Ratchthani Leasing PCL (BKK:THANI)

Ratchthani Leasing PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	2,991	3,362	3,668	3,506	3,430	3,516
Total Interest Expense	1,055	1,210	1,172	925.53	913.21	1,063
Net Interest Income	1,936	2,152	2,496	2,580	2,517	2,452
Commissions and Fees	357.37	384.14	438.55	468.66	379.54	316.17
Other Revenue	516.86	482.85	490.81	469.02	416.71	430.82
Revenue Before Loan Losses	2,810	3,019	3,426	3,518	3,313	3,199
Provision for Loan Losses	944.91	1,112	1,048	555.11	585.9	337.91
Revenue	1,865	1,907	2,378	2,963	2,727	2,861
Revenue Growth (YoY)	-0.30%	-19.82%	-19.74%	8.63%	-4.68%	-5.67%
Cost of Services Provided	856.99	867.91	736.58	773.63	584.62	537.61
Total Operating Expenses	631.06	867.91	736.58	773.63	584.62	537.61
Operating Income	1,234	1,039	1,641	2,189	2,143	2,324
Pretax Income	1,234	1,039	1,641	2,189	2,143	2,324
Income Tax Expense	278.83	238.5	354.35	436.39	433.57	463.53
Earnings From Continuing Ops.	955.61	800.22	1,287	1,753	1,709	1,860
Minority Interest in Earnings	-0.01	-0.01	-0.01	-0.01	-0.01	-0.01
Net Income	955.6	800.21	1,287	1,753	1,709	1,860
Net Income to Common	955.6	800.21	1,287	1,753	1,709	1,860
Net Income Growth	13.94%	-37.82%	-26.57%	2.55%	-8.12%	-5.26%
Shares Outstanding (Basic)	6,229	6,229	6,229	6,229	6,229	5,083
Shares Outstanding (Diluted)	6,229	6,229	6,229	6,229	6,229	5,083
Shares Change (YoY)	-	-	-	-	22.55%	22.40%
EPS (Basic)	0.15	0.13	0.21	0.28	0.27	0.37
EPS (Diluted)	0.15	0.13	0.21	0.28	0.27	0.37
EPS Growth	13.94%	-37.82%	-26.58%	2.55%	-25.02%	-22.60%
Free Cash Flow	10,250	8,338	1,783	-1,838	1,403	5,917
Free Cash Flow Per Share	1.65	1.34	0.29	-0.29	0.23	1.16
Dividend Per Share	0.070	0.070	0.018	0.154	0.154	0.154
Dividend Growth	284.62%	284.62%	-88.22%	-	-	-46.89%
Operating Margin	66.17%	54.48%	69.02%	73.89%	78.56%	81.21%
Profit Margin	51.23%	41.97%	54.12%	59.16%	62.67%	65.01%
Free Cash Flow Margin	549.44%	437.33%	74.97%	-62.03%	51.44%	206.79%
Effective Tax Rate	22.59%	22.96%	21.59%	19.93%	20.23%	19.95%
Revenue as Reported	3,866	4,229	4,597	4,443	4,226	4,263

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.