Ratchthani Leasing PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	2,874	3,362	3,668	3,506	3,430
Total Interest Expense	993.06	1,210	1,172	925.53	913.21
Net Interest Income	1,881	2,152	2,496	2,580	2,517
Commissions and Fees	344.36	384.14	438.55	468.66	379.54
Other Revenue	516.37	482.85	490.81	469.02	416.71
Revenue Before Loan Losses	2,742	3,019	3,426	3,518	3,313
Provision for Loan Losses	812.74	1,112	1,048	555.11	585.9
Revenue	1,929	1,907	2,378	2,963	2,727
Revenue Growth (YoY)	1.17%	-19.82%	-19.74%	8.63%	-4.68%
Cost of Services Provided	655.39	685.99	736.58	773.63	584.62
Other Operating Expenses	-196.78	181.92	-	-	-
Total Operating Expenses	458.6	867.91	736.58	773.63	584.62
Operating Income	1,470	1,039	1,641	2,189	2,143
Pretax Income	1,470	1,039	1,641	2,189	2,143
Income Tax Expense	322.53	238.5	354.35	436.39	433.57
Earnings From Continuing Ops.	1,148	800.22	1,287	1,753	1,709
Minority Interest in Earnings	-0.01	-0.01	-0.01	-0.01	-0.01
Net Income	1,148	800.21	1,287	1,753	1,709
Net Income to Common	1,148	800.21	1,287	1,753	1,709
Net Income Growth	43.44%	-37.82%	-26.57%	2.55%	-8.12%
Shares Outstanding (Basic)	6,229	6,229	6,229	6,229	6,229
Shares Outstanding (Diluted)	6,229	6,229	6,229	6,229	6,229
Shares Change (YoY)	-	-	-	-	22.55%
EPS (Basic)	0.18	0.13	0.21	0.28	0.27
EPS (Diluted)	0.18	0.13	0.21	0.28	0.27
EPS Growth	43.44%	-37.82%	-26.58%	2.55%	-25.02%
Free Cash Flow	9,830	8,338	1,783	-1,838	1,403
Free Cash Flow Per Share	1.58	1.34	0.29	-0.29	0.23
Dividend Per Share	0.110	0.070	0.018	0.154	0.154
Dividend Growth	57.14%	284.62%	-88.22%	-	-
Operating Margin	76.23%	54.48%	69.02%	73.89%	78.56%
Profit Margin	59.50%	41.97%	54.12%	59.16%	62.67%
Free Cash Flow Margin	509.60%	437.33%	74.97%	-62.03%	51.44%
Effective Tax Rate	21.93%	22.96%	21.59%	19.93%	20.23%
Revenue as Reported	3,735	4,229	4,597	4,443	4,226

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.