Indara Insurance PCL (BKK:INSURE)

Indara Insurance PCL Statistics

Total Valuation

BKK:INSURE has a market cap or net worth of THB 777.00 million. The enterprise value is 550.11 million.

Market Cap	777.00M
Enterprise Value	550.11M

Important Dates

The next estimated earnings date is Thursday, February 26, 2026.

Earnings Date	Feb 26, 2026
Ex-Dividend Date	n/a

Share Statistics

BKK:INSURE has 12.00 million shares outstanding. The number of shares has increased by 13.84% in one year.

Current Share Class	12.00M
Shares Outstanding	12.00M
Shares Change (YoY)	+13.84%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	65.18%
Float	9.36M

Valuation Ratios

The trailing PE ratio is 27.43.

PE Ratio	27.43
Forward PE	n/a
PS Ratio	0.22
PB Ratio	0.50
P/TBV Ratio	0.51
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.53, with an EV/FCF ratio of -3.12.

EV / Earnings	19.42
EV / Sales	0.16
EV / EBITDA	7.53
EV / EBIT	10.06
EV / FCF	-3.12

Financial Position

The company has a current ratio of 19.93, with a Debt / Equity ratio of 0.04.

Current Ratio	19.93
Quick Ratio	1.61
Debt / Equity	0.04
Debt / EBITDA	0.77
Debt / FCF	-0.32
Interest Coverage	71.72

Financial Efficiency

Return on equity (ROE) is 1.92% and return on invested capital (ROIC) is 2.00%.

Return on Equity (ROE)	1.92%
Return on Assets (ROA)	0.42%
Return on Invested Capital (ROIC)	2.00%
Return on Capital Employed (ROCE)	0.71%
Weighted Average Cost of Capital (WACC)	6.30%
Revenue Per Employee	28.33M
Profits Per Employee	232,227
Employee Count	122
Asset Turnover	0.42
Inventory Turnover	n/a

Taxes

In the past 12 months, BKK:INSURE has paid 22.45 million in taxes.

Income Tax	22.45M
Effective Tax Rate	44.21%

Stock Price Statistics

The stock price has decreased by -18.04% in the last 52 weeks. The beta is 0.45, so BKK:INSURE's price volatility has been lower than the market average.

Beta (5Y)	0.45
52-Week Price Change	-18.04%
50-Day Moving Average	68.72
200-Day Moving Average	78.96
Relative Strength Index (RSI)	47.13
Average Volume (20 Days)	87,482

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BKK:INSURE had revenue of THB 3.46 billion and earned 28.33 million in profits. Earnings per share was 2.36.

Revenue	3.46B
Gross Profit	994.82M
Operating Income	54.69M
Pretax Income	50.78M
Net Income	28.33M
EBITDA	55.11M
EBIT	54.69M
Earnings Per Share (EPS)	2.36

Balance Sheet

The company has 283.34 million in cash and 56.45 million in debt, with a net cash position of 226.89 million or 18.91 per share.

Cash & Cash Equivalents	283.34M
Total Debt	56.45M
Net Cash	226.89M
Net Cash Per Share	18.91
Equity (Book Value)	1.54B
Book Value Per Share	128.46
Working Capital	4.01B

Cash Flow

In the last 12 months, operating cash flow was -159.97 million and capital expenditures -16.59 million, giving a free cash flow of -176.56 million.

Operating Cash Flow	-159.97M
Capital Expenditures	-16.59M
Free Cash Flow	-176.56M
FCF Per Share	-14.71

Margins

Gross margin is 28.79%, with operating and profit margins of 1.58% and 0.82%.

Gross Margin	28.79%
Operating Margin	1.58%
Pretax Margin	1.47%
Profit Margin	0.82%
EBITDA Margin	1.59%
EBIT Margin	1.58%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 10.00, which amounts to a dividend yield of 15.44%.

Dividend Per Share	10.00
Dividend Yield	15.44%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	2
Payout Ratio	423.55%
Buyback Yield	-13.84%
Shareholder Yield	1.60%
Earnings Yield	3.65%
FCF Yield	-22.72%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3