Bankinter, S.A. (BME:BKT)
16.44
+0.18 (1.08%)
Aug 6, 2026, 5:36 PM CET
Bankinter Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 1.38 | 3,054 | 2,994 | 2,875 | 2,192 | 1,819 |
Revenue Growth | -99.66% | 1.99% | 4.13% | 31.18% | 20.47% | 10.66% |
Net Income Net Income Growth | 1.38 | 1,090 | 952.97 | 844.79 | 560.2 | 1,333 |
Earnings Per Share EPS Growth | 0.00 | 1.17 | 0.89 | 0.77 | 0.61 | 1.46 |
EPS Growth | - | 31.46% | 15.58% | 26.23% | -58.22% | 342.42% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Commercial Banking Commercial Banking Growth | 1,351 | 1,311 | 1,233 | 926.37 | 672 | 626.52 |
Corporate Banking Corporate Banking Growth | 966.28 | 982.93 | 1,063 | 1,059 | 702.49 | 513.45 |
Bankinter Ireland Branch Bankinter Ireland Branch Growth | 120.88 | 106.45 | 96.72 | 78.39 | 64.88 | 50.21 |
Bankinter Portugal Branch Bankinter Portugal Branch Growth | 355.8 | 348.16 | 316.61 | 269.68 | 172.79 | 136.7 |
Bankinter Consumer Finance (Spain) Bankinter Consumer Finance (Spain) Growth | - | 175.85 | 146.52 | - | - | - |
Other Businesses Other Businesses Growth | - | -98.13 | -130.05 | -155.09 | 73.73 | 126.99 |
Total Total Growth | 2,850 | 2,827 | 2,725 | 2,322 | 1,831 | 1,573 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 12,758 | 15,000 | 15,418 | 13,860 | 13,351 | 22,373 |
Total Debt Total Debt Growth | 0 | 10,384 | 8,976 | 8,546 | 1,081 | 7,690 |
Net Cash (Debt) Net Cash Growth | -0 | -10,384 | -8,976 | -8,546 | -1,081 | -7,690 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | - | -11.55 | -9.99 | -9.51 | -1.20 | -8.56 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 651.78 | -598.88 | 1,941 | 658.42 | -8,035 | 7,051 |
Capital Expenditures CapEx Growth | -62.57 | -34.75 | -50.83 | -21.71 | -18.84 | -18.3 |
Free Cash Flow Free Cash Flow Growth | 589.21 | -633.63 | 1,891 | 636.71 | -8,054 | 7,033 |
Free Cash Flow Growth | -60.71% | - | 196.94% | - | - | -17.46% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 100.00% | 48.64% | 44.41% | 42.95% | 35.94% | 27.75% |
Profit Margin | 100.00% | 35.70% | 31.83% | 29.38% | 25.56% | 20.09% |
FCF Margin | 42696.40% | -20.75% | 63.15% | 22.14% | -367.44% | 386.54% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 6, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.606 | 0.606 | 0.530 | 0.470 | 0.312 | 0.243 |
Dividend Per Share Growth | 8.49% | 14.38% | 12.81% | 50.80% | 28.08% | 389.00% |
Dividend Yield | 3.73% | 4.06% | 6.73% | 7.79% | 4.48% | 5.20% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 6, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 13.19 | 12.10 | 8.58 | 7.53 | 10.28 | 3.09 |
Forward PE | 11.72 | 11.62 | 7.66 | 6.22 | 9.50 | 10.11 |
P/FCF Ratio | 23.79 | - | 3.63 | 8.18 | - | 0.58 |
PS Ratio | 5.16 | 4.17 | 2.29 | 1.81 | 2.57 | 2.23 |