BME:BBVA Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	17,015	15,981	15,838	14,667	12,442	12,795
Investment Securities	160,851	153,334	139,424	127,898	115,809	105,410
Trading Asset Securities	155,272	123,668	110,041	142,426	112,415	125,303
Total Investments	316,123	277,002	249,465	270,324	228,224	230,713
Gross Loans	557,297	499,937	445,962	407,978	383,940	346,883
Allowance for Loan Losses	-13,141	-12,297	-11,611	-11,269	-11,237	-11,116
Net Loans	544,156	487,640	434,351	396,709	372,703	335,767
Property, Plant & Equipment	9,519	9,319	9,584	9,129	8,535	7,189
Goodwill	767	715	700	795	707	818
Other Intangible Assets	2,356	2,140	1,790	1,568	1,449	1,379
Investments in Real Estate	251	163	175	124	202	109
Accrued Interest Receivable	2,723	2,101	1,862	1,368	1,461	730
Other Receivables	3,006	3,998	4,295	2,860	1,978	932
Restricted Cash	47,001	42,856	35,307	60,749	67,314	55,004
Other Current Assets	5,456	1,492	1,517	555	633	916
Long-Term Deferred Tax Assets	14,152	13,869	14,354	14,641	14,747	14,917
Other Real Estate Owned & Foreclosed	739	524	610	644	714	569
Other Long-Term Assets	2,162	1,776	2,554	1,425	983	1,047
Total Assets	965,426	859,576	772,402	775,558	712,092	662,885

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accrued Expenses	3,666	3,463	3,067	2,878	2,596	2,137
Interest Bearing Deposits	172,041	158,768	129,010	117,531	122,084	106,677
Non-Interest Bearing Deposits	379,103	367,453	339,414	324,331	327,721	300,624
Total Deposits	551,144	526,221	468,424	441,862	449,805	407,301
Short-Term Borrowings	84,518	63,452	64,792	68,360	51,769	44,785
Current Portion of Leases	-	227	-	-	-	-
Current Income Taxes Payable	1,685	1,480	575	878	1,415	644
Other Current Liabilities	93,497	67,034	59,088	93,801	62,926	63,316
Long-Term Debt	112,965	87,839	74,464	72,684	58,717	59,159
Long-Term Leases	1,458	1,236	1,467	1,507	1,398	2,560
Pension & Post-Retirement Benefits	2,500	2,599	2,732	3,006	3,098	4,208
Long-Term Deferred Tax Liabilities	2,997	2,540	2,458	1,677	1,520	1,769
Other Long-Term Liabilities	47,205	41,689	35,322	33,640	28,330	28,246
Total Liabilities	901,635	797,780	712,389	720,293	661,574	614,125

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	2,735	2,797	2,824	2,861	2,955	3,267
Additional Paid-In Capital	16,945	18,469	19,184	19,769	20,856	23,599
Retained Earnings	57,492	55,017	49,079	43,305	38,347	35,962
Treasury Stock	-990	-299	-66	-34	-29	-647
Comprehensive Income & Other	-17,230	-18,629	-15,367	-14,200	-15,234	-18,274
Total Common Equity	58,952	57,355	55,654	51,701	46,895	43,907
Minority Interest	4,839	4,441	4,359	3,564	3,623	4,853
Shareholders' Equity	63,791	61,796	60,013	55,265	50,518	48,760
Total Liabilities & Equity	965,426	859,576	772,402	775,558	712,092	662,885

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	198,941	152,754	140,723	142,551	111,884	106,504
Net Cash (Debt)	-15,368	-4,242	-5,425	20,420	18,326	34,405
Net Cash Growth	-	-	-	11.43%	-46.73%	242.24%
Net Cash Per Share	-2.71	-0.74	-0.94	3.43	2.96	5.37
Filing Date Shares Outstanding	5,777	5,691	5,757	5,834	6,025	6,540
Total Common Shares Outstanding	5,777	5,691	5,757	5,834	6,025	6,540
Book Value Per Share	10.20	10.08	9.67	8.86	7.78	6.71
Tangible Book Value	55,829	54,500	53,164	49,338	44,739	41,710
Tangible Book Value Per Share	9.66	9.58	9.24	8.46	7.43	6.38