CIMB Thai Bank PCL (BKK: CIMBT)

CIMB Thai Bank PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	18,678	16,776	12,856	12,645	15,012
Interest Paid on Deposits	9,205	7,008	3,252	2,694	4,072
Net Interest Income	9,473	9,768	9,605	9,951	10,939
Net Interest Income Growth (YoY)	-3.02%	1.70%	-3.48%	-9.04%	-5.63%
Gain (Loss) on Sale of Assets	-	-	107	96	80
Gain (Loss) on Sale of Investments	735.84	464.95	-951.48	322.4	306.01
Other Non-Interest Income	4,805	3,205	4,815	3,791	3,489
Total Non-Interest Income	5,630	4,003	3,996	4,209	3,988
Non-Interest Income Growth (YoY)	40.62%	0.19%	-5.07%	5.55%	25.90%
Revenues Before Loan Losses	15,103	13,772	13,601	14,160	14,927
Provision for Loan Losses	2,685	3,110	2,094	3,457	4,468
Revenue	12,417	10,661	11,507	10,703	10,459
Revenue Growth (YoY)	16.47%	-7.35%	7.51%	2.34%	-12.60%
Salaries and Employee Benefits	4,101	4,191	4,261	4,254	4,232
Occupancy Expenses	1,009	957.51	964.44	927.12	834.73
Selling, General & Administrative	14.73	67.19	72.99	57.86	37.59
Other Non-Interest Expense	3,733	3,417	2,552	2,612	3,794
Total Non-Interest Expense	8,858	8,633	7,851	7,851	8,899
EBT Excluding Unusual Items	3,559	2,028	3,656	2,852	1,560
Pretax Income	3,559	2,028	3,656	2,852	1,560
Income Tax Expense	707.14	422.82	744.91	411.53	268.99
Net Income	2,852	1,605	2,911	2,441	1,291
Net Income to Common	2,852	1,605	2,911	2,441	1,291
Net Income Growth	77.67%	-44.85%	19.27%	89.10%	-36.04%
Basic Shares Outstanding	34,822	34,822	34,822	34,822	34,822
Diluted Shares Outstanding	34,822	34,822	34,822	34,822	34,822
EPS (Basic)	0.08	0.05	0.08	0.07	0.04
EPS (Diluted)	0.08	0.05	0.08	0.07	0.04
EPS Growth	77.68%	-44.85%	19.27%	89.11%	-36.04%
Dividend Per Share	-	-	0.011	0.010	0.005
Dividend Growth	-	-	15.00%	100.00%	0%
Effective Tax Rate	19.87%	20.85%	20.38%	14.43%	17.25%

Source: S&P Capital IQ. Banks template. Financial Sources.