Thai Life Insurance PCL Ratios and Metrics

Market cap in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2019
Period Ending	May '25 May 16, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2019
Market Capitalization	127,095	128,240	104,768	170,605	-	-	Upgrade
Market Cap Growth	26.67%	22.40%	-38.59%	-	-	-	Upgrade
Enterprise Value	122,986	122,145	101,286	164,945	-	-	Upgrade
PE Ratio	13.72	10.98	10.79	18.41	-	-	Upgrade
PS Ratio	1.19	1.18	0.97	1.59	-	-	Upgrade
PB Ratio	0.96	1.14	1.00	1.74	-	-	Upgrade
P/FCF Ratio	18.26	13.95	29.02	-	-	-	Upgrade
P/OCF Ratio	17.87	13.68	27.02	-	-	-	Upgrade
EV/Sales Ratio	1.15	1.12	0.94	1.53	-	-	Upgrade
EV/EBITDA Ratio	10.35	8.22	8.25	14.08	-	-	Upgrade
EV/EBIT Ratio	10.60	8.38	8.44	14.44	-	-	Upgrade
EV/FCF Ratio	17.67	13.29	28.06	-	-	-	Upgrade
Quick Ratio	1.17	1.10	0.98	0.88	0.76	1.27	Upgrade
Current Ratio	5.22	2.02	1.65	1.45	1.09	1.90	Upgrade
Asset Turnover	0.18	0.19	0.19	0.20	0.21	0.23	Upgrade
Return on Equity (ROE)	7.66%	10.76%	9.58%	10.04%	10.22%	10.38%	Upgrade
Return on Assets (ROA)	1.21%	1.55%	1.33%	1.31%	1.31%	1.26%	Upgrade
Return on Capital (ROIC)	5.98%	8.39%	7.41%	7.74%	8.22%	8.09%	Upgrade
Earnings Yield	7.31%	9.11%	9.26%	5.43%	-	-	Upgrade
Earnings Yield	7.31%	9.11%	9.26%	5.43%	-	-	Upgrade
FCF Yield	5.48%	7.17%	3.45%	-6.16%	-	-	Upgrade
Dividend Yield	4.50%	4.66%	4.10%	2.28%	-	-	Upgrade
Payout Ratio	61.59%	49.00%	35.39%	28.60%	26.90%	18.33%	Upgrade
Buyback Yield / Dilution	-0.28%	-	-4.26%	-3.60%	-	-	Upgrade
Total Shareholder Return	4.22%	4.66%	-0.16%	-1.33%	-	-	Upgrade

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.