Krungthai Card PCL (BKK:KTC)
Thailand · Delayed Price · Currency is THB 39.00
+0.50 (1.30%)
Jul 24, 2026, 4:35 PM ICT
Krungthai Card PCL Income Statement
Financials in millions THB. Fiscal year is January - December.
Millions THB. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest and Dividend Income | 16,333 | 16,254 | 16,188 | 12,742 | 11,379 | 10,673 |
Total Interest Expense | 1,553 | 1,694 | 1,806 | 1,703 | 1,392 | 1,416 |
Net Interest Income | 14,780 | 14,560 | 14,382 | 11,039 | 9,986 | 9,257 |
Commissions and Fees | 6,513 | 6,513 | 6,378 | 8,835 | 7,976 | 7,234 |
Gain (Loss) on Sale of Investments | - | - | 0 | - | - | - |
Other Revenue | 646.86 | 646.86 | 554.14 | 456.07 | 394.75 | 246.08 |
Revenue Before Loan Losses | 21,939 | 21,719 | 21,314 | 20,330 | 18,357 | 16,738 |
Provision for Loan Losses | 1,451 | 1,869 | 2,653 | 2,645 | 1,448 | 2,189 |
| 20,489 | 19,851 | 18,662 | 17,685 | 16,909 | 14,548 | |
Revenue Growth (YoY) | 7.63% | 6.37% | 5.52% | 4.59% | 16.23% | 1.33% |
Cost of Services Provided | 8,972 | 8,979 | 8,979 | 8,182 | 7,558 | 6,817 |
Other Operating Expenses | 659.32 | 659.32 | 642.75 | 618.56 | 558.5 | 508.71 |
Total Operating Expenses | 9,632 | 9,639 | 9,622 | 8,801 | 8,117 | 7,326 |
Operating Income | 10,857 | 10,212 | 9,040 | 8,885 | 8,793 | 7,223 |
Earnings From Equity Investments | - | - | - | 47.02 | 17.44 | 10.67 |
Currency Exchange Gain (Loss) | 244.07 | 244.07 | 225.66 | 136.58 | 61.06 | 22.18 |
Pretax Income | 11,101 | 10,456 | 9,265 | 9,068 | 8,871 | 7,255 |
Income Tax Expense | 2,819 | 2,897 | 1,877 | 1,819 | 1,818 | 1,467 |
Earnings From Continuing Ops. | 8,282 | 7,559 | 7,388 | 7,250 | 7,054 | 5,789 |
Minority Interest in Earnings | 222.28 | 222.28 | 49.15 | 45.76 | 25.79 | 90.17 |
Net Income | 8,505 | 7,782 | 7,437 | 7,295 | 7,079 | 5,879 |
Net Income to Common | 8,505 | 7,782 | 7,437 | 7,295 | 7,079 | 5,879 |
Net Income Growth | 12.45% | 4.63% | 1.94% | 3.05% | 20.42% | 10.23% |
Shares Outstanding (Basic) | 2,604 | 2,577 | 2,582 | 2,578 | 2,574 | 2,578 |
Shares Outstanding (Diluted) | 2,604 | 2,577 | 2,582 | 2,578 | 2,574 | 2,578 |
Shares Change (YoY) | 0.86% | -0.22% | 0.17% | 0.14% | -0.16% | 0.00% |
EPS (Basic) | 3.27 | 3.02 | 2.88 | 2.83 | 2.75 | 2.28 |
EPS (Diluted) | 3.27 | 3.02 | 2.88 | 2.83 | 2.75 | 2.28 |
EPS Growth | 11.49% | 4.86% | 1.77% | 2.91% | 20.61% | 10.23% |
Free Cash Flow | - | 9,233 | 5,833 | 1,927 | -4,395 | 8,239 |
Free Cash Flow Per Share | - | 3.58 | 2.26 | 0.75 | -1.71 | 3.19 |
Dividend Per Share | - | 1.770 | 1.320 | 1.270 | 1.150 | 1.000 |
Dividend Growth | - | 34.09% | 3.94% | 10.44% | 15.00% | 13.64% |
Operating Margin | 52.99% | 51.44% | 48.44% | 50.24% | 52.00% | 49.65% |
Profit Margin | 41.51% | 39.20% | 39.85% | 41.25% | 41.87% | 40.41% |
Free Cash Flow Margin | - | 46.51% | 31.25% | 10.90% | -25.99% | 56.63% |
Effective Tax Rate | 25.39% | 27.71% | 20.26% | 20.05% | 20.49% | 20.22% |
Revenue as Reported | 27,695 | 27,695 | 27,456 | 25,418 | 23,231 | 21,442 |