Bankinter, S.A. (BME:BKT)
Spain flag Spain · Delayed Price · Currency is EUR
16.44
+0.18 (1.08%)
Aug 6, 2026, 5:36 PM CET

Bankinter Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1.383,0542,9942,8752,1921,819
Revenue Growth
-99.66%1.99%4.13%31.18%20.47%10.66%
Net Income
1.381,090952.97844.79560.21,333
Earnings Per Share
0.001.170.890.770.611.46
EPS Growth
-31.46%15.58%26.23%-58.22%342.42%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commercial Banking
1,3511,3111,233926.37672626.52
Corporate Banking
966.28982.931,0631,059702.49513.45
Bankinter Ireland Branch
120.88106.4596.7278.3964.8850.21
Bankinter Portugal Branch
355.8348.16316.61269.68172.79136.7
Bankinter Consumer Finance (Spain)
-175.85146.52---
Other Businesses
--98.13-130.05-155.0973.73126.99
Total
2,8502,8272,7252,3221,8311,573

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
12,75815,00015,41813,86013,35122,373
Total Debt
010,3848,9768,5461,0817,690
Net Cash (Debt)
-0-10,384-8,976-8,546-1,081-7,690
Net Cash Growth
------
Net Cash Per Share
--11.55-9.99-9.51-1.20-8.56

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
651.78-598.881,941658.42-8,0357,051
Capital Expenditures
-62.57-34.75-50.83-21.71-18.84-18.3
Free Cash Flow
589.21-633.631,891636.71-8,0547,033
Free Cash Flow Growth
-60.71%-196.94%---17.46%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
100.00%48.64%44.41%42.95%35.94%27.75%
Profit Margin
100.00%35.70%31.83%29.38%25.56%20.09%
FCF Margin
42696.40%-20.75%63.15%22.14%-367.44%386.54%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.6060.6060.5300.4700.3120.243
Dividend Per Share Growth
8.49%14.38%12.81%50.80%28.08%389.00%
Dividend Yield
3.73%4.06%6.73%7.79%4.48%5.20%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.1912.108.587.5310.283.09
Forward PE
11.7211.627.666.229.5010.11
P/FCF Ratio
23.79-3.638.18-0.58
PS Ratio
5.164.172.291.812.572.23