Star Money PCL (BKK:STARM)
Thailand flag Thailand · Delayed Price · Currency is THB
0.9500
+0.0200 (2.15%)
At close: Jul 24, 2026

Star Money PCL Financials Overview

Millions THB. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,4831,5081,5451,3801,3991,237
Revenue Growth
-5.00%-2.40%11.97%-1.40%13.09%20.04%
Gross Profit
610.93605.63565.12573.93676.93618.02
Operating Income
155.41150.13103.69104.92174.74185.84
Net Income
90.5884.8250.5861.7581.14102.94
Earnings Per Share
0.080.080.050.060.100.13
EPS Growth
79.50%67.69%-18.08%-43.63%-22.60%116.18%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Sales
837.71846.84851.63777.5850.02725.8
Hire Purchase
158.63162.51137.196.4191.7863.58
Lending Business
473.71485.85538.39486.51436.13430.96
Unallocated
12.6612.7417.9419.4421.5117.09
Total
1,4831,5081,5451,3801,3991,237

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
11.2817.9339.839.51518.6521.17
Total Debt
1,3601,4391,6991,6851,9501,632
Net Cash (Debt)
-1,349-1,421-1,659-1,645-1,432-1,611
Net Cash Growth
------
Net Cash Per Share
-1.23-1.29-1.51-1.50-1.76-2.01

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
392.16428.04139.87-42.87-147.75171.88
Capital Expenditures
-4.8-4.82-5.2-7.17-9.73-9.15
Free Cash Flow
387.36423.21134.67-50.04-157.49162.73
Free Cash Flow Growth
37.69%214.26%---48.03%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
41.20%40.16%36.58%41.59%48.37%49.94%
Operating Margin
10.48%9.96%6.71%7.60%12.49%15.02%
Pretax Margin
7.72%7.06%4.13%5.61%7.56%10.39%
Profit Margin
6.11%5.63%3.27%4.47%5.80%8.32%
FCF Margin
26.13%28.07%8.72%-3.63%-11.25%13.15%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0580.0580.0300.0300.0400.199
Dividend Per Share Growth
93.33%93.33%0%-25.00%-79.88%-
Dividend Yield
6.24%7.31%3.34%2.87%2.24%-

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.5411.0221.7521.2028.20-
P/FCF Ratio
2.702.218.17---
PS Ratio
0.700.620.710.951.64-