Thai Life Insurance PCL Ratios and Metrics

Market cap in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 5, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	136,255	128,240	104,768	170,605	-	-
Market Cap Growth	7.21%	22.40%	-38.59%	-	-	-
Enterprise Value	130,702	122,145	101,286	164,945	-	-
PE Ratio	13.83	10.98	10.79	18.41	-	-
PS Ratio	1.26	1.18	0.97	1.59	-	-
PB Ratio	0.85	1.14	1.00	1.74	-	-
P/FCF Ratio	24.91	13.95	29.02	-	-	-
P/OCF Ratio	24.22	13.68	27.02	-	-	-
EV/Sales Ratio	1.21	1.12	0.94	1.53	-	-
EV/EBITDA Ratio	10.51	8.22	8.25	14.08	-	-
EV/EBIT Ratio	10.75	8.38	8.44	14.44	-	-
EV/FCF Ratio	23.90	13.29	28.06	-	-	-
Quick Ratio	0.79	1.10	0.98	0.88	0.76	1.27
Current Ratio	1.48	2.02	1.65	1.45	1.09	1.90
Asset Turnover	0.17	0.19	0.19	0.20	0.21	0.23
Return on Equity (ROE)	7.25%	10.76%	9.58%	10.04%	10.22%	10.38%
Return on Assets (ROA)	1.21%	1.55%	1.33%	1.31%	1.31%	1.26%
Return on Invested Capital (ROIC)	6.41%	10.76%	9.58%	10.04%	10.22%	10.38%
Earnings Yield	7.22%	9.11%	9.26%	5.43%	-	-
FCF Yield	4.01%	7.17%	3.45%	-6.16%	-	-
Dividend Yield	4.20%	4.66%	4.10%	2.28%	-	-
Payout Ratio	58.19%	49.00%	35.39%	28.60%	26.90%	18.33%
Buyback Yield / Dilution	0.00%	-	-4.26%	-3.60%	-	-
Total Shareholder Return	4.21%	4.66%	-0.16%	-1.33%	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.