Bankinter, S.A. (BME:BKT)
Spain flag Spain · Delayed Price · Currency is EUR
16.61
-0.11 (-0.63%)
Aug 27, 2026, 4:25 PM CET

Bankinter Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
2,8302,7252,5332,3151,8211,581
Revenue Growth
7.14%7.58%9.41%27.16%15.18%24.71%
Net Income
1,1501,090952.97844.79544.891,314
Earnings Per Share
1.231.171.030.910.611.46
EPS Growth
11.77%13.59%13.19%50.07%-58.47%342.42%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commercial Banking
1,3511,3111,233926.37672626.52
Corporate Banking
966.28982.931,0631,059702.49513.45
Bankinter Ireland Branch
120.88106.4596.7278.3964.8850.21
Bankinter Portugal Branch
355.8348.16316.61269.68172.79136.7
Bankinter Consumer Finance (Spain)
-175.85146.52---
Other Businesses
--98.13-130.05-155.0973.73126.99
Total
2,8502,8272,7252,3221,8311,573

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
19,6288,9448,8886,5286,0606,036
Total Debt
11,95525,38721,76818,6168,1898,569
Net Cash (Debt)
7,672-16,443-12,880-12,088-2,129-2,533
Net Cash Growth
-16.43%-----
Net Cash Per Share
8.22-17.65-13.92-13.02-2.37-2.81

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
651.78-598.881,941658.42-8,0357,051
Capital Expenditures
-37.55-34.75-50.83-21.71-18.84-18.3
Free Cash Flow
614.23-633.631,891636.71-8,0547,033
Free Cash Flow Growth
--196.94%---17.46%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
40.64%40.00%37.62%36.49%29.93%83.12%
FCF Margin
21.71%-23.25%74.64%27.50%-442.37%444.91%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.6060.6060.5300.4700.3120.243
Dividend Per Share Growth
8.49%14.38%12.81%50.80%28.08%389.00%
Dividend Yield
3.63%4.36%7.34%9.08%5.94%6.71%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.5611.677.206.1710.343.08
Forward PE
12.0611.627.666.229.5010.11
P/FCF Ratio
24.46-3.638.18-0.58
PS Ratio
5.314.672.712.253.092.56