Bankinter, S.A. (BME:BKT)

Bankinter Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	14,637	4,020	4,991	1,547	1,524	1,344
Investment Securities	18,510	16,556	15,671	12,224	12,503	11,086
Trading Asset Securities	6,006	4,925	3,897	4,981	4,536	4,254
Total Investments	24,515	21,481	19,567	17,205	17,038	15,341
Gross Loans	92,486	93,692	86,187	81,171	76,547	69,250
Allowance for Loan Losses	-1,186	-1,178	-1,241	-1,112	-1,081	-986.77
Other Adjustments to Gross Loans	-	-56.32	-45.35	-65.12	-99.74	-80.35
Net Loans	91,300	92,457	84,900	79,994	75,366	68,183
Property, Plant & Equipment	468.84	464.77	442.3	424.18	447.85	450.44
Goodwill	-	2.28	2.28	2.28	2.28	2.28
Other Intangible Assets	460.95	368.63	318.17	299.74	276.66	267.41
Investments in Real Estate	-	2.07	4.34	2.59	-	-
Accrued Interest Receivable	-	246.71	256.79	264.22	144.91	68.78
Other Receivables	657.13	523.17	540.25	469.13	321.05	483.71
Restricted Cash	-	10,981	10,427	12,313	11,827	21,029
Other Current Assets	96.87	133.36	164.52	183.98	262.99	106.18
Long-Term Deferred Tax Assets	-	276.56	304.9	260.77	264.83	273.81
Other Real Estate Owned & Foreclosed	12.73	-	-	-	-	-
Other Long-Term Assets	0	62.59	52.9	46.28	31.12	34.57
Total Assets	132,149	131,019	121,972	113,012	107,507	107,584

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	255.99	243.83	267.28	227.04	207.16
Interest Bearing Deposits	107,300	24,800	33,475	29,021	89,240	89,777
Non-Interest Bearing Deposits	-	68,870	56,302	54,684	-	-
Total Deposits	107,300	93,671	89,776	83,705	89,240	89,777
Short-Term Borrowings	365.68	14,875	12,673	9,946	1,617	744.78
Current Portion of Leases	-	24.64	25.63	24.99	25.18	21.52
Current Income Taxes Payable	1,067	400.31	453.41	399.72	231.93	139.05
Accrued Interest Payable	-	142.53	295.11	334.5	13.51	4.47
Other Current Liabilities	1,465	2,285	1,842	3,087	3,261	2,546
Long-Term Debt	10,633	10,384	8,976	8,546	6,433	7,690
Long-Term Leases	-	103.23	92.98	99.18	113.8	113.26
Pension & Post-Retirement Benefits	-	1.68	1.64	1.41	1.29	1.67
Long-Term Deferred Tax Liabilities	-	91.98	84.25	63.3	59.2	115.49
Other Long-Term Liabilities	4,396	2,372	1,630	1,214	1,378	1,372
Total Liabilities	125,227	124,607	116,094	107,689	102,602	102,732

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	269.66	269.66	269.66	269.66	269.66	269.66
Retained Earnings	-	6,183	5,640	5,170	4,767	4,474
Treasury Stock	-	-2.29	-1.44	-1.37	-1.39	-1.03
Comprehensive Income & Other	6,653	-38.99	-30.5	-114.87	-130.41	109.61
Shareholders' Equity	6,923	6,411	5,878	5,323	4,905	4,852
Total Liabilities & Equity	132,149	131,019	121,972	113,012	107,507	107,584

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	10,999	25,387	21,768	18,616	8,189	8,569
Net Cash (Debt)	9,644	-16,443	-12,880	-12,088	-2,129	-2,533
Net Cash Growth	-0.07%	-	-	-	-	-
Net Cash Per Share	10.39	-17.65	-13.92	-13.02	-2.37	-2.81
Filing Date Shares Outstanding	988.3	898.7	898.68	898.65	898.64	898.67
Total Common Shares Outstanding	988.3	898.7	898.68	898.65	898.64	898.67
Book Value Per Share	7.00	7.13	6.54	5.92	5.46	5.40
Tangible Book Value	6,462	6,041	5,557	5,021	4,626	4,582
Tangible Book Value Per Share	6.54	6.72	6.18	5.59	5.15	5.10

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 26, 2026

Data Sources Report a data error