Ratchthani Leasing PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	2,780	2,874	3,362	3,668	3,506	3,430
Total Interest Expense	917.03	993.06	1,210	1,172	925.53	913.21
Net Interest Income	1,863	1,881	2,152	2,496	2,580	2,517
Commissions and Fees	335.31	344.36	384.14	438.55	468.66	379.54
Other Revenue	497.57	516.37	482.85	490.81	469.02	416.71
Revenue Before Loan Losses	2,696	2,742	3,019	3,426	3,518	3,313
Provision for Loan Losses	673.69	812.74	1,112	1,048	555.11	585.9
Revenue	2,023	1,929	1,907	2,378	2,963	2,727
Revenue Growth (YoY)	14.73%	1.17%	-19.82%	-19.74%	8.63%	-4.68%
Cost of Services Provided	644.96	655.39	685.99	736.58	773.63	584.62
Other Operating Expenses	-204.3	-196.78	181.92	-	-	-
Total Operating Expenses	440.66	458.6	867.91	736.58	773.63	584.62
Operating Income	1,582	1,470	1,039	1,641	2,189	2,143
Pretax Income	1,582	1,470	1,039	1,641	2,189	2,143
Income Tax Expense	347.27	322.53	238.5	354.35	436.39	433.57
Earnings From Continuing Ops.	1,235	1,148	800.22	1,287	1,753	1,709
Minority Interest in Earnings	-0.01	-0.01	-0.01	-0.01	-0.01	-0.01
Net Income	1,235	1,148	800.21	1,287	1,753	1,709
Net Income to Common	1,235	1,148	800.21	1,287	1,753	1,709
Net Income Growth	73.73%	43.44%	-37.82%	-26.57%	2.55%	-8.12%
Shares Outstanding (Basic)	6,229	6,229	6,229	6,229	6,229	6,229
Shares Outstanding (Diluted)	6,229	6,229	6,229	6,229	6,229	6,229
Shares Change (YoY)	-	-	-	-	-	22.55%
EPS (Basic)	0.20	0.18	0.13	0.21	0.28	0.27
EPS (Diluted)	0.20	0.18	0.13	0.21	0.28	0.27
EPS Growth	73.73%	43.44%	-37.82%	-26.58%	2.55%	-25.02%
Free Cash Flow	8,064	9,830	8,338	1,783	-1,838	1,403
Free Cash Flow Per Share	1.29	1.58	1.34	0.29	-0.29	0.23
Dividend Per Share	0.110	0.110	0.070	0.018	0.154	0.154
Dividend Growth	57.14%	57.14%	284.62%	-88.22%	-	-
Operating Margin	78.21%	76.23%	54.48%	69.02%	73.89%	78.56%
Profit Margin	61.04%	59.50%	41.97%	54.12%	59.16%	62.67%
Free Cash Flow Margin	398.70%	509.60%	437.33%	74.97%	-62.03%	51.44%
Effective Tax Rate	21.95%	21.93%	22.96%	21.59%	19.93%	20.23%
Revenue as Reported	3,613	3,735	4,229	4,597	4,443	4,226

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.