Ratchthani Leasing PCL (BKK:THANI)

Ratchthani Leasing PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	3,119	3,362	3,668	3,506	3,430	3,516
Total Interest Expense	1,114	1,210	1,172	925.53	913.21	1,063
Net Interest Income	2,005	2,152	2,496	2,580	2,517	2,452
Commissions and Fees	364.6	384.14	438.55	468.66	379.54	316.17
Other Revenue	506.51	482.85	490.81	469.02	416.71	430.82
Revenue Before Loan Losses	2,876	3,019	3,426	3,518	3,313	3,199
Provision for Loan Losses	1,198	1,112	1,048	555.11	585.9	337.91
Revenue	1,677	1,907	2,378	2,963	2,727	2,861
Revenue Growth (YoY)	-18.36%	-19.82%	-19.74%	8.63%	-4.68%	-5.67%
Cost of Services Provided	864.48	867.91	736.58	773.63	584.62	537.61
Total Operating Expenses	722.72	867.91	736.58	773.63	584.62	537.61
Operating Income	954.67	1,039	1,641	2,189	2,143	2,324
Pretax Income	954.67	1,039	1,641	2,189	2,143	2,324
Income Tax Expense	219.9	238.5	354.35	436.39	433.57	463.53
Earnings From Continuing Ops.	734.78	800.22	1,287	1,753	1,709	1,860
Minority Interest in Earnings	-0.01	-0.01	-0.01	-0.01	-0.01	-0.01
Net Income	734.77	800.21	1,287	1,753	1,709	1,860
Net Income to Common	734.77	800.21	1,287	1,753	1,709	1,860
Net Income Growth	-27.20%	-37.82%	-26.57%	2.55%	-8.12%	-5.26%
Shares Outstanding (Basic)	6,229	6,229	6,229	6,229	6,229	5,083
Shares Outstanding (Diluted)	6,229	6,229	6,229	6,229	6,229	5,083
Shares Change (YoY)	-	-	-	-	22.55%	22.40%
EPS (Basic)	0.12	0.13	0.21	0.28	0.27	0.37
EPS (Diluted)	0.12	0.13	0.21	0.28	0.27	0.37
EPS Growth	-27.20%	-37.82%	-26.58%	2.55%	-25.02%	-22.60%
Free Cash Flow	9,813	8,338	1,783	-1,838	1,403	5,917
Free Cash Flow Per Share	1.57	1.34	0.29	-0.29	0.23	1.16
Dividend Per Share	0.070	0.070	0.018	0.154	0.154	0.154
Dividend Growth	284.62%	284.62%	-88.22%	-	-	-46.89%
Operating Margin	56.91%	54.48%	69.02%	73.89%	78.56%	81.21%
Profit Margin	43.80%	41.97%	54.12%	59.16%	62.67%	65.01%
Free Cash Flow Margin	585.04%	437.33%	74.97%	-62.03%	51.44%	206.79%
Effective Tax Rate	23.03%	22.96%	21.59%	19.93%	20.23%	19.95%
Revenue as Reported	3,990	4,229	4,597	4,443	4,226	4,263

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.