TMBThanachart Bank PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	67,975	72,097	82,783	79,134	65,627	64,239
Interest Paid on Deposits	18,883	21,460	26,331	21,926	14,010	13,240
Net Interest Income	49,092	50,637	56,452	57,207	51,617	51,000
Net Interest Income Growth (YoY)	-8.80%	-10.30%	-1.32%	10.83%	1.21%	-5.21%
Gain (Loss) on Sale of Investments	106	88.5	243.79	51.69	6.72	181.99
Gain (Loss) on Sale of Equity Investments	294.36	263.13	255.89	283.85	261.35	345.52
Other Non-Interest Income	17,326	14,689	12,448	13,432	13,967	14,009
Total Non-Interest Income	17,727	15,040	12,948	13,768	14,236	14,537
Non-Interest Income Growth (YoY)	31.69%	16.16%	-5.96%	-3.29%	-2.07%	-6.46%
Revenues Before Loan Losses	66,818	65,677	69,399	70,975	65,852	65,537
Provision for Loan Losses	15,646	16,485	19,852	22,199	18,353	21,514
Revenue	51,172	49,192	49,547	48,776	47,499	44,023
Revenue Growth (YoY)	4.51%	-0.72%	1.58%	2.69%	7.90%	-1.11%
Salaries and Employee Benefits	16,280	15,386	15,401	16,537	15,884	16,219
Occupancy Expenses	3,233	3,258	4,376	4,631	4,864	5,622
Selling, General & Administrative	493.07	492.45	291.52	258.11	181.79	334.5
Other Non-Interest Expense	10,852	10,397	9,503	9,668	9,022	9,043
Total Non-Interest Expense	30,858	29,533	29,571	31,094	29,952	31,219
EBT Excluding Unusual Items	20,314	19,658	19,976	17,681	17,547	12,804
Pretax Income	20,314	19,658	19,976	17,681	17,547	12,804
Income Tax Expense	-902.23	-980.96	-1,055	-940.14	3,352	2,327
Earnings From Continuing Operations	21,217	20,639	21,031	18,622	14,195	10,477
Minority Interest in Earnings	5.29	-	-0.03	-0.03	-0.01	-2.63
Net Income	21,222	20,639	21,031	18,622	14,195	10,474
Net Income to Common	21,222	20,639	21,031	18,622	14,195	10,474
Net Income Growth	4.22%	-1.86%	12.94%	31.18%	35.53%	3.58%
Basic Shares Outstanding	90,346	95,877	97,269	96,876	96,664	96,464
Diluted Shares Outstanding	90,417	95,948	97,524	97,291	97,094	96,742
Shares Change (YoY)	-8.32%	-1.62%	0.24%	0.20%	0.36%	0.21%
EPS (Basic)	0.23	0.22	0.22	0.19	0.15	0.11
EPS (Diluted)	0.23	0.22	0.22	0.19	0.15	0.11
EPS Growth	13.47%	-0.44%	13.80%	29.38%	35.60%	3.44%
Dividend Per Share	0.068	0.134	0.130	0.105	0.073	0.038
Dividend Growth	-48.09%	3.08%	23.81%	43.84%	92.11%	-15.56%
Effective Tax Rate	-	-	-	-	19.10%	18.17%