Banco Bilbao Vizcaya Argentaria, S.A. (BME:BBVA)

BME:BBVA Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	34,135	31,648	31,557	27,133	22,975	18,600
Revenue Growth	8.83%	0.29%	16.30%	18.10%	23.52%	22.09%
Net Income Net Income Growth	10,718	10,114	9,666	7,675	6,045	4,294
Earnings Per Share EPS Growth	1.89	1.76	1.68	1.29	0.98	0.67
EPS Growth	7.59%	5.02%	29.98%	31.98%	45.60%	379.17%

Revenue by Segment

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Spain Gross Income Spain Gross Income Growth	10,136	10,027	9,443	7,888	6,112	5,890
Mexico Gross Income Mexico Gross Income Growth	16,415	15,198	15,337	14,267	10,734	7,603
Turkey Gross Income Turkey Gross Income Growth	6,176	5,213	4,212	2,981	3,172	3,422
South America Gross Income South America Gross Income Growth	5,968	5,363	5,405	4,331	4,265	3,162
Rest of Business Gross Income Rest of Business Gross Income Growth	2,169	1,807	1,472	1,103	790	776
Corporate Center and Adjustments to Gross Income Corporate Center and Adjustments to Gross Income Growth	-809	-678	-388	-1,029	-329	212

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	183,573	148,512	135,298	162,971	130,210	140,909
Total Debt Total Debt Growth	198,941	152,754	140,723	142,551	111,884	106,504
Net Cash (Debt) Net Cash Growth	-15,368	-4,242	-5,425	20,420	18,326	34,405
Net Cash Growth	-	-	-	11.43%	-46.73%	242.24%
Net Cash Per Share Net Cash Per Share Growth	-2.71	-0.74	-0.94	3.43	2.96	5.37

Cash Flow & CapEx

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Operating Cash Flow Operating Cash Flow Growth	34,162	14,968	-18,190	-721	23,718	-1,242
Capital Expenditures CapEx Growth	-998	-827	-1,195	-1,129	-1,812	-396
Free Cash Flow Free Cash Flow Growth	33,164	14,141	-19,385	-1,850	21,906	-1,638
Free Cash Flow Growth	1727.22%	-	-	-	-	-

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Profit Margin	31.40%	31.96%	30.63%	28.29%	26.31%	23.09%
FCF Margin	97.16%	44.68%	-61.43%	-6.82%	95.35%	-8.81%

Dividends

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 6, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share Dividend Per Share Growth	0.920	0.920	0.700	0.550	0.430	0.310
Dividend Per Share Growth	31.43%	31.43%	27.27%	27.91%	38.71%	425.42%
Dividend Yield	3.74%	4.71%	7.96%	7.58%	9.16%	7.50%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug 6, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	12.84	11.29	5.64	6.25	5.53	8.13
Forward PE	11.27	10.78	6.16	6.38	5.94	7.69
P/FCF Ratio	4.05	8.07	-	-	1.53	-
PS Ratio	3.94	3.61	1.73	1.77	1.46	1.88

Data Sources: S&P Global Market Intelligence and Fiscal.ai Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company. Revenue segment data is provided by Fiscal.ai.

Update frequency:

Quarterly

Last checked:

Aug 5, 2026

Data Sources Report a data error