89.11%
Dividend Per Share	-	0.040	-	0.011	0.010
Dividend Growth	-	-	-	15.00%	100.00%
Effective Tax Rate	20.25%	19.87%	20.85%	20.38%	14.43%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.