Bankinter, S.A. (BME:BKT)
Spain flag Spain · Delayed Price · Currency is EUR
14.10
+0.09 (0.64%)
Oct 26, 2026, 5:37 PM CET

Bankinter Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,8672,7252,5332,3151,8211,581
Revenue Growth
7.71%7.58%9.41%27.16%15.18%24.71%
Net Income
1,1791,090952.97844.79544.891,314
Earnings Per Share
1.271.171.030.910.611.46
EPS Growth
14.02%13.59%13.19%50.07%-58.47%342.42%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Wealth Management and Retail Banking
1,3201,3111,233926.37672626.52
Corporate & SME Banking
1,031982.931,0631,059702.49513.45
Bankinter Portugal Branch
379.6348.16316.61269.68172.79136.7
Bankinter Ireland Branch
122.8106.4596.7278.3964.8850.21
Bankinter Consumer Finance (Spain)
-175.85146.52---
Other Businesses
--98.13-130.05-155.0973.73126.99
Total
2,9732,8272,7252,3221,8311,573

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
20,6438,9448,8886,5286,0606,036
Total Debt
10,99925,38721,76818,6168,1898,569
Net Cash (Debt)
9,644-16,443-12,880-12,088-2,129-2,533
Net Cash Growth
-0.07%-----
Net Cash Per Share
10.39-17.65-13.92-13.02-2.37-2.81

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--598.881,941658.42-8,0357,051
Capital Expenditures
--34.75-50.83-21.71-18.84-18.3
Free Cash Flow
--633.631,891636.71-8,0547,033
Free Cash Flow Growth
--196.94%---17.46%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
41.13%40.00%37.62%36.49%29.93%83.12%
FCF Margin
--23.25%74.64%27.50%-442.37%444.91%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.6060.6060.5300.4700.3120.243
Dividend Per Share Growth
8.49%14.38%12.81%50.80%28.08%389.00%
Dividend Yield
4.30%4.28%6.94%8.11%4.97%5.40%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.1011.677.206.1710.343.08
Forward PE
9.9211.627.666.229.5010.11
P/FCF Ratio
20.62-3.638.18-0.58
PS Ratio
4.424.672.712.253.092.56